{"id":318058,"date":"2023-11-13T12:31:00","date_gmt":"2023-11-13T11:31:00","guid":{"rendered":"https:\/\/loudavymkrokem.cz\/card-revolut-recenzie\/"},"modified":"2026-08-02T07:13:52","modified_gmt":"2026-08-02T05:13:52","slug":"card-revolut-recenzie","status":"publish","type":"post","link":"https:\/\/loudavymkrokem.cz\/ro\/card-revolut-recenzie\/","title":{"rendered":"Recenzie card Revolut: experien\u021ba unui utilizator de lung\u0103 durat\u0103 2026"},"content":{"rendered":"\n<!-- lk-tldr -->\n<div class=\"lk-tldr\" style=\"background:#f7f5f0;border-left:4px solid #c39f76;border-radius:0 10px 10px 0;padding:14px 18px;margin:0 0 26px;font-size:15px;line-height:1.65;\"><strong style=\"display:block;font-size:12px;text-transform:uppercase;letter-spacing:.06em;color:#a9885a;margin-bottom:5px;\">TL;DR<\/strong>Din experien\u021ba de lung\u0103 durat\u0103 cu <strong>cardul Revolut<\/strong> \u00eenc\u0103 din 2016, cu cheltuieli totale de peste 1.000.000 CZK, reiese c\u0103 este vorba despre un cont multi-valut\u0103 oferit de un fintech britanic, cu pl\u0103\u021bi \u00een str\u0103in\u0103tate f\u0103r\u0103 comisioane la curs interbancar, folosit \u00een Cehia de peste 600.000 de oameni. Cardul \u0219i aplica\u021bia sunt gratuite \u00een varianta de baz\u0103, cardul fizic cost\u0103 99 CZK, iar sunt disponibile cinci planuri tarifare, de la Standard la Ultra (\u00eentre 89,99 \u0219i 1.100 CZK pe lun\u0103), cu limite diferite de retragere, cashback \u0219i asigurare de c\u0103l\u0103torie. <strong>Revolut<\/strong> ofer\u0103 \u0219i tranzac\u021bionare de ac\u021biuni f\u0103r\u0103 comisioane, un cont de economii Savings cu dob\u00e2nd\u0103 de 3\u20135% pe an, plus siguran\u021ba cardului prin GPS \u0219i posibilitatea de a-l bloca direct din aplica\u021bie. Dezavantajul \u00eel reprezint\u0103 comisioanele de 0,5\u20132% la schimbul valutar \u00een afara orelor de tranzac\u021bionare de pe pia\u021b\u0103 \u0219i cursurile mai pu\u021bin avantajoase pentru valute precum bahtul thailandez, grivna ucrainean\u0103 sau lari-ul georgian.<\/div>\n<!-- \/lk-tldr -->\n\n\n\n<p class=\"wp-block-paragraph\">Folosesc <strong>cardul Revolut<\/strong> din 2016, <strong>am cheltuit cu el peste 40.000 \u20ac<\/strong> \u0219i r\u0103m\u00e2ne cardul meu de plat\u0103 preferat pentru c\u0103l\u0103torii. Am testat de nenum\u0103rate ori toate func\u021biile \u0219i \u00eei cunosc at\u00e2t avantajele, c\u00e2t \u0219i dezavantajele \u2013 majoritatea le-am verificat direct \u00een practic\u0103.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Pe Revolut \u00eemi vin \u00een mod regulat bani din diferite col\u021buri ale lumii, \u00eel folosesc pentru pl\u0103\u021bi \u00een str\u0103in\u0103tate<\/strong>, retrageri de la bancomate dubioase, pentru investi\u021bii \u0219i pentru a trimite bani prietenilor.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Prin linkul meu po\u021bi ob\u021bine un <a class=\"thirstylink\" rel=\"nofollow\" target=\"_blank\" title=\"Revolut\" href=\"https:\/\/loudavymkrokem.cz\/doporucujeme\/revolut\/\" data-shortcode=\"true\"><strong>card Revolut cu abonament Premium gratuit timp de 3 luni<\/strong><\/a>. Nu ri\u0219ti nimic \u0219i po\u021bi testa toate func\u021biile f\u0103r\u0103 angajament. Dup\u0103 cele 3 luni po\u021bi trece la versiunea gratuit\u0103. \ud83d\ude0a Ai nevoie de mai multe informa\u021bii? Atunci cite\u0219te mai departe, vei afla absolut totul despre Revolut.<\/p>\n\n\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_85 ez-toc-wrap-left counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Cuprinsul articolului<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/loudavymkrokem.cz\/ro\/card-revolut-recenzie\/#Ce_este_Revolut\" >Ce este Revolut<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/loudavymkrokem.cz\/ro\/card-revolut-recenzie\/#Revolut_10\" >Revolut 10<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/loudavymkrokem.cz\/ro\/card-revolut-recenzie\/#Cum_incepi_cu_Revolut\" >Cum \u00eencepi cu Revolut<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/loudavymkrokem.cz\/ro\/card-revolut-recenzie\/#Autentificare_Revolut_login\" >Autentificare Revolut (login)<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/loudavymkrokem.cz\/ro\/card-revolut-recenzie\/#Cum_arata_aplicatia_Revolut\" >Cum arat\u0103 aplica\u021bia Revolut<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/loudavymkrokem.cz\/ro\/card-revolut-recenzie\/#Plati_in_strainatate_fara_comisioane_cand_stii_cum\" >Pl\u0103\u021bi \u00een str\u0103in\u0103tate f\u0103r\u0103 comisioane (c\u00e2nd \u0219tii cum)<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/loudavymkrokem.cz\/ro\/card-revolut-recenzie\/#Cardul_Revolut_si_conturile_valutare_sunt_gratuite\" >Cardul Revolut \u0219i conturile valutare sunt gratuite<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/loudavymkrokem.cz\/ro\/card-revolut-recenzie\/#Alte_functii_Revolut_care_merita_mentionate\" >Alte func\u021bii Revolut care merit\u0103 men\u021bionate<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/loudavymkrokem.cz\/ro\/card-revolut-recenzie\/#Comparatie_a_planurilor_Revolut_avantajele_lor\" >Compara\u021bie a planurilor Revolut: avantajele lor<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/loudavymkrokem.cz\/ro\/card-revolut-recenzie\/#Revolut_Standard\" >Revolut Standard<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/loudavymkrokem.cz\/ro\/card-revolut-recenzie\/#Revolut_Plus\" >Revolut Plus<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/loudavymkrokem.cz\/ro\/card-revolut-recenzie\/#Revolut_Premium\" >Revolut Premium<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/loudavymkrokem.cz\/ro\/card-revolut-recenzie\/#Revolut_Metal\" >Revolut Metal<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/loudavymkrokem.cz\/ro\/card-revolut-recenzie\/#Revolut_Ultra\" >Revolut Ultra<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/loudavymkrokem.cz\/ro\/card-revolut-recenzie\/#Prezentare_completa_a_avantajelor_fiecarui_abonament\" >Prezentare complet\u0103 a avantajelor fiec\u0103rui abonament<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-16\" href=\"https:\/\/loudavymkrokem.cz\/ro\/card-revolut-recenzie\/#Revolut_Subscriptions_%E2%80%93_abonamente_la_aplicatii_premium_gratuit\" >Revolut Subscriptions \u2013 abonamente la aplica\u021bii premium gratuit<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-17\" href=\"https:\/\/loudavymkrokem.cz\/ro\/card-revolut-recenzie\/#Revolut_Pro_cont_pentru_freelanceri\" >Revolut Pro: cont pentru freelanceri<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-18\" href=\"https:\/\/loudavymkrokem.cz\/ro\/card-revolut-recenzie\/#Revolut_Business\" >Revolut Business<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-19\" href=\"https:\/\/loudavymkrokem.cz\/ro\/card-revolut-recenzie\/#Contul_Revolut\" >Contul Revolut &lt;18<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-20\" href=\"https:\/\/loudavymkrokem.cz\/ro\/card-revolut-recenzie\/#Asigurarea_Revolut\" >Asigurarea Revolut<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-21\" href=\"https:\/\/loudavymkrokem.cz\/ro\/card-revolut-recenzie\/#Asigurarea_de_calatorie_pe_termen_lung_SafetyWing\" >Asigurarea de c\u0103l\u0103torie pe termen lung SafetyWing<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-22\" href=\"https:\/\/loudavymkrokem.cz\/ro\/card-revolut-recenzie\/#Bugetare_cu_aplicatia\" >Bugetare cu aplica\u021bia<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-23\" href=\"https:\/\/loudavymkrokem.cz\/ro\/card-revolut-recenzie\/#Comisioanele_si_limitele_Revolut\" >Comisioanele \u0219i limitele Revolut<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-24\" href=\"https:\/\/loudavymkrokem.cz\/ro\/card-revolut-recenzie\/#Cum_trimiti_bani_pe_Revolut\" >Cum trimi\u021bi bani pe Revolut<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-25\" href=\"https:\/\/loudavymkrokem.cz\/ro\/card-revolut-recenzie\/#Securitatea_cardurilor_de_plata_Revolut\" >Securitatea cardurilor de plat\u0103 Revolut<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-26\" href=\"https:\/\/loudavymkrokem.cz\/ro\/card-revolut-recenzie\/#Ce_nu_este_gratuit_la_Revolut\" >Ce nu este gratuit la Revolut?