{"id":200064,"date":"2018-06-01T15:28:57","date_gmt":"2018-06-01T13:28:57","guid":{"rendered":"https:\/\/loudavymkrokem.cz\/?p=200064"},"modified":"2026-06-05T21:14:44","modified_gmt":"2026-06-05T19:14:44","slug":"najlepsie-cestovne-poistenie","status":"publish","type":"post","link":"https:\/\/loudavymkrokem.cz\/sk\/najlepsie-cestovne-poistenie\/","title":{"rendered":"Najlep\u0161ie cestovn\u00e9 poistenie na kr\u00e1tke aj dlh\u00e9 cesty + z\u013eavov\u00e9 k\u00f3dy"},"content":{"rendered":"<p style=\"text-align: justify;\">\u010ci u\u017e pl\u00e1nuje\u0161 kr\u00e1tky v\u00fdlet za hranice, alebo 10-mesa\u010dn\u00fa cestu cez Ju\u017en\u00fa Ameriku s batohom na chrbte, <strong>v\u017edy bude\u0161 potrebova\u0165 dobr\u00e9 cestovn\u00e9 poistenie. Jen\u017ee, ak\u00e9 <a href=\"https:\/\/www.axa-assistance.cz\/produkty-pro-vas\/pojisteni-do-zahranici\/\" target=\"_blank\" rel=\"noopener\">cestovn\u00e9 poistenie do zahrani\u010dia<\/a> vybra\u0165?<\/strong> Preto\u017ee sme sami cestovatelia, vieme, \u010do od poistenia potrebuje\u0161. Porovnali sme pre teba tie najlep\u0161ie mo\u017enosti a vybrali v\u00ed\u0165azov pre kr\u00e1tke aj dlh\u00e9 cesty.<\/p>\n<p style=\"text-align: justify;\"><strong>Z\u00e1kladom pri v\u00fdbere poistenia je vedie\u0165, na ako dlho sa chyst\u00e1\u0161 za hranice.<\/strong> V\u00e4\u010d\u0161ina pois\u0165ovn\u00ed pon\u00faka cestovn\u00e9 poistenie na maxim\u00e1lne tri mesiace. Potom bu\u010f mus\u00ed\u0161 dolo\u017ei\u0165, \u017ee si sa po troch mesiacoch vr\u00e1til\/a domov, alebo plati\u0165 ove\u013ea viac.<\/p>\n<p style=\"text-align: justify;\">Ak ide\u0161 na krat\u0161ie cesty (1 \u2013 90 dn\u00ed), odpor\u00fa\u010dame <strong>pois\u0165ov\u0148u AXA<\/strong>, preto\u017ee s \u0148ou m\u00e1me sk\u00fasenosti. Na dlh\u0161ie cesty odpor\u00fa\u010dame <strong><a class=\"thirstylink\" rel=\"nofollow\" target=\"_blank\" title=\"Safety Wing\" href=\"https:\/\/loudavymkrokem.cz\/sk\/doporucujeme\/safety-wing\/\" data-shortcode=\"true\">SafetyWing<\/a> a <a class=\"thirstylink\" rel=\"nofollow\" target=\"_blank\" title=\"True Traveller\" href=\"https:\/\/loudavymkrokem.cz\/sk\/doporucujeme\/true-traveller\/\" data-shortcode=\"true\">True Traveller<\/a><\/strong>, ktor\u00e9 sa \u0161pecializuj\u00fa na digit\u00e1lnych nom\u00e1dov a skuto\u010dn\u00fdch cestovate\u013eov. Tie m\u00e1me podrobne spracovan\u00e9 v \u010dl\u00e1nku o <strong><a href=\"https:\/\/loudavymkrokem.cz\/sk\/dlhodobe-cestovne-poistenie\/\">dlhodobom poisten\u00ed<\/a><\/strong>. S v\u00fdberom sme si dali z\u00e1le\u017ea\u0165 \u2013 pre\u0161li sme v\u0161etky pois\u0165ovne, porovnali ich cenu, krytie a sk\u00fasenosti pou\u017e\u00edvate\u013eov. Obe pois\u0165ovne sami pou\u017e\u00edvame. \ud83d\ude42<\/p>\n<div style=\"text-align: justify;\">\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_83 ez-toc-wrap-left counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Obsah \u010dl\u00e1nku<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/loudavymkrokem.cz\/sk\/najlepsie-cestovne-poistenie\/#Najlepsie_cestovne_poistenie_na_kratke_cesty_%E2%80%93_AXA_s_50_zlavou\" >Najlep\u0161ie cestovn\u00e9 poistenie na kr\u00e1tke cesty \u2013 AXA s 50 % z\u013eavou<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/loudavymkrokem.cz\/sk\/najlepsie-cestovne-poistenie\/#Poistenie_cez_Cesku_poistovnu_%E2%80%93_20_zlava\" >Poistenie cez \u010cesk\u00fa pois\u0165ov\u0148u \u2013 20 % z\u013eava<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/loudavymkrokem.cz\/sk\/najlepsie-cestovne-poistenie\/#Cestovne_poistenie_%E2%80%93_porovnanie\" >Cestovn\u00e9 poistenie \u2013 porovnanie<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/loudavymkrokem.cz\/sk\/najlepsie-cestovne-poistenie\/#Celorocne_cestovne_poistenie_90_dni\" >Celoro\u010dn\u00e9 cestovn\u00e9 poistenie (90+ dn\u00ed)<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/loudavymkrokem.cz\/sk\/najlepsie-cestovne-poistenie\/#Dlhodobe_cestovne_poistenie_SafetyWing\" >Dlhodob\u00e9 cestovn\u00e9 poistenie SafetyWing<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/loudavymkrokem.cz\/sk\/najlepsie-cestovne-poistenie\/#Dlhodobe_cestovne_poistenie_True_Traveller\" >Dlhodob\u00e9 cestovn\u00e9 poistenie True Traveller<\/a><ul class='ez-toc-list-level-4' ><li class='ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/loudavymkrokem.cz\/sk\/najlepsie-cestovne-poistenie\/#3_zakladne_typy_poistenia_True_Traveller\" >3 z\u00e1kladn\u00e9 typy poistenia True Traveller<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/loudavymkrokem.cz\/sk\/najlepsie-cestovne-poistenie\/#Na_co_nesmies_zabudnut_pri_objednavke\" >Na \u010do nesmie\u0161 zabudn\u00fa\u0165 pri objedn\u00e1vke<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/loudavymkrokem.cz\/sk\/najlepsie-cestovne-poistenie\/#Doplnkove_balicky\" >Doplnkov\u00e9 bal\u00ed\u010dky<\/a><\/li><\/ul><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/loudavymkrokem.cz\/sk\/najlepsie-cestovne-poistenie\/#Chystas_sa_na_dobrodruzstvo\" >Chyst\u00e1\u0161 sa na dobrodru\u017estvo?<\/a><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"Najlepsie_cestovne_poistenie_na_kratke_cesty_%E2%80%93_AXA_s_50_zlavou\"><\/span><b>Najlep\u0161ie cestovn\u00e9 poistenie na kr\u00e1tke cesty \u2013 AXA s 50 % z\u013eavou<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<div>Pri pou\u017eit\u00ed <strong><a class=\"thirstylink\" title=\"Axa cestovn\u00ed poji\u0161t\u011bn\u00ed\" href=\"https:\/\/loudavymkrokem.cz\/doporucujeme\/axa-cestovni-pojisteni\/\" target=\"_blank\" rel=\"noopener noreferrer\">na\u0161ej 50% z\u013eavy<\/a><\/strong> vych\u00e1dza t\u00fd\u017edenn\u00e9 cestovn\u00e9 poistenie na cca 3,50 \u20ac vo variante Reference. T\u00e1 obsahuje krytie do v\u00fd\u0161ky cca 100 000 \u20ac a poistenie asisten\u010dn\u00fdch slu\u017eieb. N\u00e1mi najpou\u017e\u00edvanej\u0161ou variantou je poistenie Komfort.<\/div>\n<\/div>\n<div>\n<figure id=\"attachment_51491\" aria-describedby=\"caption-attachment-51491\" style=\"width: 600px\" class=\"wp-caption aligncenter\"><img loading=\"lazy\" decoding=\"async\" class=\"wp-image-51491\" src=\"https:\/\/www.loudavymkrokem.cz\/wp-content\/uploads\/2023\/05\/img_646f5b7ddaba0.jpg\" alt=\"Luk\u00e1\u0161 s kufrom z Loudav\u00fdm krokem\" width=\"600\" height=\"400\" title=\"\"><figcaption id=\"caption-attachment-51491\" class=\"wp-caption-text\">Pri v\u00fdbere cestovn\u00e9ho poistenia v\u017edy zoh\u013ead\u0148ujeme d\u013a\u017eku pobytu v zahrani\u010d\u00ed a to, \u010di budeme prev\u00e1dzkova\u0165 napr\u00edklad extr\u00e9mne \u0161porty<\/figcaption><\/figure>\n<\/div>\n<div style=\"text-align: justify;\">\n<div>Ak sa chyst\u00e1\u0161 prev\u00e1dzkova\u0165 rizikov\u00e9 \u0161porty, bude\u0161 musie\u0165 po\u010d\u00edta\u0165 s pr\u00edplatkom. To plat\u00ed aj pre horolezcov, kde sa medzi rizikov\u00e9 \u0161porty po\u010d\u00edta aj pobyt v nadmorskej v\u00fd\u0161ke nad 3 500 m n. m. a n\u00e1ro\u010dn\u00e1 turistika.<\/div>\n<\/div>\n<div><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-52153\" src=\"https:\/\/www.loudavymkrokem.cz\/wp-content\/uploads\/2023\/05\/axa-reference.png\" alt=\"axa-reference\" width=\"600\" height=\"114\" title=\"\"><\/div>\n<div style=\"text-align: justify;\">\n<div>V\u00fdhodou poistenia od <a class=\"thirstylink\" title=\"Axa cestovn\u00ed poji\u0161t\u011bn\u00ed\" href=\"https:\/\/loudavymkrokem.cz\/doporucujeme\/axa-cestovni-pojisteni\/\" target=\"_blank\" rel=\"noopener noreferrer\">AXA<\/a> je hlavne r\u00fdchlos\u0165 \u2013 pri kr\u00e1tkych v\u00fdletoch si \u010dasto kupujeme poistenie a\u017e v de\u0148 odchodu, priamo vo vlaku alebo v aute. Poistenie mo\u017eno uzatvori\u0165 online a plat\u00ed prakticky okam\u017eite, sta\u010d\u00ed zaplati\u0165 kartou <a class=\"thirstylink\" title=\"Axa cestovn\u00ed poji\u0161t\u011bn\u00ed\" href=\"https:\/\/loudavymkrokem.cz\/doporucujeme\/axa-cestovni-pojisteni\/\" target=\"_blank\" rel=\"noopener noreferrer\">online<\/a>. Dokumenty o poisten\u00ed ti pr\u00eddu za p\u00e1r min\u00fat na e-mail a m\u00f4\u017ee\u0161 vyrazi\u0165. Poistenie sa aktivuje 4 hodiny po zaplaten\u00ed.