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-27\" href=\"https:\/\/loudavymkrokem.cz\/ro\/card-revolut-recenzie\/#Schimburi_automate\" >Schimburi automate<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-28\" href=\"https:\/\/loudavymkrokem.cz\/ro\/card-revolut-recenzie\/#Suportul_pentru_clienti_Revolut_contact_Romania\" >Suportul pentru clien\u021bi Revolut (contact Romania)<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-29\" href=\"https:\/\/loudavymkrokem.cz\/ro\/card-revolut-recenzie\/#Revolut_Savings_%E2%80%93_primesti_dobanda_pentru_ca_economisesti\" >Revolut Savings \u2013 prime\u0219ti dob\u00e2nd\u0103 pentru c\u0103 economise\u0219ti<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-30\" href=\"https:\/\/loudavymkrokem.cz\/ro\/card-revolut-recenzie\/#Revolut_nu_este_intotdeauna_cea_mai_avantajoasa_optiune\" >Revolut nu este \u00eentotdeauna cea mai avantajoas\u0103 op\u021biune<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-31\" href=\"https:\/\/loudavymkrokem.cz\/ro\/card-revolut-recenzie\/#Tranzactionarea_cu_actiuni\" >Tranzac\u021bionarea cu ac\u021biuni<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-32\" href=\"https:\/\/loudavymkrokem.cz\/ro\/card-revolut-recenzie\/#Codul_de_identificare_fiscala\" >Codul de identificare fiscal\u0103<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-33\" href=\"https:\/\/loudavymkrokem.cz\/ro\/card-revolut-recenzie\/#Pe_Revolut_tranzactionezi_actiuni_fara_comision\" >Pe Revolut tranzac\u021bionezi ac\u021biuni f\u0103r\u0103 comision<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-34\" href=\"https:\/\/loudavymkrokem.cz\/ro\/card-revolut-recenzie\/#Achizitii_fractionate_de_actiuni\" >Achizi\u021bii frac\u021bionate de ac\u021biuni<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-35\" href=\"https:\/\/loudavymkrokem.cz\/ro\/card-revolut-recenzie\/#Plata_dividendelor\" >Plata dividendelor<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-36\" href=\"https:\/\/loudavymkrokem.cz\/ro\/card-revolut-recenzie\/#Cu_ce_actiuni_poti_tranzactiona\" >Cu ce ac\u021biuni po\u021bi tranzac\u021biona<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-37\" href=\"https:\/\/loudavymkrokem.cz\/ro\/card-revolut-recenzie\/#Cum_cumperi_actiuni_pe_Revolut\" >Cum cumperi ac\u021biuni pe Revolut<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-38\" href=\"https:\/\/loudavymkrokem.cz\/ro\/card-revolut-recenzie\/#Alimentarea_contului_de_investitii\" >Alimentarea contului de investi\u021bii<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-39\" href=\"https:\/\/loudavymkrokem.cz\/ro\/card-revolut-recenzie\/#Cumpararea_actiunilor\" >Cump\u0103rarea ac\u021biunilor<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-40\" href=\"https:\/\/loudavymkrokem.cz\/ro\/card-revolut-recenzie\/#Cum_se_impoziteaza_tranzactionarea_pe_Revolut\" >Cum se impoziteaz\u0103 tranzac\u021bionarea pe Revolut<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-41\" href=\"https:\/\/loudavymkrokem.cz\/ro\/card-revolut-recenzie\/#Google_Pay\" >Google Pay<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-42\" href=\"https:\/\/loudavymkrokem.cz\/ro\/card-revolut-recenzie\/#Apple_Pay\" >Apple Pay<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-43\" href=\"https:\/\/loudavymkrokem.cz\/ro\/card-revolut-recenzie\/#Donatii_catre_organizatii_caritabile_prin_Revolut\" >Dona\u021bii c\u0103tre organiza\u021bii caritabile prin Revolut<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-44\" href=\"https:\/\/loudavymkrokem.cz\/ro\/card-revolut-recenzie\/#Licenta_bancara\" >Licen\u021ba bancar\u0103<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-45\" href=\"https:\/\/loudavymkrokem.cz\/ro\/card-revolut-recenzie\/#Intrebari_si_raspunsuri\" >\u00centreb\u0103ri \u0219i r\u0103spunsuri<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-46\" href=\"https:\/\/loudavymkrokem.cz\/ro\/card-revolut-recenzie\/#Revolut_si_popririle_executarea_silita\" >Revolut \u0219i popririle (executarea silit\u0103)<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-47\" href=\"https:\/\/loudavymkrokem.cz\/ro\/card-revolut-recenzie\/#Permite_Revolut_schimbul_valutar_automat\" >Permite Revolut schimbul valutar automat?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-48\" href=\"https:\/\/loudavymkrokem.cz\/ro\/card-revolut-recenzie\/#Se_poate_obtine_gratuit_cardul_Revolut\" >Se poate ob\u021bine gratuit cardul Revolut?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-49\" href=\"https:\/\/loudavymkrokem.cz\/ro\/card-revolut-recenzie\/#Poate_Revolut_sa_faca_tranzactii_cu_actiuni_si_criptomonede\" >Poate Revolut s\u0103 fac\u0103 tranzac\u021bii cu ac\u021biuni \u0219i criptomonede?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-50\" href=\"https:\/\/loudavymkrokem.cz\/ro\/card-revolut-recenzie\/#Pot_sa-mi_trimit_banii_inapoi_de_pe_Revolut_pe_cont\" >Pot s\u0103-mi trimit banii \u00eenapoi de pe Revolut pe cont?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-51\" href=\"https:\/\/loudavymkrokem.cz\/ro\/card-revolut-recenzie\/#Revolut_executare_si_insolventa\" >Revolut executare \u0219i insolven\u021b\u0103<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-52\" href=\"https:\/\/loudavymkrokem.cz\/ro\/card-revolut-recenzie\/#%E2%80%9ECardul_Revolut_te_lasa_fara_baniu0022_E_adevarat\" >\u201eCardul Revolut te las\u0103 f\u0103r\u0103 bani.u0022 E adev\u0103rat?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-53\" href=\"https:\/\/loudavymkrokem.cz\/ro\/card-revolut-recenzie\/#Cum_sa_primesti_plata_pe_Revolut\" >Cum s\u0103 prime\u0219ti plata pe Revolut?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-54\" href=\"https:\/\/loudavymkrokem.cz\/ro\/card-revolut-recenzie\/#Ce_este_necesar_pentru_a_deschide_un_cont_Revolut\" >Ce este necesar pentru a deschide un cont Revolut?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-55\" href=\"https:\/\/loudavymkrokem.cz\/ro\/card-revolut-recenzie\/#Bancomat_Revolut_%E2%80%93_se_pot_depune_bani_pe_Revolut_prin_bancomat\" >Bancomat Revolut \u2013 se pot depune bani pe Revolut prin bancomat?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-56\" href=\"https:\/\/loudavymkrokem.cz\/ro\/card-revolut-recenzie\/#Revolut_ID_%E2%80%93_Numar_personal_%E2%80%93_Ce_este\" >Revolut ID \u2013 Num\u0103r personal \u2013 Ce este?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-57\" href=\"https:\/\/loudavymkrokem.cz\/ro\/card-revolut-recenzie\/#Ce_este_domiciliul_fiscal_Revolut\" >Ce este domiciliul fiscal Revolut?<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Ce_este_Revolut\"><\/span>Ce este Revolut<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><a class=\"thirstylink\" rel=\"nofollow\" target=\"_blank\" title=\"Revolut\" href=\"https:\/\/loudavymkrokem.cz\/doporucujeme\/revolut\/\" data-shortcode=\"true\">Revolut<\/a> este o companie fintech din Marea Britanie care, prin aplica\u021bia sa mobil\u0103, permite gestionarea unui cont multivalutar conectat la un card de plat\u0103. <strong>Banii pot fi schimba\u021bi liber \u00een cadrul contului la cursuri interbancare<\/strong>, pl\u0103\u021bile cu cardul \u00een str\u0103in\u0103tate sunt f\u0103r\u0103 comisioane \u0219i se fac \u00eentotdeauna \u00een moneda local\u0103.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Revolut Romania are peste 4 milioane de utilizatori \u0219i num\u0103rul lor cre\u0219te rapid \u2013 este una dintre cele mai populare aplica\u021bii financiare din \u021bar\u0103.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Astfel nu pierzi bani pe un curs de schimb dezavantajos, a\u0219a cum se \u00eent\u00e2mpl\u0103 la b\u0103ncile tradi\u021bionale. <\/strong>Banii pot fi alimenta\u021bi u\u0219or de pe un cont bancar sau cu cardul de plat\u0103, iar aplica\u021bia ofer\u0103, \u00een func\u021bie de abonamentul ales, o serie \u00eentreag\u0103 de func\u021bii suplimentare, precum:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Bugetare \u2013 setarea unei limite lunare pe categorii<\/li>\n\n\n\n<li>Recunoa\u0219terea tipului de cheltuieli \u0219i \u00eencadrarea \u00een categorii<\/li>\n\n\n\n<li>Punerea deoparte a \u201em\u0103run\u021bi\u0219ului&#8221;, rotunjirea sumelor pl\u0103tite \u0219i economisirea<\/li>\n\n\n\n<li>Dob\u00e2nd\u0103 pentru banii pe care \u00eei \u021bii pe Revolut (Savings)<\/li>\n\n\n\n<li>Notific\u0103ri instant pe telefon despre pl\u0103\u021bile efectuate<\/li>\n\n\n\n<li>Economisire \u00een criptomonede (BTC, LTC, ETH, XRP, BCH)<\/li>\n\n\n\n<li>Card virtual de plat\u0103 pentru pl\u0103\u021bi online<\/li>\n\n\n\n<li>Asigurare medical\u0103 de c\u0103l\u0103torie<\/li>\n\n\n\n<li>Asigurare pentru dispozitive electronice<\/li>\n\n\n\n<li>Retrageri de la bancomat<\/li>\n\n\n\n<li><strong>Tranzac\u021bionare cu ac\u021biuni \u0219i criptomonede<\/strong><\/li>\n\n\n\n<li>Acces la saloanele VIP din aeroporturi.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Revolut_10\"><\/span>Revolut 10<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Revolut, fondat \u00een 2015 ca o aplica\u021bie simpl\u0103 pentru schimb valutar, s-a extins treptat cu alte func\u021bii precum tranzac\u021bionarea cu ac\u021biuni \u0219i criptomonede \u0219i oferta de asigur\u0103ri de c\u0103l\u0103torie.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Odat\u0103 cu cre\u0219terea complexit\u0103\u021bii aplica\u021biei a sc\u0103zut \u00eens\u0103 claritatea ei, ceea ce Revolut rezolv\u0103 acum (\u00een noiembrie 2023) printr-o nou\u0103 actualizare, Revolut 10.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Aceast\u0103 actualizare urm\u0103re\u0219te simplificarea interfe\u021bei \u0219i ofer\u0103 personalizarea ecranului principal. <\/strong>Scopul este ca Revolut s\u0103 func\u021bioneze ca fiind contul principal al utilizatorilor.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u00cen recenzia de mai jos, capturile de ecran sunt \u00eenc\u0103 din versiunea veche a aplica\u021biei \u2013 le las a\u0219a p\u00e2n\u0103 c\u00e2nd Revolut anun\u021b\u0103 c\u0103 a trecut deja to\u021bi utilizatorii la noul design.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Cum_incepi_cu_Revolut\"><\/span>Cum \u00eencepi cu Revolut<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Pentru deschiderea unui cont nu trebuie s\u0103 mergi nic\u0103ieri. E de ajuns s\u0103 descarci aplica\u021bia mobil\u0103 (iOS sau Android) \u0219i s\u0103 completezi datele de \u00eenregistrare. Ce va cere Revolut la \u00eenregistrare?