<\/div>\n<\/div>\n<figure id=\"attachment_52147\" aria-describedby=\"caption-attachment-52147\" style=\"width: 900px\" class=\"wp-caption aligncenter\"><img loading=\"lazy\" decoding=\"async\" class=\"wp-image-52147\" src=\"https:\/\/www.loudavymkrokem.cz\/wp-content\/uploads\/2023\/05\/axa_1.png\" alt=\"axa pojisteni\" width=\"900\" height=\"597\" title=\"\"><figcaption id=\"caption-attachment-52147\" class=\"wp-caption-text\">V\u00fdber bal\u00ed\u010dka u AXA je jednoduch\u00fd \u2013 v\u017edy odpor\u00fa\u010dame zobra\u0165 si maxim\u00e1lne krytie.<\/figcaption><\/figure>\n<div style=\"text-align: justify;\">Ke\u010f\u017ee sme zatia\u013e nikdy (klopeme na drevo) nemuseli \u017eiada\u0165 pois\u0165ov\u0148u o rie\u0161enie probl\u00e9mu, op\u00fdtali sme sa na Facebooku na va\u0161e sk\u00fasenosti.<\/div>\n<div style=\"text-align: justify;\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-52148\" src=\"https:\/\/www.loudavymkrokem.cz\/wp-content\/uploads\/2023\/05\/axa_pojisteni_2.png\" alt=\"axa_pojisteni_2\" width=\"600\" height=\"82\" title=\"\"><\/div>\n<div style=\"text-align: justify;\"> <\/div>\n<div><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-52166\" src=\"https:\/\/www.loudavymkrokem.cz\/wp-content\/uploads\/2023\/05\/axa-reference-3.png\" alt=\"axa-reference-3\" width=\"600\" height=\"179\" title=\"\"><\/div>\n<div style=\"text-align: justify;\">\n<h2> <\/h2>\n<h2><span class=\"ez-toc-section\" id=\"Poistenie_cez_Cesku_poistovnu_%E2%80%93_20_zlava\"><\/span><b>Poistenie cez \u010cesk\u00fa pois\u0165ov\u0148u \u2013 20 % z\u013eava<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<div> <\/div>\n<div>Aj u \u010ceskej pois\u0165ovne m\u00f4\u017ee\u0161 uplatni\u0165 z\u013eavu (20 % z\u013eava od Loud\u00e1\u010dkov), sta\u010d\u00ed sa preklikn\u00fa\u0165 cez <strong><a class=\"thirstylink\" title=\"\u010desk\u00e1 poji\u0161\u0165ovna\" href=\"https:\/\/loudavymkrokem.cz\/doporucujeme\/ceska-pojistovna\/\" target=\"_blank\" rel=\"noopener noreferrer\">n\u00e1\u0161 odkaz<\/a><\/strong>. Hoci \u010cesk\u00e1 pois\u0165ov\u0148a pon\u00faka mo\u017enos\u0165 posklada\u0165 si bal\u00ed\u010dek pod\u013ea vlastn\u00fdch potrieb, cenovo sme sa nikdy nedostali pod ponuku od AXA.<\/div>\n<\/div>\n<div>\n<figure id=\"attachment_50746\" aria-describedby=\"caption-attachment-50746\" style=\"width: 600px\" class=\"wp-caption aligncenter\"><img loading=\"lazy\" decoding=\"async\" class=\"wp-image-50746\" src=\"https:\/\/www.loudavymkrokem.cz\/wp-content\/uploads\/2023\/05\/skoro_nahore.jpg\" alt=\"exit glacier hiking\" width=\"600\" height=\"400\" title=\"\"><figcaption id=\"caption-attachment-50746\" class=\"wp-caption-text\">\u010casto vyr\u00e1\u017eame na podobn\u00e9, mierne n\u00e1ro\u010dn\u00e9 v\u00fdlety a treky \u2013 dobr\u00e9 cestovn\u00e9 poistenie je pre n\u00e1s preto z\u00e1klad<\/figcaption><\/figure>\n<\/div>\n<div style=\"text-align: justify;\">\n<h2><span class=\"ez-toc-section\" id=\"Cestovne_poistenie_%E2%80%93_porovnanie\"><\/span><b>Cestovn\u00e9 poistenie \u2013 porovnanie<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Ak sa nechce\u0161 obmedzi\u0165 len na na\u0161e odpor\u00fa\u010dania, ur\u010dite vysk\u00fa\u0161aj online porovn\u00e1va\u010de poistenia. Sta\u010d\u00ed do vyh\u013ead\u00e1va\u010da zada\u0165, kam a na ako dlho ide\u0161. Zobrazia sa ti ponuky v\u0161etk\u00fdch pois\u0165ovn\u00ed, ktor\u00e9 si m\u00f4\u017ee\u0161 filtrova\u0165 napr\u00edklad pod\u013ea ceny alebo v\u00fd\u0161ky krytia.