<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Nume \u0219i domiciliu<\/li>\n\n\n\n<li>Num\u0103r de telefon<\/li>\n\n\n\n<li>Carte de identitate sau pa\u0219aport (obligatoriu din motive de protec\u021bie \u00eempotriva sp\u0103l\u0103rii banilor)<\/li>\n\n\n\n<li>Un selfie cu actul de identitate (\u00eel po\u021bi face direct \u00een aplica\u021bie)<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\u00cenregistrarea este gata \u00eentr-o clip\u0103. De\u0219i documentele sunt verificate manual la Revolut, <strong>nu dureaz\u0103 mai mult de c\u00e2teva minute<\/strong> \u0219i po\u021bi solicita imediat trimiterea cardului de plat\u0103 la orice adres\u0103.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u00cen timpul comenzii cardului \u00ee\u021bi setezi direct \u0219i PIN-ul. <strong>Cardul virtual, pe care \u00eel po\u021bi folosi pentru pl\u0103\u021bi online, este disponibil practic imediat.<\/strong> Conturile \u00een diferite valute le po\u021bi deschide \u0219i \u00eenchide \u00een aplica\u021bie dup\u0103 nevoie, totul f\u0103r\u0103 comisioane.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Autentificare_Revolut_login\"><\/span>Autentificare Revolut (login)<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u00cen Revolut te conectezi doar prin aplica\u021bia mobil\u0103.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Cum_arata_aplicatia_Revolut\"><\/span>Cum arat\u0103 aplica\u021bia Revolut<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Revolut func\u021bioneaz\u0103 doar pe telefonul mobil. Aplica\u021bia este complet \u00een limba rom\u00e2n\u0103 \u0219i foarte intuitiv\u0103. Chiar de pe pagina principal\u0103 po\u021bi comuta comod \u00eentre diferitele valute sau le po\u021bi converti \u00eentre ele. La fiecare valut\u0103 vezi lista tranzac\u021biilor efectuate \u0219i \u00eencadrarea lor pe categorii.<\/p>\n\n\n\n<figure data-wp-context=\"{&quot;imageId&quot;:&quot;6a7250115d5be&quot;}\" data-wp-interactive=\"core\/image\" data-wp-key=\"6a7250115d5be\" class=\"wp-block-image size-large wp-lightbox-container\"><img decoding=\"async\" width=\"1000\" height=\"600\" data-wp-class--hide=\"state.isContentHidden\" data-wp-class--show=\"state.isContentVisible\" data-wp-init=\"callbacks.setButtonStyles\" data-wp-on--click=\"actions.showLightbox\" data-wp-on--load=\"callbacks.setButtonStyles\" data-wp-on--pointerdown=\"actions.preloadImage\" data-wp-on--pointerenter=\"actions.preloadImageWithDelay\" data-wp-on--pointerleave=\"actions.cancelPreload\" data-wp-on-window--resize=\"callbacks.setButtonStyles\" src=\"https:\/\/www.loudavymkrokem.cz\/wp-content\/uploads\/2023\/05\/revolut-vzhled-aplikace.jpg\" alt=\"Aspectul aplica\u021biei Revolut\" class=\"wp-image-55865\" title=\"\"><button\n\t\t\tclass=\"lightbox-trigger\"\n\t\t\ttype=\"button\"\n\t\t\taria-haspopup=\"dialog\"\n\t\t\tdata-wp-bind--aria-label=\"state.thisImage.triggerButtonAriaLabel\"\n\t\t\tdata-wp-init=\"callbacks.initTriggerButton\"\n\t\t\tdata-wp-on--click=\"actions.showLightbox\"\n\t\t\tdata-wp-style--right=\"state.thisImage.buttonRight\"\n\t\t\tdata-wp-style--top=\"state.thisImage.buttonTop\"\n\t\t>\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"12\" height=\"12\" fill=\"none\" viewBox=\"0 0 12 12\">\n\t\t\t\t<path fill=\"#fff\" d=\"M2 0a2 2 0 0 0-2 2v2h1.5V2a.5.5 0 0 1 .5-.5h2V0H2Zm2 10.5H2a.5.5 0 0 1-.5-.5V8H0v2a2 2 0 0 0 2 2h2v-1.5ZM8 12v-1.5h2a.5.5 0 0 0 .5-.5V8H12v2a2 2 0 0 1-2 2H8Zm2-12a2 2 0 0 1 2 2v2h-1.5V2a.5.5 0 0 0-.5-.5H8V0h2Z\" \/>\n\t\t\t<\/svg>\n\t\t<\/button><figcaption class=\"wp-element-caption\">Aspectul aplica\u021biei Revolut<\/figcaption><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Plati_in_strainatate_fara_comisioane_cand_stii_cum\"><\/span>Pl\u0103\u021bi \u00een str\u0103in\u0103tate f\u0103r\u0103 comisioane (c\u00e2nd \u0219tii cum)<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u00cen compara\u021bie cu concuren\u021bii s\u0103i, Revolut iese ca fiind furnizorul celor mai bune cursuri pentru valutele lichide. Conversia \u00eentr-o alt\u0103 moned\u0103 se face instant \u0219i la rate interbancare. Iese cel mai bine tocmai pentru c\u0103, de cele mai multe ori, nu percepe comisioane.<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p class=\"wp-block-paragraph\"><em><strong>Exemplu:<\/strong> Pleci \u00een Maroc \u0219i vrei s\u0103 pl\u0103te\u0219ti acolo cu cardul? E de ajuns s\u0103 \u00eencarci lei \u00een cardul Revolut, s\u0103 deschizi \u00een 10 secunde un cont MAD (dirham marocan) \u0219i s\u0103 transformi imediat leii \u00een MAD. Apoi po\u021bi pl\u0103ti f\u0103r\u0103 griji cu cardul oriunde \u00een Maroc. Cardul va sc\u0103dea pl\u0103\u021bile din contul t\u0103u MAD.<\/em><\/p>\n<\/blockquote>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Comisioane de schimb \u00een situa\u021bii nestandard<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Situa\u021bia este mai pu\u021bin favorabil\u0103 atunci c\u00e2nd decizi s\u0103 faci un schimb \u00een afara orelor de tranzac\u021bionare ale pie\u021bei forex (de exemplu \u00een weekend). <strong>\u00cen func\u021bie de valuta respectiv\u0103, Revolut percepe \u00eentre 0,5 \u0219i 2 % din tranzac\u021bie ca protec\u021bie \u00eempotriva diferen\u021bei de curs<\/strong> care poate ap\u0103rea dup\u0103 redeschiderea pie\u021belor. Revolut \u00ee\u021bi d\u0103 valuta imediat, dar el o cump\u0103r\u0103 abia luni.<\/li>\n\n\n\n<li>Un comision de 0,5 % pl\u0103te\u0219ti \u0219i pentru fiecare schimb care dep\u0103\u0219e\u0219te limita lunar\u0103 de conversii valutare, care f\u0103r\u0103 abonament premium este de aproximativ 5.000 \u20ac.<\/li>\n<\/ul>\n\n\n\n<figure data-wp-context=\"{&quot;imageId&quot;:&quot;6a7250115e4a6&quot;}\" data-wp-interactive=\"core\/image\" data-wp-key=\"6a7250115e4a6\" class=\"wp-block-image size-large wp-lightbox-container\"><img decoding=\"async\" width=\"1000\" height=\"600\" data-wp-class--hide=\"state.isContentHidden\" data-wp-class--show=\"state.isContentVisible\" data-wp-init=\"callbacks.setButtonStyles\" data-wp-on--click=\"actions.showLightbox\" data-wp-on--load=\"callbacks.setButtonStyles\" data-wp-on--pointerdown=\"actions.preloadImage\" data-wp-on--pointerenter=\"actions.preloadImageWithDelay\" data-wp-on--pointerleave=\"actions.cancelPreload\" data-wp-on-window--resize=\"callbacks.setButtonStyles\" src=\"https:\/\/www.loudavymkrokem.cz\/wp-content\/uploads\/2023\/05\/revolut-dobiti-uctu.png\" alt=\"Alimentarea contului pe Revolut\" class=\"wp-image-55866\" title=\"\"><button\n\t\t\tclass=\"lightbox-trigger\"\n\t\t\ttype=\"button\"\n\t\t\taria-haspopup=\"dialog\"\n\t\t\tdata-wp-bind--aria-label=\"state.thisImage.triggerButtonAriaLabel\"\n\t\t\tdata-wp-init=\"callbacks.initTriggerButton\"\n\t\t\tdata-wp-on--click=\"actions.showLightbox\"\n\t\t\tdata-wp-style--right=\"state.thisImage.buttonRight\"\n\t\t\tdata-wp-style--top=\"state.thisImage.buttonTop\"\n\t\t>\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"12\" height=\"12\" fill=\"none\" viewBox=\"0 0 12 12\">\n\t\t\t\t<path fill=\"#fff\" d=\"M2 0a2 2 0 0 0-2 2v2h1.5V2a.5.5 0 0 1 .5-.5h2V0H2Zm2 10.5H2a.5.5 0 0 1-.5-.5V8H0v2a2 2 0 0 0 2 2h2v-1.5ZM8 12v-1.5h2a.5.5 0 0 0 .5-.5V8H12v2a2 2 0 0 1-2 2H8Zm2-12a2 2 0 0 1 2 2v2h-1.5V2a.5.5 0 0 0-.5-.5H8V0h2Z\" \/>\n\t\t\t<\/svg>\n\t\t<\/button><figcaption class=\"wp-element-caption\">Alimentarea contului pe Revolut<\/figcaption><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Cardul_Revolut_si_conturile_valutare_sunt_gratuite\"><\/span>Cardul Revolut \u0219i conturile valutare sunt gratuite<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Cardul virtual \u0219i conturile valutare sunt \u00eentotdeauna disponibile gratuit. \u00cen magazinele \u0219i magazinele online, at\u00e2t locale, c\u00e2t \u0219i din str\u0103in\u0103tate, po\u021bi pl\u0103ti f\u0103r\u0103 nicio grij\u0103 legat\u0103 de un curs dezavantajos. Dac\u0103 nu ai suficient sold \u00een valuta respectiv\u0103, Revolut poate lua fondurile dintr-o alt\u0103 moned\u0103 \u0219i face schimbul la cursul interbancar curent.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Cardul fizic de plat\u0103 cost\u0103 aproximativ 4 \u20ac, dar folosind <a class=\"thirstylink\" rel=\"nofollow\" target=\"_blank\" title=\"Revolut\" href=\"https:\/\/loudavymkrokem.cz\/doporucujeme\/revolut\/\" data-shortcode=\"true\">invita\u021bia mea<\/a> \u00eel prime\u0219ti gratuit.<\/strong><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Alte_functii_Revolut_care_merita_mentionate\"><\/span>Alte func\u021bii Revolut care merit\u0103 men\u021bionate<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Vault (seif)<\/strong> \u2013 Po\u021bi activa rotunjirea pl\u0103\u021bilor \u0219i pune surplusul \u00eentr-un seif de economii. \u00cen seif po\u021bi trimite bani \u0219i lunar, \u00een mod regulat, ba chiar po\u021bi transforma m\u0103run\u021bi\u0219ul r\u0103mas \u00een criptomonede. <strong>Datorit\u0103 licen\u021bei bancare europene, seiful ar trebui s\u0103 ofere \u00een cur\u00e2nd \u0219i dob\u00e2nd\u0103 la depozite.<\/strong><\/li>\n\n\n\n<li><strong>\u00cemp\u0103r\u021birea pl\u0103\u021bilor \u2013<\/strong> Func\u021bia \u00cemparte nota permite \u00eemp\u0103r\u021birea costurilor \u00eentre mai mul\u021bi utilizatori Revolut. Cu prietenii po\u021bi astfel \u00eemp\u0103r\u021bi costurile chiar \u00een timpul c\u0103l\u0103toriei, f\u0103r\u0103 s\u0103 fie nevoie s\u0103 \u021bii eviden\u021ba cine c\u00e2t a pl\u0103tit.<\/li>\n\n\n\n<li><strong>Primirea de pl\u0103\u021bi prin link<\/strong> \u2013 Prin intermediul unui link generat, oricine \u00ee\u021bi poate trimite bani pe Revolut, f\u0103r\u0103 s\u0103 aib\u0103 nevoie de un cont Revolut propriu.<\/li>\n\n\n\n<li><strong>Carduri virtuale de unic\u0103 folosin\u021b\u0103<\/strong> \u2013 \u00een abonamentele pl\u0103tite sunt disponibile carduri de plat\u0103 de unic\u0103 folosin\u021b\u0103, cea mai sigur\u0103 variant\u0103 pentru plata pe magazine online neverificate.<\/li>\n\n\n\n<li><strong>Cump\u0103rare de ac\u021biuni<\/strong> \u0219i chiar f\u0103r\u0103 comisioane (primele 100 de tranzac\u021bii) \u00een cadrul abonamentului Metal<\/li>\n\n\n\n<li><strong>Transferuri Turbo \u00een 35 de valute<\/strong> c\u0103tre orice banc\u0103 din lume (\u00een 24 de ore)<\/li>\n\n\n\n<li><strong>Cashback de p\u00e2n\u0103 la 1 %<\/strong> pentru pl\u0103\u021bile efectuate \u00een cadrul abonamentului Metal<\/li>\n\n\n\n<li><strong>Revolut subscriptions<\/strong> \u2013 \u00een abonamentele pl\u0103tite, Revolut \u00ee\u021bi ofer\u0103 gratuit abonamentul la mai multe aplica\u021bii<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Comparatie_a_planurilor_Revolut_avantajele_lor\"><\/span>Compara\u021bie a planurilor Revolut: avantajele lor<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Revolut este gratuit \u00een varianta de baz\u0103, dar dac\u0103 c\u0103l\u0103tore\u0219ti mult sau folose\u0219ti intens anumite func\u021bii, s-ar putea s\u0103 merite s\u0103 investe\u0219ti \u00eentr-unul dintre abonamentele superioare.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Revolut_Standard\"><\/span>Revolut Standard<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Planul Standard este gratuit \u0219i ofer\u0103 toate func\u021biile de baz\u0103, doar \u00eentr-un regim u\u0219or limitat. Ai posibilitatea de a deschide un cont pentru o persoan\u0103 sub 18 ani \u0219i de a retrage gratuit p\u00e2n\u0103 la 200 EUR lunar.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Revolut_Plus\"><\/span>Revolut Plus<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Planul Plus include avantaje precum livrarea gratuit\u0103 a cardului, suport pentru clien\u021bi \u00eembun\u0103t\u0103\u021bit \u0219i asigurare \u00eempotriva furtului cardului. <\/strong>Permite gestionarea a dou\u0103 conturi pentru persoane sub 18 ani.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Revolut_Premium\"><\/span>Revolut Premium<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Planul Premium ofer\u0103 reduceri la transferurile interna\u021bionale, limite mai bune la retrageri \u0219i comisioane mai mici la investi\u021bii.<\/strong> Ofer\u0103 avantaje de c\u0103l\u0103torie precum asigurare \u0219i acces \u00een saloanele VIP din aeroporturi. Po\u021bi avea dou\u0103 conturi pentru persoane sub 18 ani.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Revolut_Metal\"><\/span>Revolut Metal<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Planul Metal ofer\u0103 un card metalic exclusiv cu cashback, reduceri mai mari la transferurile interna\u021bionale \u0219i limite mai ridicate. <\/strong>Permite deschiderea a p\u00e2n\u0103 la cinci conturi pentru persoane sub 18 ani \u0219i acces \u00een saloanele VIP din aeroporturi pentru tine \u0219i \u00eenc\u0103 trei persoane.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Revolut_Ultra\"><\/span>Revolut Ultra<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Planul Ultra este destinat clien\u021bilor exigen\u021bi, cu un card de platin\u0103 \u0219i cashback, scutire de comisioane la transferurile interna\u021bionale \u0219i condi\u021bii mai avantajoase pentru investi\u021bii.<\/strong> Ofer\u0103 suport telefonic pentru clien\u021bi \u0219i acces nelimitat \u00een saloanele VIP din aeroporturi. Po\u021bi gestiona p\u00e2n\u0103 la cinci conturi pentru persoane sub 18 ani.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Prezentare_completa_a_avantajelor_fiecarui_abonament\"><\/span>Prezentare complet\u0103 a avantajelor fiec\u0103rui abonament<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Iat\u0103 tabelul complet cu toate diferen\u021bele dintre abonamente. Actualizat \u00een noiembrie 2023.<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td><\/td><td><strong>Standard<\/strong><\/td><td><strong>Plus<\/strong><\/td><td><strong>Premium<\/strong><\/td><td><strong>Metal<\/strong><\/td><td><strong>Ultra<\/strong><\/td><\/tr><tr><td>Pre\u021b<\/td><td>Gratuit<\/td><td>3,60 \u20ac\/lun\u0103<\/td><td>7 \u20ac\/lun\u0103<\/td><td>12 \u20ac\/lun\u0103<\/td><td>45 \u20ac\/lun\u0103<\/td><\/tr><tr><td><\/td><td><a class=\"thirstylink\" rel=\"nofollow\" target=\"_blank\" title=\"Revolut\" href=\"https:\/\/loudavymkrokem.cz\/doporucujeme\/revolut\/\" data-shortcode=\"true\">Ob\u021bine Revolut Standard<\/a><\/td><td><a class=\"thirstylink\" rel=\"nofollow\" target=\"_blank\" title=\"Revolut\" href=\"https:\/\/loudavymkrokem.cz\/doporucujeme\/revolut\/\" data-shortcode=\"true\">Ob\u021bine Revolut Plus<\/a><\/td><td><a class=\"thirstylink\" rel=\"nofollow\" target=\"_blank\" title=\"Revolut\" href=\"https:\/\/loudavymkrokem.cz\/doporucujeme\/revolut\/\" data-shortcode=\"true\">Ob\u021bine Revolut Premium<\/a><\/td><td><a class=\"thirstylink\" rel=\"nofollow\" target=\"_blank\" title=\"Revolut\" href=\"https:\/\/loudavymkrokem.cz\/doporucujeme\/revolut\/\" data-shortcode=\"true\">Ob\u021bine Revolut Metal<\/a><\/td><td><a class=\"thirstylink\" rel=\"nofollow\" target=\"_blank\" title=\"Revolut\" href=\"https:\/\/loudavymkrokem.cz\/doporucujeme\/revolut\/\" data-shortcode=\"true\">Ob\u021bine Revolut Ultra<\/a><\/td><\/tr><tr><td><strong>Avantaje zilnice<\/strong><\/td><td><\/td><td><\/td><td><\/td><td><\/td><td><\/td><\/tr><tr><td>Cont european gratuit<\/td><td>\u2705<\/td><td>\u2705<\/td><td>\u2705<\/td><td>\u2705<\/td><td>\u2705<\/td><\/tr><tr><td>Card exclusiv<\/td><td>&#8211;<\/td><td>\u2705<\/td><td>\u2705<\/td><td>\u2705<\/td><td>\u2705<\/td><\/tr><tr><td>Cashback la pl\u0103\u021bile cu cardul<\/td><td>&#8211;<\/td><td>&#8211;<\/td><td>&#8211;<\/td><td>\u2705<\/td><td>\u2705<\/td><\/tr><tr><td>Suport prioritar pentru clien\u021bi<\/td><td>&#8211;<\/td><td>Chat \u00een aplica\u021bie<\/td><td>Chat \u00een aplica\u021bie<\/td><td>Chat \u00een aplica\u021bie<\/td><td>Inclusiv apeluri<\/td><\/tr><tr><td>Reduceri la comisioanele interna\u021bionale<\/td><td>&#8211;<\/td><td>&#8211;<\/td><td>Reducere 20 %<\/td><td>Reducere 40 %<\/td><td>Gratuit<\/td><\/tr><tr><td>Retrageri de la bancomat f\u0103r\u0103 comisioane<\/td><td>200 EUR\/lun\u0103 sau 5 retrageri<\/td><td>200 EUR\/lun\u0103<\/td><td>400 EUR\/lun\u0103<\/td><td>800 EUR\/lun\u0103<\/td><td>2.200 \u20ac\/lun\u0103<\/td><\/tr><tr><td>Abonamente partenere incluse<\/td><td>&#8211;<\/td><td>&#8211;<\/td><td>&#8211;<\/td><td>&#8211;<\/td><td>\u2705<\/td><\/tr><tr><td>Asigurare zilnic\u0103<\/td><td>&#8211;<\/td><td>\u2705<\/td><td>\u2705<\/td><td>\u2705<\/td><td>\u2705<\/td><\/tr><tr><td>Revolut Pro<\/td><td>Cashback 0,4 %<\/td><td>Cashback 0,4 %<\/td><td>Cashback 0,6 %<\/td><td>Cashback 0,8 %<\/td><td>Cashback 1,2 %<\/td><\/tr><tr><td>Revolut &lt;18<\/td><td>1 cont cu func\u021bii limitate<\/td><td>2 conturi cu acces complet<\/td><td>2 conturi cu acces complet<\/td><td>5 conturi cu acces complet<\/td><td>5 conturi cu acces complet<\/td><\/tr><tr><td><strong>Avantaje de c\u0103l\u0103torie<\/strong><\/td><td><\/td><td><\/td><td><\/td><td><\/td><td><\/td><\/tr><tr><td>Acces la salonul VIP din aeroport<\/td><td>&#8211;<\/td><td>&#8211;<\/td><td>cu reducere<\/td><td>cu reducere<\/td><td>nelimitat<\/td><\/tr><tr><td>Asigurare anulare c\u0103l\u0103torie \u0219i eveniment<\/td><td>&#8211;<\/td><td>&#8211;<\/td><td>&#8211;<\/td><td>&#8211;<\/td><td>\u2705<\/td><\/tr><tr><td>Schimb valutar f\u0103r\u0103 comisioane suplimentare, lu-vi<\/td><td>Limit\u0103 1000 EUR\/lun\u0103<\/td><td>Limit\u0103 1000 EUR\/lun\u0103<\/td><td>f\u0103r\u0103 limit\u0103<\/td><td>nelimitat<\/td><td>nelimitat<\/td><\/tr><tr><td>Cashback din cazare<\/td><td>P\u00e2n\u0103 la 3 %<\/td><td>P\u00e2n\u0103 la 3 %<\/td><td>P\u00e2n\u0103 la 5 %<\/td><td>P\u00e2n\u0103 la 10 %<\/td><td>P\u00e2n\u0103 la 10 %<\/td><\/tr><tr><td>Asigurare medical\u0103 la nivel mondial<\/td><td>&#8211;<\/td><td>&#8211;<\/td><td>\u2705<\/td><td>\u2705<\/td><td>\u2705<\/td><\/tr><tr><td>Asigurare fran\u0219iz\u0103 la \u00eenchirierea auto<\/td><td>&#8211;<\/td><td>&#8211;<\/td><td>&#8211;<\/td><td>\u2705<\/td><td>\u2705<\/td><\/tr><tr><td>Asigurare sporturi de iarn\u0103<\/td><td>&#8211;<\/td><td>&#8211;<\/td><td>\u2705<\/td><td>\u2705<\/td><td>\u2705<\/td><\/tr><tr><td>Asigurare bagaje, pierdere, deteriorare \u0219i \u00eent\u00e2rziere<\/td><td>&#8211;<\/td><td>&#8211;<\/td><td>\u2705<\/td><td>\u2705<\/td><td>\u2705<\/td><\/tr><tr><td>Asigurare de r\u0103spundere personal\u0103<\/td><td>&#8211;<\/td><td>&#8211;<\/td><td>&#8211;<\/td><td>40.000 \u20ac anual<\/td><td>40.000 \u20ac anual<\/td><\/tr><tr><td><strong>Investi\u021bii<\/strong><\/td><td><\/td><td><\/td><td><\/td><td><\/td><td><\/td><\/tr><tr><td>Tranzac\u021bionare cu ac\u021biuni f\u0103r\u0103 comision<\/td><td>1\/lun\u0103<\/td><td>3\/lun\u0103<\/td><td>5\/lun\u0103<\/td><td>10\/lun\u0103<\/td><td>10\/lun\u0103<\/td><\/tr><tr><td>Comisioane bursiere<\/td><td>0,25 %<\/td><td>0,25 %<\/td><td>0,25 %<\/td><td>0,25 %<\/td><td>0,12 %<\/td><\/tr><tr><td>Comisioane pentru schimb criptomonede<\/td><td>1,49 % (min. 1,2 \u20ac)<\/td><td>1,49 % (min. 1,2 \u20ac)<\/td><td>0,99 %<\/td><td>0,99 %<\/td><td>0,49 %<\/td><\/tr><tr><td>Comision pentru schimb de m\u0103rfuri<\/td><td>1,99 % (min. 1,2 \u20ac)<\/td><td>1,99 % (min. 1,2 \u20ac)<\/td><td>1,49 % (min. 1,2 \u20ac)<\/td><td>1,49 %<\/td><td>1,49 % (min. 1,2 \u20ac)<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">De\u0219i contul premium ofer\u0103 asigurare de c\u0103l\u0103torie ca parte a pachetului, pentru sejururi mai lungi sau activit\u0103\u021bi specifice merit\u0103 adesea s\u0103 \u00eencheiezi o asigurare de c\u0103l\u0103torie <strong>personalizat\u0103<\/strong>. Astfel ai certitudinea c\u0103 acoperirea corespunde exact nevoilor tale.