<\/p>\n<\/div>\n<figure id=\"attachment_53725\" aria-describedby=\"caption-attachment-53725\" style=\"width: 900px\" class=\"wp-caption aligncenter\"><img loading=\"lazy\" decoding=\"async\" class=\"wp-image-53725\" src=\"https:\/\/www.loudavymkrokem.cz\/wp-content\/uploads\/2023\/05\/porovnej24.jpg\" alt=\"Porovnej24.cz web\" width=\"900\" height=\"416\" title=\"\"><figcaption id=\"caption-attachment-53725\" class=\"wp-caption-text\">Vzh\u013ead vyh\u013ead\u00e1va\u010da Porovnej24.cz<\/figcaption><\/figure>\n<div style=\"text-align: justify;\">\n<div>Sk\u00fasili sme v online porovn\u00e1va\u010doch <strong><a href=\"https:\/\/www.porovnej24.cz\/cestovni-pojisteni\" target=\"_blank\" rel=\"noopener noreferrer\">Porovnej24.cz<\/a><\/strong> a <strong><a href=\"https:\/\/www.netfinance.cz\/cestovni-pojisteni\/\" target=\"_blank\" rel=\"noopener noreferrer\">Netfinance.cz<\/a><\/strong> vyh\u013eada\u0165, na ko\u013eko vyjde t\u00fd\u017ede\u0148 poistenia po Eur\u00f3pe. V\u00fdsledok je tak\u00fd, \u017ee hne\u010f u nieko\u013ek\u00fdch pois\u0165ovn\u00ed vych\u00e1dza poistenie na podobn\u00fa sumu a m\u00e1\u0161 tak pomerne ve\u013ek\u00fd v\u00fdber. Preh\u013eadne na jednom mieste vid\u00ed\u0161, ak\u00e9 limity ka\u017ed\u00e1 pois\u0165ov\u0148a pon\u00faka, a jednoducho si na jednej str\u00e1nke vybere\u0161 poistenie, ktor\u00e9 ti najviac vyhovuje.<\/div>\n<\/div>\n<figure id=\"attachment_53728\" aria-describedby=\"caption-attachment-53728\" style=\"width: 900px\" class=\"wp-caption alignnone\"><img loading=\"lazy\" decoding=\"async\" class=\"wp-image-53728\" src=\"https:\/\/www.loudavymkrokem.cz\/wp-content\/uploads\/2023\/05\/netfinance.png\" alt=\"Zobrazenie detailu porovn\u00e1va\u010da\" width=\"900\" height=\"418\" title=\"\"><figcaption id=\"caption-attachment-53728\" class=\"wp-caption-text\">Rozkliknutie detailu v porovn\u00e1va\u010di<\/figcaption><\/figure>\n<p><em>TIP: Ak preferuje\u0161 \u010cSOB, pri uzatvoren\u00ed <a href=\"https:\/\/kalkulacka.csobpoj.cz\/cestovni-pojisteni\" target=\"_blank\" rel=\"noopener\">cestovn\u00e9ho poistenia<\/a> online pon\u00fakaj\u00fa 10% z\u013eavu \ud83d\ude09<\/em><\/p>\n<p>V s\u00fa\u010dasnosti sa rie\u0161i najm\u00e4 mo\u017enos\u0165 cestovania v \u010dase r\u00f4znych zdravotn\u00fdch obmedzen\u00ed. Napr\u00edklad porovn\u00e1vac\u00ed port\u00e1l Kalkul\u00e1tor.cz pon\u00faka <a href=\"https:\/\/www.kalkulator.cz\/cestovni-pojisteni\/kalkulacka\" target=\"_blank\" rel=\"noopener\">cestovn\u00e9 poistenie<\/a> s ochranou proti Covid-19.<\/p>\n<div style=\"text-align: justify;\">\n<h2><span class=\"ez-toc-section\" id=\"Celorocne_cestovne_poistenie_90_dni\"><\/span>Celoro\u010dn\u00e9 cestovn\u00e9 poistenie (90+ dn\u00ed)<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Ak sa chyst\u00e1\u0161 vycestova\u0165 na dlh\u0161\u00ed \u010das \u2013 napr\u00edklad na rok, alebo jednoducho nevie\u0161, kedy sa zo svojho dobrodru\u017estva vr\u00e1ti\u0161 \u2013 jednozna\u010dne odpor\u00fa\u010dame <strong>poistenie <a class=\"thirstylink\" rel=\"nofollow\" target=\"_blank\" title=\"Safety Wing\" href=\"https:\/\/loudavymkrokem.cz\/sk\/doporucujeme\/safety-wing\/\" data-shortcode=\"true\">SafetyWing<\/a> alebo <a class=\"thirstylink\" rel=\"nofollow\" target=\"_blank\" title=\"True Traveller\" href=\"https:\/\/loudavymkrokem.cz\/sk\/doporucujeme\/true-traveller\/\" data-shortcode=\"true\">True Traveller<\/a><\/strong>. S\u00fa s\u00edce od zahrani\u010dn\u00fdch pois\u0165ovn\u00ed, ale pon\u00fakaj\u00fa skuto\u010dne skvel\u00e9 podmienky, ktor\u00e9 dom\u00e1ce pois\u0165ovne nemaj\u00fa \u010do pon\u00faknu\u0165.<\/p>\n<p><strong><em>\ud83d\udca1TIP: Pre\u010d\u00edtaj si o dlhodobom (ro\u010dnom) cestovnom poisten\u00ed v na\u0161om <a href=\"https:\/\/loudavymkrokem.cz\/sk\/dlhodobe-cestovne-poistenie\/\">novom \u010dl\u00e1nku<\/a>!