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Revolut_Subscriptions_%E2%80%93_abonamente_la_aplicatii_premium_gratuit\"><\/span>Revolut Subscriptions \u2013 abonamente la aplica\u021bii premium gratuit<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u00cen toamna anului 2023, Revolut a ad\u0103ugat o noutate interesant\u0103 abonamentelor Revolut Plus \u0219i mai sus. \u00cen cadrul abonamentului ai posibilitatea de a folosi aplica\u021bii mobile care altfel cost\u0103 bani, concret:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>NordVPN \u2013 VPN<\/li>\n\n\n\n<li><a class=\"thirstylink\" rel=\"nofollow\" target=\"_blank\" title=\"Freeletics\" href=\"https:\/\/loudavymkrokem.cz\/doporucujeme\/freeletics\/\" data-shortcode=\"true\">Freeletics<\/a> \u2013 aplica\u021bie de fitness<\/li>\n\n\n\n<li>Sleep Cycle \u2013 monitorizarea somnului<\/li>\n\n\n\n<li>Tinder<\/li>\n\n\n\n<li>Picsart<\/li>\n\n\n\n<li>Headspace \u2013 medita\u021bie<\/li>\n\n\n\n<li>Financial Times<\/li>\n\n\n\n<li>WeWork<\/li>\n\n\n\n<li>Headway<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Pentru activare e de ajuns s\u0103 intri \u00een meniu la <strong>Lifestyle<\/strong> \u0219i s\u0103 alegi aplica\u021bia.<\/p>\n\n\n\n<figure data-wp-context=\"{&quot;galleryId&quot;:&quot;6a7250115ed79&quot;}\" data-wp-interactive=\"core\/gallery\" class=\"wp-block-gallery has-nested-images columns-default is-cropped wp-block-gallery-1 is-layout-flex wp-block-gallery-is-layout-flex\">\n<figure data-wp-context=\"{&quot;imageId&quot;:&quot;6a7250115f6c8&quot;}\" data-wp-interactive=\"core\/image\" data-wp-key=\"6a7250115f6c8\" class=\"wp-block-image size-large wp-lightbox-container\"><img decoding=\"async\" width=\"700\" height=\"1514\" data-wp-class--hide=\"state.isContentHidden\" data-wp-class--show=\"state.isContentVisible\" data-wp-init=\"callbacks.setButtonStyles\" data-wp-on--click=\"actions.showLightbox\" data-wp-on--load=\"callbacks.setButtonStyles\" data-wp-on--pointerdown=\"actions.preloadImage\" data-wp-on--pointerenter=\"actions.preloadImageWithDelay\" data-wp-on--pointerleave=\"actions.cancelPreload\" data-wp-on-window--resize=\"callbacks.setButtonStyles\" data-id=\"77618\" src=\"https:\/\/loudavymkrokem.cz\/wp-content\/uploads\/2023\/11\/revolut-subscriptions-700x1514.png\" alt=\"\" class=\"wp-image-77618\" title=\"\" srcset=\"https:\/\/loudavymkrokem.cz\/wp-content\/uploads\/2023\/11\/revolut-subscriptions-700x1514.png 700w, https:\/\/loudavymkrokem.cz\/wp-content\/uploads\/2023\/11\/revolut-subscriptions-139x300.png 139w, https:\/\/loudavymkrokem.cz\/wp-content\/uploads\/2023\/11\/revolut-subscriptions-768x1662.png 768w, https:\/\/loudavymkrokem.cz\/wp-content\/uploads\/2023\/11\/revolut-subscriptions-710x1536.png 710w, 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12v-1.5h2a.5.5 0 0 0 .5-.5V8H12v2a2 2 0 0 1-2 2H8Zm2-12a2 2 0 0 1 2 2v2h-1.5V2a.5.5 0 0 0-.5-.5H8V0h2Z\" \/>\n\t\t\t<\/svg>\n\t\t<\/button><\/figure>\n\n\n\n<figure data-wp-context=\"{&quot;imageId&quot;:&quot;6a7250115fdaa&quot;}\" data-wp-interactive=\"core\/image\" data-wp-key=\"6a7250115fdaa\" class=\"wp-block-image size-large wp-lightbox-container\"><img decoding=\"async\" width=\"700\" height=\"1088\" data-wp-class--hide=\"state.isContentHidden\" data-wp-class--show=\"state.isContentVisible\" data-wp-init=\"callbacks.setButtonStyles\" data-wp-on--click=\"actions.showLightbox\" data-wp-on--load=\"callbacks.setButtonStyles\" data-wp-on--pointerdown=\"actions.preloadImage\" data-wp-on--pointerenter=\"actions.preloadImageWithDelay\" data-wp-on--pointerleave=\"actions.cancelPreload\" data-wp-on-window--resize=\"callbacks.setButtonStyles\" data-id=\"77622\" src=\"https:\/\/loudavymkrokem.cz\/wp-content\/uploads\/2023\/11\/revolut-subscriptions-nahled-700x1088.jpg\" alt=\"\" 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\/><button\n\t\t\tclass=\"lightbox-trigger\"\n\t\t\ttype=\"button\"\n\t\t\taria-haspopup=\"dialog\"\n\t\t\tdata-wp-bind--aria-label=\"state.thisImage.triggerButtonAriaLabel\"\n\t\t\tdata-wp-init=\"callbacks.initTriggerButton\"\n\t\t\tdata-wp-on--click=\"actions.showLightbox\"\n\t\t\tdata-wp-style--right=\"state.thisImage.buttonRight\"\n\t\t\tdata-wp-style--top=\"state.thisImage.buttonTop\"\n\t\t>\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"12\" height=\"12\" fill=\"none\" viewBox=\"0 0 12 12\">\n\t\t\t\t<path fill=\"#fff\" d=\"M2 0a2 2 0 0 0-2 2v2h1.5V2a.5.5 0 0 1 .5-.5h2V0H2Zm2 10.5H2a.5.5 0 0 1-.5-.5V8H0v2a2 2 0 0 0 2 2h2v-1.5ZM8 12v-1.5h2a.5.5 0 0 0 .5-.5V8H12v2a2 2 0 0 1-2 2H8Zm2-12a2 2 0 0 1 2 2v2h-1.5V2a.5.5 0 0 0-.5-.5H8V0h2Z\" \/>\n\t\t\t<\/svg>\n\t\t<\/button><\/figure>\n<\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Revolut_Pro_cont_pentru_freelanceri\"><\/span>Revolut Pro: cont pentru freelanceri<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Revolut are relativ recent (2023) posibilitatea deschiderii unui cont Revolut Pro pentru freelanceri (persoane fizice autorizate). Este practic un cont de afaceri care exist\u0103 \u00een aplica\u021bie al\u0103turi de contul t\u0103u personal \u2013 are finan\u021be separate.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Revolut Pro are mai multe avantaje. <strong>Cel mai important este cashback-ul din fiecare cheltuial\u0103<\/strong> f\u0103cut\u0103 cu cardul de plat\u0103 Revolut Pro:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Revolut Pro Standard Cashback: 0,4 %<\/li>\n\n\n\n<li>Revolut Pro Plus Cashback: 0,4 %<\/li>\n\n\n\n<li>Revolut Pro Premium Cashback: 0,6 %<\/li>\n\n\n\n<li>Revolut Pro Metal Cashback: 0,8 %<\/li>\n\n\n\n<li>Revolut Pro Ultra Cashback: 1,2 %<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\u00cen cadrul Revolut Pro po\u021bi, direct din aplica\u021bia mobil\u0103, s\u0103 emi\u021bi facturi, s\u0103 creezi produse de v\u00e2nzare \u0219i s\u0103 prime\u0219ti pl\u0103\u021bi prin linkuri, coduri QR, facturi sau cititorul de carduri Revolut.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Revolut_Business\"><\/span>Revolut Business<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Revolut Business ofer\u0103 firmelor conturi globale cu urm\u0103toarele func\u021bii:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Capacitatea de a de\u021bine, primi \u0219i schimba peste 30 de valute la cursul de schimb interbancar real<\/li>\n\n\n\n<li>Trimiterea de bani c\u0103tre alte conturi de firm\u0103 Revolut instant \u0219i f\u0103r\u0103 comisioane<\/li>\n\n\n\n<li>Carduri de firm\u0103 prepl\u0103tite pentru mai mul\u021bi angaja\u021bi, care permit setarea de limite de cheltuieli pentru fiecare angajat \u0219i men\u021binerea unor costuri reduse la schimbul valutar<\/li>\n\n\n\n<li>Integrarea software-ului de contabilitate direct \u00een aplica\u021bie<\/li>\n\n\n\n<li>Open API-ul Revolut (interfa\u021ba de programare a aplica\u021biilor), care poate fi folosit pentru automatizarea pl\u0103\u021bilor interna\u021bionale ale firmei, trimiterea de pl\u0103\u021bi c\u0103tre clien\u021bi sau angaja\u021bi ori monitorizarea tranzac\u021biilor<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Contul_Revolut\"><\/span>Contul Revolut &lt;18<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Revolut ofer\u0103 \u0219i un \u201econt &lt;18&#8243;, adic\u0103 un cont pentru copiii cu v\u00e2rste \u00eentre 6 \u0219i 17 ani. Contul Revolut &lt;18 este conectat la aplica\u021bia adultului, astfel \u00eenc\u00e2t ai o imagine de ansamblu asupra finan\u021belor copilului t\u0103u. \ud83d\ude0a<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Func\u021biile contului Revolut &lt;18:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Card Revolut &lt;18 \u0219i aplica\u021bie<\/li>\n\n\n\n<li>Urm\u0103rirea banilor de buzunar<\/li>\n\n\n\n<li>Notificarea instant a adultului la fiecare cheltuial\u0103 efectuat\u0103<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Asigurarea_Revolut\"><\/span>Asigurarea Revolut<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Asigurarea medical\u0103 oferit\u0103 \u00een ambele abonamente pl\u0103tite are aceia\u0219i parametri. Poate fi folosit\u0103 pentru c\u0103l\u0103torii de maximum 40 de zile \u0219i acoper\u0103 asisten\u021ba medical\u0103 de urgen\u021b\u0103, evacuarea, repatrierea, precum \u0219i tratamentul stomatologic de urgen\u021b\u0103 \u00een str\u0103in\u0103tate. \u00cen acela\u0219i timp ai asigurat\u0103 \u00eent\u00e2rzierea bagajelor deja dup\u0103 patru ore, la fel \u0219i pentru \u00eent\u00e2rzierea zborului. Limitele asigur\u0103rii:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Asigurare medical\u0103 de urgen\u021b\u0103:<\/strong> 15.000.000 GBP (aprox. 17 mil. \u20ac), fran\u0219iz\u0103 75 GBP<\/li>\n\n\n\n<li><strong>Tratament stomatologic de urgen\u021b\u0103:<\/strong> 300 GBP<\/li>\n\n\n\n<li><strong>\u00cent\u00e2rzierea bagajelor:<\/strong> 320 GBP<\/li>\n\n\n\n<li><strong>\u00cent\u00e2rzierea c\u0103l\u0103toriei:<\/strong> 320 GBP (80 GBP pentru fiecare or\u0103 \u00eentreag\u0103 de \u00eent\u00e2rziere, p\u00e2n\u0103 la 320 GBP)<\/li>\n\n\n\n<li><strong>Furnizorul asigur\u0103rii:<\/strong> White Horse Insurance Ireland Ltd.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Pentru consultare, am extras din aplica\u021bie <strong><a href=\"https:\/\/powerofdoing.blog\/wp-content\/uploads\/revolut\/Revolut%20Group%20Summary.pdf\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">rezumatul poli\u021bei de asigurare<\/a><\/strong> \u0219i <a href=\"https:\/\/powerofdoing.blog\/wp-content\/uploads\/revolut\/Revolut%20Group%20Policy.pdf\" target=\"_blank\" rel=\"noreferrer noopener nofollow\"><strong>termenii \u0219i condi\u021biile<\/strong><\/a>.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Asigurarea_de_calatorie_pe_termen_lung_SafetyWing\"><\/span>Asigurarea de c\u0103l\u0103torie pe termen lung SafetyWing<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u00cen c\u0103l\u0103torii te pot surprinde nepl\u0103cut multe lucruri, de aceea nu uita niciodat\u0103 de <strong>asigurarea de c\u0103l\u0103torie<\/strong>. Pentru noi, o alegere excelent\u0103 este <strong>asigurarea pe termen lung de la compania <a class=\"thirstylink\" rel=\"nofollow\" target=\"_blank\" title=\"SafetyWing Revolut\" href=\"https:\/\/loudavymkrokem.cz\/doporucujeme\/safetywing-revolut\/\" data-shortcode=\"true\">SafetyWing<\/a><\/strong>, care ofer\u0103 asigurare de c\u0103l\u0103torie \u0219i medical\u0103 pentru c\u0103l\u0103torii frecven\u021bi \u0219i nomazii digitali din \u00eentreaga lume.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong><a class=\"thirstylink\" rel=\"nofollow\" target=\"_blank\" title=\"SafetyWing Revolut\" href=\"https:\/\/loudavymkrokem.cz\/doporucujeme\/safetywing-revolut\/\" data-shortcode=\"true\">SafetyWing<\/a><\/strong> ofer\u0103 asigurare \u00een dou\u0103 abonamente diferite (Essential \u0219i Complete), se pl\u0103te\u0219te lunar, a\u0219a c\u0103, dac\u0103 nu c\u0103l\u0103tore\u0219ti, o po\u021bi dezactiva u\u0219or. Se poate \u00eencheia simplu online, chiar dac\u0103 e\u0219ti deja \u00een str\u0103in\u0103tate, \u0219i nu trebuie s\u0103 te \u00eentorci dup\u0103 o anumit\u0103 perioad\u0103 \u00een Rom\u00e2nia.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Planul de baz\u0103 pentru persoane cu v\u00e2rste \u00eentre 10 \u0219i 39 de ani <\/strong>(Essential) <strong>cost\u0103<\/strong> <strong>de la 56,28 USD pentru 28 de zile<\/strong> (se poate ad\u0103uga acoperire extins\u0103 pentru SUA sau sporturi de risc), iar acoperirea include tratament medical, spitalizare, transport la spital, pierderea bagajelor, \u00eentreruperea c\u0103l\u0103toriei \u0219i \u00eent\u00e2rzierea zborurilor. Acoperirea total\u0103 este limitat\u0103 la <strong>250.000 USD<\/strong> per eveniment asigurat.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>O acoperire mai complex\u0103 ofer\u0103 varianta Complete.<\/strong> Principalul avantaj al acestui plan este <strong>limita total\u0103 ridicat\u0103 de acoperire, de 1.500.000 USD.<\/strong> Acoper\u0103 nu doar problemele medicale nea\u0219teptate, ci \u0219i \u00eengrijirea medical\u0103 continu\u0103 sau controalele preventive la medic. <strong>Printre alte servicii incluse se num\u0103r\u0103:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Transportul c\u0103tre un spital mai bine echipat.<\/li>\n\n\n\n<li>Acoperirea pierderii bagajelor.<\/li>\n\n\n\n<li>Asisten\u021b\u0103 psihologic\u0103.<\/li>\n\n\n\n<li>Asigurare \u00eempotriva furtului.<\/li>\n\n\n\n<li>Rambursarea costurilor la \u00eent\u00e2rzierea sau \u00eentreruperea c\u0103l\u0103toriei din motive familiale.<\/li>\n\n\n\n<li>Acoperirea costurilor de transport sau \u00eenmorm\u00e2ntare \u00een caz de deces.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Pre\u021bul pentru persoane cu v\u00e2rste \u00eentre 18 \u0219i 39 de ani \u00eencepe de la 150,50 USD pentru 28 de zile<\/strong>, cu posibilitatea de a ad\u0103uga acoperire extins\u0103 pentru SUA sau sporturi de risc.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Bugetare_cu_aplicatia\"><\/span>Bugetare cu aplica\u021bia<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Datorit\u0103 Revolut ai \u00een orice moment controlul asupra bugetului. Aplica\u021bia \u00ee\u021bi permite s\u0103 setezi un buget zilnic \u0219i lunar, iar dac\u0103 \u00eel dep\u0103\u0219e\u0219ti, te avertizeaz\u0103. Dup\u0103 fiecare plat\u0103, aplica\u021bia raporteaz\u0103 c\u00e2t ai cheltuit \u00een ziua respectiv\u0103 \u0219i c\u00e2t \u00ee\u021bi mai po\u021bi permite. Aplica\u021bia lucreaz\u0103 \u0219i cu categorii de buget pentru cele mai diverse lucruri, de la restaurante la alimente.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Comisioanele_si_limitele_Revolut\"><\/span>Comisioanele \u0219i limitele Revolut<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Cardul, aplica\u021bia, conturile valutare, transferurile \u0219i alimentarea portofelului sunt <strong>gratuite<\/strong>. Revolut are \u00eens\u0103 o serie \u00eentreag\u0103 de comisioane, dar la utilizarea obi\u0219nuit\u0103 le po\u021bi evita aproape complet.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Schimbul valutar \u00een afara orelor pie\u021bei forex<\/strong> cost\u0103 0,5 % din suma transferat\u0103<\/li>\n\n\n\n<li><strong>Contul Premium<\/strong> cost\u0103 7 \u20ac lunar sau 70 \u20ac anual (economise\u0219ti 16 %)<\/li>\n\n\n\n<li><strong>Contul Metal<\/strong> cost\u0103 12 \u20ac lunar sau 120 \u20ac anual (economise\u0219ti 16 %)<\/li>\n\n\n\n<li><strong>Retragerea de la bancomat<\/strong> este gratuit\u0103 p\u00e2n\u0103 la aprox. 180 \u20ac, peste limit\u0103 pl\u0103te\u0219ti 2 % (la Premium limita este de aprox. 360 \u20ac, la Metal aprox. 600 \u20ac)<\/li>\n\n\n\n<li><strong>Po\u021bi cump\u0103ra, transfera \u0219i schimba bani<\/strong> p\u00e2n\u0103 la aprox. 5.000 \u20ac pe lun\u0103, dup\u0103 care serviciul are un comision de 2 % (la Premium \u0219i Metal este nelimitat)<\/li>\n\n\n\n<li><strong>Transferurile Turbo<\/strong> cost\u0103 f\u0103r\u0103 abonament pl\u0103tit aproximativ 6 \u20ac<\/li>\n\n\n\n<li><strong>Comisionul pentru anularea angajamentului anual<\/strong> la contul premium &#8211; de 2 ori comisionul lunar<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Prezentarea complet\u0103 a comisioanelor (inclusiv a celor mai pu\u021bin importante) o g\u0103se\u0219ti pe <strong><a href=\"https:\/\/www.revolut.com\/ro-RO\/fees\/\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">site-ul Revolut<\/a><\/strong>.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Cum_trimiti_bani_pe_Revolut\"><\/span>Cum trimi\u021bi bani pe Revolut<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Po\u021bi primi bani pe Revolut \u00een dou\u0103 moduri.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Cu cardul de plat\u0103<\/strong> \u2013 \u00cen aplica\u021bie apas\u0103 pe <strong>Adaug\u0103 bani<\/strong> \u0219i alege alimentarea cu cardul de plat\u0103. Po\u021bi folosi orice card de plat\u0103. <strong>Alimentarea cu cardul este f\u0103r\u0103 comisioane<\/strong> \u0219i po\u021bi alimenta \u00een orice valut\u0103 (bine\u00een\u021beles \u0219i \u00een lei).<\/li>\n\n\n\n<li><strong>Prin transfer bancar<\/strong> \u2013 Po\u021bi trimite bani pe Revolut \u0219i prin transfer bancar. Nu po\u021bi folosi transferul clasic, ci trebuie s\u0103 alegi o plat\u0103 interna\u021bional\u0103 SEPA.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Securitatea_cardurilor_de_plata_Revolut\"><\/span>Securitatea cardurilor de plat\u0103 Revolut<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Ambele tipuri de card Revolut sunt foarte bine securizate. Aplica\u021bia permite blocarea cardurilor oric\u00e2nd, pe orice perioad\u0103. Folosesc aceast\u0103 func\u021bie la cardul virtual, pe care \u00eel am destinat exclusiv pl\u0103\u021bilor online. Deblochez cardul doar pentru momentul \u00een care urmeaz\u0103 s\u0103 pl\u0103tesc ceva, iar dup\u0103 efectuarea pl\u0103\u021bii \u00eel blochez din nou.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u00cen plus, po\u021bi dezactiva dup\u0103 bunul plac NFC-ul (pl\u0103\u021bile contactless), banda magnetic\u0103, pl\u0103\u021bile online \u0219i retragerile de la bancomat. <strong>O func\u021bie excelent\u0103 este \u0219i securizarea prin GPS.<\/strong> Dac\u0103 ai date mobile active pe telefon, Revolut verific\u0103 \u00eentr-o clip\u0103, la plata \u00een magazin, dac\u0103 te afli fizic \u00een magazinul \u00een care cardul \u00eencearc\u0103 s\u0103 pl\u0103teasc\u0103 ceva. Dac\u0103 ai fi \u00een alt\u0103 parte, cardul nu permite plata. <strong>Astfel, un ho\u021b nu poate cump\u0103ra nimic cu cardul furat.