<\/em><\/strong><\/p>\n<h3><span class=\"ez-toc-section\" id=\"Dlhodobe_cestovne_poistenie_SafetyWing\"><\/span>Dlhodob\u00e9 cestovn\u00e9 poistenie SafetyWing<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>N\u00f3rska spolo\u010dnos\u0165 <strong><a class=\"thirstylink\" title=\"Safety Wing\" href=\"https:\/\/loudavymkrokem.cz\/doporucujeme\/safety-wing\/\" target=\"_blank\" rel=\"noopener noreferrer\">SafetyWing<\/a><\/strong> pri\u0161la v roku 2018 s unik\u00e1tnym sp\u00f4sobom poistenia, ktor\u00e9 je ur\u010den\u00e9 \u0161peci\u00e1lne pre digit\u00e1lnych nom\u00e1dov, freelancerov a \u010dast\u00fdch cestovate\u013eov. Poistenie si plat\u00ed\u0161 mesa\u010dne (raz za 28 dn\u00ed). \u017diadne zlo\u017eit\u00e9 prem\u00fd\u0161\u013eanie \u2013 za p\u00e1r min\u00fat m\u00e1\u0161 zalo\u017een\u00fd \u00fa\u010det, zaplat\u00ed\u0161 platobnou kartou a si na mesiac poisten\u00fd\/\u00e1.<\/p>\n<p><strong><a class=\"thirstylink\" title=\"Safety Wing\" href=\"https:\/\/loudavymkrokem.cz\/doporucujeme\/safety-wing\/\" target=\"_blank\" rel=\"nofollow noopener\">SafetyWing<\/a><\/strong> pon\u00faka poistenie v dvoch r\u00f4znych tarifoch (Essential a Complete), plat\u00ed sa mesa\u010dne, tak\u017ee ke\u010f pr\u00e1ve necestuje\u0161, d\u00e1 sa jednoducho vypn\u00fa\u0165. Uzatvori\u0165 ho mo\u017eno online aj vtedy, ke\u010f si u\u017e v zahrani\u010d\u00ed, a nemus\u00ed\u0161 sa po ur\u010ditom \u010dase vraca\u0165 sp\u00e4\u0165 na Slovensko.<\/p>\n<p><strong>Z\u00e1kladn\u00fd pl\u00e1n pre jednotlivcov vo veku 10\u201339 rokov<\/strong> (Essential) <strong>stoj\u00ed od 56,28 USD mesa\u010dne<\/strong> (mo\u017eno prida\u0165 roz\u0161\u00edren\u00e9 krytie pre USA alebo rizikov\u00e9 \u0161porty). Krytie zah\u0155\u0148a lek\u00e1rske o\u0161etrenie, hospitaliz\u00e1ciu, prevoz do nemocnice, stratu bato\u017einy, preru\u0161enie cesty a me\u0161kanie letov. Celkov\u00e9 krytie je obmedzen\u00e9 na <strong>250 000 USD<\/strong> za poistn\u00fa udalos\u0165.<\/p>\n<p><strong>Komplexnej\u0161ie krytie poskytuje varianta Complete.<\/strong> Hlavnou v\u00fdhodou tohto pl\u00e1nu je <strong>vysok\u00fd celkov\u00fd limit krytia vo v\u00fd\u0161ke 1 500 000 USD.<\/strong> Pokr\u00fdva nielen ne\u010dakan\u00e9 zdravotn\u00e9 probl\u00e9my, ale aj pokra\u010duj\u00facu zdravotn\u00fa starostlivos\u0165 \u010di prevent\u00edvne prehliadky u lek\u00e1ra. <strong>Medzi \u010fal\u0161ie zahrnut\u00e9 slu\u017eby patria:<\/strong><\/p>\n<ul>\n<li>Prevoz do lep\u0161ie vybavenej nemocnice.<\/li>\n<li>Krytie straty bato\u017einy.<\/li>\n<li>Psychologick\u00e1 pomoc.<\/li>\n<li>N\u00e1v\u0161teva \u0161pecialistu (napr. gynekol\u00f3g, chiropraktik,&#8230;)<\/li>\n<li>Poistenie proti kr\u00e1de\u017ei.<\/li>\n<li>\u00dahrada n\u00e1kladov pri me\u0161kan\u00ed cesty alebo preru\u0161en\u00ed z rodinn\u00fdch d\u00f4vodov.<\/li>\n<li>Krytie n\u00e1kladov na prevoz \u010di pohreb v pr\u00edpade \u00famrtia.<\/li>\n<\/ul>\n<p><strong>Cena pre osoby vo veku 18\u201339 rokov za\u010d\u00edna na 150,50 USD mesa\u010dne<\/strong>, s mo\u017enos\u0165ou doplnenia o roz\u0161\u00edren\u00e9 krytie pre USA alebo rizikov\u00e9 \u0161porty.<\/p>\n<figure id=\"attachment_91216\" aria-describedby=\"caption-attachment-91216\" style=\"width: 1200px\" class=\"wp-caption alignnone\"><img loading=\"lazy\" decoding=\"async\" class=\"wp-image-91216 size-full\" src=\"https:\/\/loudavymkrokem.cz\/wp-content\/uploads\/2019\/08\/Safety-wing-tarify.jpg\" alt=\"Tarify poistenia u Safety Wing\" width=\"1200\" height=\"630\" title=\"\" srcset=\"https:\/\/loudavymkrokem.cz\/wp-content\/uploads\/2019\/08\/Safety-wing-tarify.jpg 1200w, https:\/\/loudavymkrokem.cz\/wp-content\/uploads\/2019\/08\/Safety-wing-tarify-300x158.jpg 300w, https:\/\/loudavymkrokem.cz\/wp-content\/uploads\/2019\/08\/Safety-wing-tarify-700x368.jpg 