<\/strong><\/p>\n\n\n\n<figure data-wp-context=\"{&quot;imageId&quot;:&quot;6a72501162142&quot;}\" data-wp-interactive=\"core\/image\" data-wp-key=\"6a72501162142\" class=\"wp-block-image size-large wp-lightbox-container\"><img decoding=\"async\" width=\"1000\" height=\"600\" data-wp-class--hide=\"state.isContentHidden\" data-wp-class--show=\"state.isContentVisible\" data-wp-init=\"callbacks.setButtonStyles\" data-wp-on--click=\"actions.showLightbox\" data-wp-on--load=\"callbacks.setButtonStyles\" data-wp-on--pointerdown=\"actions.preloadImage\" data-wp-on--pointerenter=\"actions.preloadImageWithDelay\" data-wp-on--pointerleave=\"actions.cancelPreload\" data-wp-on-window--resize=\"callbacks.setButtonStyles\" src=\"https:\/\/www.loudavymkrokem.cz\/wp-content\/uploads\/2023\/05\/revolut-zabezpeceni-karty.png\" alt=\"Securitatea cardului Revolut\" class=\"wp-image-55868\" title=\"\"><button\n\t\t\tclass=\"lightbox-trigger\"\n\t\t\ttype=\"button\"\n\t\t\taria-haspopup=\"dialog\"\n\t\t\tdata-wp-bind--aria-label=\"state.thisImage.triggerButtonAriaLabel\"\n\t\t\tdata-wp-init=\"callbacks.initTriggerButton\"\n\t\t\tdata-wp-on--click=\"actions.showLightbox\"\n\t\t\tdata-wp-style--right=\"state.thisImage.buttonRight\"\n\t\t\tdata-wp-style--top=\"state.thisImage.buttonTop\"\n\t\t>\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"12\" height=\"12\" fill=\"none\" viewBox=\"0 0 12 12\">\n\t\t\t\t<path fill=\"#fff\" d=\"M2 0a2 2 0 0 0-2 2v2h1.5V2a.5.5 0 0 1 .5-.5h2V0H2Zm2 10.5H2a.5.5 0 0 1-.5-.5V8H0v2a2 2 0 0 0 2 2h2v-1.5ZM8 12v-1.5h2a.5.5 0 0 0 .5-.5V8H12v2a2 2 0 0 1-2 2H8Zm2-12a2 2 0 0 1 2 2v2h-1.5V2a.5.5 0 0 0-.5-.5H8V0h2Z\" \/>\n\t\t\t<\/svg>\n\t\t<\/button><figcaption class=\"wp-element-caption\">Securitatea cardului Revolut<\/figcaption><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Ce_nu_este_gratuit_la_Revolut\"><\/span>Ce nu este gratuit la Revolut?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Aplica\u021bia, conturile valutare, cardul virtual \u0219i cel fizic sunt gratuite. Necesitatea de a pl\u0103ti apare \u00een momentul \u00een care vrei s\u0103 folose\u0219ti servicii suplimentare sau s\u0103 scapi de anumite comisioane. \u00cen cadrul abonamentelor Premium \u0219i Metal ai \u00een plus la dispozi\u021bie:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Conversii valutare \u0219i retrageri de la bancomat \u00een weekend f\u0103r\u0103 supracost<\/li>\n\n\n\n<li>Retrageri de la bancomat peste limita lunar\u0103 de baz\u0103 de aprox. 180 \u20ac f\u0103r\u0103 comision<\/li>\n\n\n\n<li>Asigurare de c\u0103l\u0103torie<\/li>\n\n\n\n<li>Asigurare pentru telefon<\/li>\n\n\n\n<li>Asigurare pentru zboruri \u0219i bagaje<\/li>\n\n\n\n<li>Cump\u0103rare de ac\u021biuni<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Schimburi_automate\"><\/span>Schimburi automate<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Revolut permite schimburi valutare automate la atingerea unui curs de schimb stabilit de tine. Setezi o valoare-\u021bint\u0103 pentru valuta aleas\u0103, iar Revolut o schimb\u0103 instant, la atingerea \u021bintei, la cel mai bun curs posibil disponibil. Deoarece cursul se schimb\u0103 \u00eens\u0103 permanent, cursul real folosit la schimb poate diferi u\u0219or de \u021binta ta, \u00een special din cauza urm\u0103torilor factori:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Sold sc\u0103zut \u00een cont \u00een momentul \u00een care schimbul urmeaz\u0103 s\u0103 se efectueze<\/li>\n\n\n\n<li>Atingerea limitei de 30 de schimburi automate pe zi, restul e\u0219u\u00e2nd automat<\/li>\n\n\n\n<li>Suma maxim\u0103 a schimburilor \u00een criptomonede este stabilit\u0103 la 10.000 EUR pe zi<\/li>\n\n\n\n<li>Dac\u0103 cursul se modific\u0103 fa\u021b\u0103 de valoarea-\u021bint\u0103 cu mai mult de 0,75 %, schimbul nu se efectueaz\u0103<\/li>\n\n\n\n<li>Dac\u0103 cursul criptomonedei se modific\u0103 fa\u021b\u0103 de valoarea-\u021bint\u0103 cu mai mult de 50 %, schimbul nu se efectueaz\u0103<\/li>\n<\/ul>\n\n\n\n<figure data-wp-context=\"{&quot;imageId&quot;:&quot;6a72501162a11&quot;}\" data-wp-interactive=\"core\/image\" data-wp-key=\"6a72501162a11\" class=\"wp-block-image size-large wp-lightbox-container\"><img decoding=\"async\" width=\"1000\" height=\"600\" data-wp-class--hide=\"state.isContentHidden\" data-wp-class--show=\"state.isContentVisible\" data-wp-init=\"callbacks.setButtonStyles\" data-wp-on--click=\"actions.showLightbox\" data-wp-on--load=\"callbacks.setButtonStyles\" data-wp-on--pointerdown=\"actions.preloadImage\" data-wp-on--pointerenter=\"actions.preloadImageWithDelay\" data-wp-on--pointerleave=\"actions.cancelPreload\" data-wp-on-window--resize=\"callbacks.setButtonStyles\" src=\"https:\/\/www.loudavymkrokem.cz\/wp-content\/uploads\/2023\/05\/revolut-automaticka-smena.jpg\" alt=\"Schimburi automate pe Revolut\" class=\"wp-image-55869\" title=\"\"><button\n\t\t\tclass=\"lightbox-trigger\"\n\t\t\ttype=\"button\"\n\t\t\taria-haspopup=\"dialog\"\n\t\t\tdata-wp-bind--aria-label=\"state.thisImage.triggerButtonAriaLabel\"\n\t\t\tdata-wp-init=\"callbacks.initTriggerButton\"\n\t\t\tdata-wp-on--click=\"actions.showLightbox\"\n\t\t\tdata-wp-style--right=\"state.thisImage.buttonRight\"\n\t\t\tdata-wp-style--top=\"state.thisImage.buttonTop\"\n\t\t>\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"12\" height=\"12\" fill=\"none\" viewBox=\"0 0 12 12\">\n\t\t\t\t<path fill=\"#fff\" d=\"M2 0a2 2 0 0 0-2 2v2h1.5V2a.5.5 0 0 1 .5-.5h2V0H2Zm2 10.5H2a.5.5 0 0 1-.5-.5V8H0v2a2 2 0 0 0 2 2h2v-1.5ZM8 12v-1.5h2a.5.5 0 0 0 .5-.5V8H12v2a2 2 0 0 1-2 2H8Zm2-12a2 2 0 0 1 2 2v2h-1.5V2a.5.5 0 0 0-.5-.5H8V0h2Z\" \/>\n\t\t\t<\/svg>\n\t\t<\/button><figcaption class=\"wp-element-caption\">Exemplu de schimb automat<\/figcaption><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Suportul_pentru_clienti_Revolut_contact_Romania\"><\/span>Suportul pentru clien\u021bi Revolut (contact Romania)<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Dac\u0103 ai vreo problem\u0103, Revolut ofer\u0103 suport pentru clien\u021bi direct \u00een aplica\u021bie. Nu exist\u0103 un num\u0103r de telefon Revolut clasic pentru contactul din Rom\u00e2nia la abonamentele de baz\u0103 \u2013 totul se rezolv\u0103 prin chat. E de ajuns ca \u00een fila <em>Panou de control <\/em>s\u0103 ape\u0219i pe semnul \u00eentreb\u0103rii din bulin\u0103 \u0219i s\u0103 ape\u0219i pe <strong>Chat cu noi<\/strong>. La \u00eenceput va \u00eencerca s\u0103 vorbeasc\u0103 cu tine un robot. Dac\u0103 vrei \u00eens\u0103 s\u0103 te transfere la suport uman, e simplu. E de ajuns s\u0103 pui robotului de trei ori aceea\u0219i \u00eentrebare (\u0219i, pe c\u00e2t posibil, una f\u0103r\u0103 sens). Dup\u0103 a treia \u00eencercare renun\u021b\u0103 \u0219i \u00ee\u021bi ofer\u0103 transferul la o persoan\u0103 real\u0103. Cu aceasta rezolvi apoi totul \u00een c\u00e2teva minute. Experien\u021ba mea cu suportul <strong>este excelent\u0103<\/strong>. De c\u00e2teva ori am rezolvat situa\u021bia \u00een care un bancomat mi-a sc\u0103zut banii din cont f\u0103r\u0103 s\u0103 mi-i elibereze. Suportul a preluat cazul, iar apoi primeam periodic mesaje despre stadiul rezolv\u0103rii.<\/p>\n\n\n<div class=\"wp-block-image\">\n<figure data-wp-context=\"{&quot;imageId&quot;:&quot;6a725011633a2&quot;}\" data-wp-interactive=\"core\/image\" data-wp-key=\"6a725011633a2\" class=\"aligncenter size-large is-resized wp-lightbox-container\"><img decoding=\"async\" width=\"768\" height=\"696\" data-wp-class--hide=\"state.isContentHidden\" data-wp-class--show=\"state.isContentVisible\" data-wp-init=\"callbacks.setButtonStyles\" data-wp-on--click=\"actions.showLightbox\" data-wp-on--load=\"callbacks.setButtonStyles\" data-wp-on--pointerdown=\"actions.preloadImage\" data-wp-on--pointerenter=\"actions.preloadImageWithDelay\" data-wp-on--pointerleave=\"actions.cancelPreload\" data-wp-on-window--resize=\"callbacks.setButtonStyles\" src=\"https:\/\/www.loudavymkrokem.cz\/wp-content\/uploads\/2023\/05\/revolut-zakaznicka-podpora-1-768x696-1.jpg\" alt=\"Suportul Revolut - exemplu de comunicare\" class=\"wp-image-55870\" style=\"width:398px;height:360px\" title=\"\"><button\n\t\t\tclass=\"lightbox-trigger\"\n\t\t\ttype=\"button\"\n\t\t\taria-haspopup=\"dialog\"\n\t\t\tdata-wp-bind--aria-label=\"state.thisImage.triggerButtonAriaLabel\"\n\t\t\tdata-wp-init=\"callbacks.initTriggerButton\"\n\t\t\tdata-wp-on--click=\"actions.showLightbox\"\n\t\t\tdata-wp-style--right=\"state.thisImage.buttonRight\"\n\t\t\tdata-wp-style--top=\"state.thisImage.buttonTop\"\n\t\t>\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"12\" height=\"12\" fill=\"none\" viewBox=\"0 0 12 12\">\n\t\t\t\t<path fill=\"#fff\" d=\"M2 0a2 2 0 0 0-2 2v2h1.5V2a.5.5 0 0 1 .5-.5h2V0H2Zm2 10.5H2a.5.5 0 0 1-.5-.5V8H0v2a2 2 0 0 0 2 2h2v-1.5ZM8 12v-1.5h2a.5.5 0 0 0 .5-.5V8H12v2a2 2 0 0 1-2 2H8Zm2-12a2 2 0 0 1 2 2v2h-1.5V2a.5.5 0 0 0-.5-.5H8V0h2Z\" \/>\n\t\t\t<\/svg>\n\t\t<\/button><figcaption class=\"wp-element-caption\">Exemplu de comunicare cu suportul<\/figcaption><\/figure>\n<\/div>\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Revolut_Savings_%E2%80%93_primesti_dobanda_pentru_ca_economisesti\"><\/span>Revolut Savings \u2013 prime\u0219ti dob\u00e2nd\u0103 pentru c\u0103 economise\u0219ti<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u00cen toamna anului 2023, Revolut a lansat un nou serviciu: Revolut Savings. \u00cen cadrul Revolut po\u021bi, pe l\u00e2ng\u0103 seif, s\u0103 deschizi \u0219i un \u201econt de economii&#8221;, a\u0219a-numitul cont Savings. Din aceste conturi po\u021bi retrage banii oric\u00e2nd, nu sunt lega\u021bi de nimic.