700w, https:\/\/loudavymkrokem.cz\/wp-content\/uploads\/2019\/08\/Safety-wing-tarify-768x403.jpg 768w, https:\/\/loudavymkrokem.cz\/wp-content\/uploads\/2019\/08\/Safety-wing-tarify-696x365.jpg 696w\" sizes=\"auto, (max-width: 1200px) 100vw, 1200px\" \/><figcaption id=\"caption-attachment-91216\" class=\"wp-caption-text\">Tarify poistenia u <a class=\"thirstylink\" rel=\"nofollow\" target=\"_blank\" title=\"Safety Wing\" href=\"https:\/\/loudavymkrokem.cz\/sk\/doporucujeme\/safety-wing\/\" data-shortcode=\"true\">Safety Wing<\/a><\/figcaption><\/figure>\n<h3><span class=\"ez-toc-section\" id=\"Dlhodobe_cestovne_poistenie_True_Traveller\"><\/span>Dlhodob\u00e9 cestovn\u00e9 poistenie True Traveller<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<div>Poistenie <strong><a class=\"thirstylink\" title=\"True Traveller\" href=\"https:\/\/loudavymkrokem.cz\/doporucujeme\/true-traveller\/\" target=\"_blank\" rel=\"noopener noreferrer\">True Traveller<\/a><\/strong> je hlavne pre cestovate\u013eov, ako sme my! Ak nevie\u0161, na ak\u00fa poloko\u013eu \u0165a o mesiac zavedie vietor, <a class=\"thirstylink\" rel=\"nofollow\" target=\"_blank\" title=\"True Traveller\" href=\"https:\/\/loudavymkrokem.cz\/sk\/doporucujeme\/true-traveller\/\" data-shortcode=\"true\">True Traveller<\/a> je presne pre teba. Poisti\u0165 sa m\u00f4\u017ee\u0161 a\u017e na 18 mesiacov a poistka zah\u0155\u0148a v\u0161etky mo\u017en\u00e9 aktivity, ktor\u00e9 na cest\u00e1ch m\u00f4\u017ee\u0161 robi\u0165. Uk\u00e1\u017e n\u00e1m pois\u0165ov\u0148u, ktor\u00e1 \u0165a bez pr\u00edplatku poist\u00ed na bungee jumping alebo skok pad\u00e1kom.<\/div>\n<div> <\/div>\n<\/div>\n<div style=\"text-align: justify;\">\n<div><strong><a class=\"thirstylink\" rel=\"nofollow\" target=\"_blank\" title=\"True Traveller\" href=\"https:\/\/loudavymkrokem.cz\/sk\/doporucujeme\/true-traveller\/\" data-shortcode=\"true\">True Traveller<\/a><\/strong> je britsk\u00e1 pois\u0165ov\u0148a, tak\u017ee s nimi bude\u0161 komunikova\u0165 v angli\u010dtine. Ale ak pl\u00e1nuje\u0161 vycestova\u0165 na tak dlh\u00fa dobu, s t\u00fdm pravdepodobne nebude\u0161 ma\u0165 probl\u00e9m.<\/div>\n<div> <\/div>\n<div><b>V \u010dom je ro\u010dn\u00e9 poistenie <a class=\"thirstylink\" rel=\"nofollow\" target=\"_blank\" title=\"True Traveller\" href=\"https:\/\/loudavymkrokem.cz\/sk\/doporucujeme\/true-traveller\/\" data-shortcode=\"true\">True Traveller<\/a> lep\u0161ie ne\u017e slovensk\u00e9 pois\u0165ovne?<\/b><\/div>\n<ul>\n<li>\n<div>Pois\u0165uje \u0165a a\u017e na sumu zodpovedaj\u00facu cca 12 mil. \u20ac<\/div>\n<\/li>\n<li>\n<div>Poisti\u0165 sa m\u00f4\u017ee\u0161 a\u017e na 18 mesiacov s mo\u017enos\u0165ou pred\u013a\u017eenia<\/div>\n<\/li>\n<li>\n<div>Prepl\u00e1canie lie\u010debn\u00fdch v\u00fddavkov priamo na ceste<\/div>\n<\/li>\n<li>\n<div>90+ \u0161portov\u00fdch aktiv\u00edt kryt\u00fdch v z\u00e1kladnom poisten\u00ed<\/div>\n<\/li>\n<\/ul>\n<p>S poisten\u00edm od <a class=\"thirstylink\" rel=\"nofollow\" target=\"_blank\" title=\"True Traveller\" href=\"https:\/\/loudavymkrokem.cz\/sk\/doporucujeme\/true-traveller\/\" data-shortcode=\"true\">True Traveller<\/a> nemus\u00ed\u0161 preru\u0161i\u0165 cestu. Poistn\u00fa udalos\u0165 nahl\u00e1si\u0161 online a do piatich dn\u00ed bude\u0161 ma\u0165 peniaze na \u00fa\u010dte. \u017diadne zlo\u017eit\u00e9 procesy ako u klasick\u00fdch pois\u0165ovn\u00ed. <strong><a class=\"thirstylink\" title=\"True Traveller\" href=\"https:\/\/loudavymkrokem.cz\/doporucujeme\/true-traveller\/\" target=\"_blank\" rel=\"noopener noreferrer\">Poistenku si m\u00f4\u017ee\u0161 uzatvori\u0165 tu<\/a><\/strong>.<\/p>\n<\/div>\n<div style=\"text-align: justify;\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-52150\" src=\"https:\/\/www.loudavymkrokem.cz\/wp-content\/uploads\/2023\/05\/true_traveller-300x62.png\" alt=\"true_traveller\" width=\"600\" height=\"123\" title=\"\"><\/div>\n<div style=\"text-align: justify;\">\n<div>Poistenie od <a class=\"thirstylink\" rel=\"nofollow\" target=\"_blank\" title=\"True Traveller\" href=\"https:\/\/loudavymkrokem.cz\/sk\/doporucujeme\/true-traveller\/\" data-shortcode=\"true\">True Traveller<\/a> m\u00e1 na webe <a href=\"http:\/\/trustpilot.com\/\" target=\"_blank\" rel=\"noopener\">Trustpilot.com<\/a> maxim\u00e1lny po\u010det hviezdi\u010diek. Celkovo 97 % z 905 recenzi\u00ed hodnot\u00ed <a class=\"thirstylink\" rel=\"nofollow\" target=\"_blank\" title=\"True Traveller\" href=\"https:\/\/loudavymkrokem.cz\/sk\/doporucujeme\/true-traveller\/\" data-shortcode=\"true\">True Traveller<\/a> ako v\u00fdborn\u00fa slu\u017ebu.<\/div>\n<\/div>\n<div style=\"text-align: justify;\"><a class=\"thirstylink\" title=\"True Traveller\" href=\"https:\/\/loudavymkrokem.cz\/doporucujeme\/true-traveller\/\" target=\"_blank\" rel=\"noopener noreferrer\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-52151\" src=\"https:\/\/www.loudavymkrokem.cz\/wp-content\/uploads\/2023\/05\/true-traveller-2.png\" alt=\"true-traveller-2\" width=\"1554\" height=\"350\" title=\"\"><\/a><\/div>\n<div style=\"text-align: justify;\">\n<h4><span class=\"ez-toc-section\" id=\"3_zakladne_typy_poistenia_True_Traveller\"><\/span><b>3 z\u00e1kladn\u00e9 typy poistenia <a class=\"thirstylink\" title=\"True Traveller\" href=\"https:\/\/loudavymkrokem.cz\/doporucujeme\/true-traveller\/\" target=\"_blank\" rel=\"noopener noreferrer\">True Traveller<\/a><\/b><span class=\"ez-toc-section-end\"><\/span><\/h4>\n<div><a class=\"thirstylink\" rel=\"nofollow\" target=\"_blank\" title=\"True Traveller\" href=\"https:\/\/loudavymkrokem.cz\/sk\/doporucujeme\/true-traveller\/\" data-shortcode=\"true\">True Traveller<\/a> pon\u00faka 3 typy poistenia: True Value, Traveller a Traveller Plus. Prv\u00fd je najlacnej\u0161\u00ed a neobsahuje napr\u00edklad poistenie zme\u0161kania letu. Pravdepodobne v\u0161ak zist\u00ed\u0161, \u017ee ti najlacnej\u0161ia varianta vyhovuje (v porovnan\u00ed s dom\u00e1cimi ponukami).<\/div>\n<h4><span class=\"ez-toc-section\" id=\"Na_co_nesmies_zabudnut_pri_objednavke\"><\/span><b>Na \u010do nesmie\u0161 zabudn\u00fa\u0165 pri objedn\u00e1vke<\/b><span class=\"ez-toc-section-end\"><\/span><\/h4>\n<div>Pri objedn\u00e1vke ur\u010dite za\u0161krtni, \u017ee nechce\u0161 \u017eiadnu spolu\u00fa\u010das\u0165. Pri ro\u010dnom poisten\u00ed \u0165a to vyjde na cca 50 USD, \u010do je takmer zadarmo. Ak to neurob\u00ed\u0161, bude\u0161 ma\u0165 spolu\u00fa\u010das\u0165 minim\u00e1lne 140 \u20ac, tak\u017ee v\u00e4\u010d\u0161inu men\u0161\u00edch probl\u00e9mov by si si zaplatil\/a s\u00e1m\/sama.<\/div>\n<\/div>\n<div style=\"text-align: justify;\"><a class=\"thirstylink\" title=\"True Traveller\" href=\"https:\/\/loudavymkrokem.cz\/doporucujeme\/true-traveller\/\" target=\"_blank\" rel=\"noopener noreferrer\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-52152\" src=\"https:\/\/www.loudavymkrokem.cz\/wp-content\/uploads\/2023\/05\/true-traveller-3.jpg\" alt=\"true-traveller-3\" width=\"1024\" height=\"538\" title=\"\"><\/a><\/div>\n<div style=\"text-align: justify;\">\n<h4><span class=\"ez-toc-section\" id=\"Doplnkove_balicky\"><\/span><b>Doplnkov\u00e9 bal\u00ed\u010dky<\/b><span class=\"ez-toc-section-end\"><\/span><\/h4>\n<div>Po v\u00fdbere z\u00e1kladn\u00e9ho bal\u00edka si m\u00f4\u017ee\u0161 zvoli\u0165 doplnky. S\u00fa tri: Traveller Pack, Adventure Pack a Extreme Pack.<\/div>\n<div>Traveller Pack dostane\u0161 automaticky k nov\u00e9mu poisteniu zadarmo \u2013 zah\u0155\u0148a v\u00e4\u010d\u0161inu z\u00e1kladn\u00fdch \u0161portov vr\u00e1tane \u0161norchlovania a pot\u00e1pania do 18 metrov.<\/div>\n<div> <\/div>\n<div>Ak pl\u00e1nuje\u0161 v zahrani\u010d\u00ed pracova\u0165, bude\u0161 musie\u0165 zvoli\u0165 Adventure Pack, ktor\u00fd pokr\u00fdva manu\u00e1lnu pr\u00e1cu a dobrovo\u013en\u00edctvo.<\/div>\n<div> <\/div>\n<div><b>Tak\u017ee pre koho je poistenie <a class=\"thirstylink\" title=\"True Traveller\" href=\"https:\/\/loudavymkrokem.cz\/doporucujeme\/true-traveller\/\" target=\"_blank\" rel=\"noopener noreferrer\">True Traveller<\/a> hlavne ur\u010den\u00e9?<\/b><\/div>\n<div> <\/div>\n<div>Predov\u0161etk\u00fdm pre t\u00fdch z v\u00e1s, \u010do chc\u00fa cestova\u0165 dlh\u0161ie ako tri mesiace a radi cestuj\u00fa bez dlhodobej\u0161ieho pl\u00e1nu. Poistenie je lacn\u00e9, vybavenie je r\u00fdchle a v\u010faka bal\u00ed\u010dkom si ho m\u00f4\u017ee\u0161 posklada\u0165 presne na mieru.<\/div>\n<\/div>\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Chystas_sa_na_dobrodruzstvo\"><\/span>Chyst\u00e1\u0161 sa na dobrodru\u017estvo?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p><strong>Nezabudni si pre\u010d\u00edta\u0165:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><a href=\"https:\/\/loudavymkrokem.cz\/sk\/vybava-na-kempovanie\/\"><strong>V\u00fdbava na kempovanie<\/strong><\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/loudavymkrokem.cz\/sk\/vybavenie-na-cesty\/\"><strong>Vybavenie na cesty<\/strong><\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/loudavymkrokem.cz\/sk\/ako-na-letenky\/\"><strong>Ako na lacn\u00e9 letenky<\/strong><\/a><\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"<p>\u010ci u\u017e pl\u00e1nuje\u0161 kr\u00e1tky v\u00fdlet za hranice, alebo 10-mesa\u010dn\u00fa cestu cez Ju\u017en\u00fa Ameriku s batohom na chrbte, v\u017edy bude\u0161 potrebova\u0165 dobr\u00e9 cestovn\u00e9 poistenie. Porovnali sme tie najlep\u0161ie mo\u017enosti a vybrali v\u00ed\u0165azov pre kr\u00e1tke aj dlh\u00e9 cesty.<\/p>\n","protected":false},"author":2,"featured_media":51313,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":"","rank_math_title":"Najlep\u0161ie cestovn\u00e9 poistenie 2024 + z\u013eavy","rank_math_description":"H\u013ead\u00e1\u0161 najlep\u0161ie cestovn\u00e9 poistenie do zahrani\u010dia? Porovnali sme AXA, SafetyWing aj True Traveller. Zisti, ktor\u00e9 sa oplat\u00ed \u2013 aj so z\u013eavov\u00fdmi k\u00f3dmi!","rank_math_focus_keyword":"cestovn\u00e9 poistenie","rank_math_seo_score":""},"categories":[744],"tags":[],"class_list":{"0":"post-200064","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-cestovatelske-tipy"},"acf":[],"featured_image_src":"https:\/\/loudavymkrokem.cz\/wp-content\/uploads\/2017\/11\/IMG_9272.jpg","author_info":{"display_name":"Luk\u00e1\u0161 Kone\u010dn\u00fd","author_link":"https:\/\/loudavymkrokem.cz\/sk\/author\/lukas-konecny\/"},"_links":{"self":[{"href":"https:\/\/loudavymkrokem.cz\/sk\/wp-json\/wp\/v2\/posts\/200064","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/loudavymkrokem.cz\/sk\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/loudavymkrokem.cz\/sk\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/loudavymkrokem.cz\/sk\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/loudavymkrokem.cz\/sk\/wp-json\/wp\/v2\/comments?post=200064"}],"version-history":[{"count":2,"href":"https:\/\/loudavymkrokem.cz\/sk\/wp-json\/wp\/v2\/posts\/200064\/revisions"}],"predecessor-version":[{"id":218170,"href":"https:\/\/loudavymkrokem.cz\/sk\/wp-json\/wp\/v2\/posts\/200064\/revisions\/218170"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/loudavymkrokem.cz\/sk\/wp-json\/wp\/v2\/media\/51313"}],"wp:attachment":[{"href":"https:\/\/loudavymkrokem.cz\/sk\/wp-json\/wp\/v2\/media?parent=200064"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/loudavymkrokem.cz\/sk\/wp-json\/wp\/v2\/categories?post=200064"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/loudavymkrokem.cz\/sk\/wp-json\/wp\/v2\/tags?post=200064"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}