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Revolut investe\u0219te banii t\u0103i \u00een fonduri de pia\u021b\u0103 monetar\u0103, unul dintre cele mai conservatoare instrumente de investi\u021bii, folosite intens, de exemplu, de b\u0103nci. Rata dob\u00e2nzii este variabil\u0103, \u00een prezent se situeaz\u0103 \u00eentre 3 % \u0219i 5 % pe an.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Revolut pl\u0103te\u0219te dob\u00e2nda \u00een fiecare zi, a\u0219a c\u0103 po\u021bi \u021bine banii acolo chiar \u0219i doar c\u00e2teva zile sau s\u0103pt\u0103m\u00e2ni.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">G\u0103se\u0219ti Savings \u00een aplica\u021bie, pe ecranul principal.<\/p>\n\n\n<div class=\"wp-block-image\">\n<figure data-wp-context=\"{&quot;imageId&quot;:&quot;6a7250116407a&quot;}\" data-wp-interactive=\"core\/image\" data-wp-key=\"6a7250116407a\" class=\"aligncenter size-large wp-lightbox-container\"><img decoding=\"async\" width=\"700\" height=\"698\" data-wp-class--hide=\"state.isContentHidden\" data-wp-class--show=\"state.isContentVisible\" data-wp-init=\"callbacks.setButtonStyles\" data-wp-on--click=\"actions.showLightbox\" data-wp-on--load=\"callbacks.setButtonStyles\" data-wp-on--pointerdown=\"actions.preloadImage\" data-wp-on--pointerenter=\"actions.preloadImageWithDelay\" data-wp-on--pointerleave=\"actions.cancelPreload\" data-wp-on-window--resize=\"callbacks.setButtonStyles\" src=\"https:\/\/loudavymkrokem.cz\/wp-content\/uploads\/2020\/02\/revolut-savings-700x698.jpg\" alt=\"Revolut Savings\" class=\"wp-image-76455\" title=\"\" srcset=\"https:\/\/loudavymkrokem.cz\/wp-content\/uploads\/2020\/02\/revolut-savings-700x698.jpg 700w, https:\/\/loudavymkrokem.cz\/wp-content\/uploads\/2020\/02\/revolut-savings-300x300.jpg 300w, https:\/\/loudavymkrokem.cz\/wp-content\/uploads\/2020\/02\/revolut-savings-150x150.jpg 150w, https:\/\/loudavymkrokem.cz\/wp-content\/uploads\/2020\/02\/revolut-savings-768x766.jpg 768w, https:\/\/loudavymkrokem.cz\/wp-content\/uploads\/2020\/02\/revolut-savings-696x694.jpg 696w, https:\/\/loudavymkrokem.cz\/wp-content\/uploads\/2020\/02\/revolut-savings.jpg 1284w\" sizes=\"(max-width: 700px) 100vw, 700px\" \/><button\n\t\t\tclass=\"lightbox-trigger\"\n\t\t\ttype=\"button\"\n\t\t\taria-haspopup=\"dialog\"\n\t\t\tdata-wp-bind--aria-label=\"state.thisImage.triggerButtonAriaLabel\"\n\t\t\tdata-wp-init=\"callbacks.initTriggerButton\"\n\t\t\tdata-wp-on--click=\"actions.showLightbox\"\n\t\t\tdata-wp-style--right=\"state.thisImage.buttonRight\"\n\t\t\tdata-wp-style--top=\"state.thisImage.buttonTop\"\n\t\t>\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"12\" height=\"12\" fill=\"none\" viewBox=\"0 0 12 12\">\n\t\t\t\t<path fill=\"#fff\" d=\"M2 0a2 2 0 0 0-2 2v2h1.5V2a.5.5 0 0 1 .5-.5h2V0H2Zm2 10.5H2a.5.5 0 0 1-.5-.5V8H0v2a2 2 0 0 0 2 2h2v-1.5ZM8 12v-1.5h2a.5.5 0 0 0 .5-.5V8H12v2a2 2 0 0 1-2 2H8Zm2-12a2 2 0 0 1 2 2v2h-1.5V2a.5.5 0 0 0-.5-.5H8V0h2Z\" \/>\n\t\t\t<\/svg>\n\t\t<\/button><figcaption class=\"wp-element-caption\">Revolut Savings<\/figcaption><\/figure>\n<\/div>\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Revolut_nu_este_intotdeauna_cea_mai_avantajoasa_optiune\"><\/span>Revolut nu este \u00eentotdeauna cea mai avantajoas\u0103 op\u021biune<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Revolut nu este \u00eentotdeauna cea mai bun\u0103 alegere. Din experien\u021ba noastr\u0103, cursurile pentru bahtul thailandez, hrivna ucrainean\u0103 \u0219i lari georgian ies mai prost dec\u00e2t la b\u0103ncile obi\u0219nuite. Cursurile pot fi verificate oric\u00e2nd direct \u00een aplica\u021bie.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Tranzactionarea_cu_actiuni\"><\/span>Tranzac\u021bionarea cu ac\u021biuni<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Din septembrie 2019, Revolut ofer\u0103 tranzac\u021bionarea cu ac\u021biuni prin aplica\u021bie. <\/strong>\u00cen panoul de control e de ajuns s\u0103 comuti la fila Tranzac\u021bionare, s\u0103 completezi un formular simplu \u0219i s\u0103 cite\u0219ti condi\u021biile de tranzac\u021bionare.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Codul_de_identificare_fiscala\"><\/span>Codul de identificare fiscal\u0103<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u00cen momentul \u00een care Revolut te \u00eentreab\u0103 de VAT ID-ul t\u0103u (codul de identificare fiscal\u0103\/TIN), <strong>completeaz\u0103-\u021bi CNP-ul.<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">De\u0219i Revolut verific\u0103 manual cererile de deschidere a unui cont de tranzac\u021bionare, confirmarea sose\u0219te de obicei \u00een c\u00e2teva minute.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Pe_Revolut_tranzactionezi_actiuni_fara_comision\"><\/span>Pe Revolut tranzac\u021bionezi ac\u021biuni f\u0103r\u0103 comision<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Po\u021bi tranzac\u021biona ac\u021biuni complet gratuit, iar num\u0103rul de tranzac\u021bii f\u0103r\u0103 comision depinde de abonamentul t\u0103u:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Cont Basic &#8211; 3 tranzac\u021bii gratuite pe lun\u0103<\/li>\n\n\n\n<li>Cont Premium &#8211; 8 tranzac\u021bii gratuite pe lun\u0103<\/li>\n\n\n\n<li>Cont Metal &#8211; num\u0103r nelimitat de tranzac\u021bii pe lun\u0103<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Toate achizi\u021biile peste limita lunar\u0103 au un comision de 1 GBP.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Compania percepe pentru administrarea portofoliului t\u0103u de investi\u021bii doar 0,01 % din portofoliu anual. <\/strong>Fa\u021b\u0103 de ceilal\u021bi brokeri, nu pl\u0103te\u0219ti astfel nimic pentru cump\u0103rare \u0219i v\u00e2nzare \u0219i nici pentru depuneri \u0219i retrageri de bani.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Achizitii_fractionate_de_actiuni\"><\/span><strong>Achizi\u021bii frac\u021bionate de ac\u021biuni<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Al doilea avantaj important al tranzac\u021bion\u0103rii la burs\u0103 prin Revolut este c\u0103 nu trebuie s\u0103 cumperi ac\u021biuni \u00eentregi.<\/strong> Po\u021bi cump\u0103ra lini\u0219tit ac\u021biuni Apple pentru un singur dolar american.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">La brokerii obi\u0219nui\u021bi trebuie s\u0103 cumperi ac\u021biuni \u00eentregi, ceea ce poate fi o problem\u0103 \u00een cazul titlurilor mai scumpe. Dac\u0103 abia \u00eencepi cu tranzac\u021bionarea, cu greu vei vrea s\u0103 dai 800 USD pe o singur\u0103 ac\u021biune Tesla. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u00cen cadrul tranzac\u021bion\u0103rii frac\u021bionate po\u021bi cump\u0103ra chiar \u0219i o buc\u0103\u021bic\u0103 minuscul\u0103 de ac\u021biune \u0219i s\u0103 de\u021bii astfel o parte din firma ta preferat\u0103.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Plata_dividendelor\"><\/span>Plata dividendelor<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Fie c\u0103 \u00ee\u021bi cumperi ac\u021biuni \u00eentregi sau doar p\u0103r\u021bi din ele, <strong>Revolut \u00ee\u021bi va pl\u0103ti dividendele aferente f\u0103r\u0103 comisioane<\/strong>.<strong> <\/strong>Dividendul este partea din profit pe care firma o pl\u0103te\u0219te de\u021bin\u0103torilor ac\u021biunilor sale, cel mai adesea la intervale trimestriale.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Cu_ce_actiuni_poti_tranzactiona\"><\/span>Cu ce ac\u021biuni po\u021bi tranzac\u021biona<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Deocamdat\u0103 sunt disponibile aproximativ 300 de ac\u021biuni diferite de la Bursa din New York \u0219i bursa NASDAQ<\/strong>, dar urmeaz\u0103 s\u0103 se adauge ac\u021biuni de la burse europene, inclusiv instrumente ETF.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Av\u00e2nd \u00een vedere c\u0103 se tranzac\u021bioneaz\u0103 doar ac\u021biuni americane, e\u0219ti limitat de programul burselor americane, care pentru noi sunt deschise \u00eentre 15:30 \u0219i 22:00 (ora Rom\u00e2niei). <strong>Ordinele plasate \u00een afara programului burselor vor fi executate imediat dup\u0103 deschidere.<\/strong><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Cum_cumperi_actiuni_pe_Revolut\"><\/span>Cum cumperi ac\u021biuni pe Revolut<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Revolut ofer\u0103 tranzac\u021bionare cu ac\u021biuni \u0219i criptomonede, iar cump\u0103rarea ac\u021biunilor este simpl\u0103. Mai \u00eent\u00e2i, \u00een panoul de control apas\u0103 pe <strong>Tranzac\u021bionare<\/strong>, completeaz\u0103 \u0219i confirm\u0103 totul. \u00cen c\u00e2teva minute ar trebui s\u0103 ai acces la burse.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Alimentarea_contului_de_investitii\"><\/span>Alimentarea contului de investi\u021bii<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u00cenainte de a cump\u0103ra propriu-zis ac\u021biuni, trebuie s\u0103 alimentezi contul de investi\u021bii, care este diferit de conturile tale obi\u0219nuite Revolut.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u00cen <strong>panoul de control<\/strong>, sub fila <strong>Tranzac\u021bionare<\/strong>, apas\u0103 pe <strong>Afi\u0219eaz\u0103 mai mult<\/strong>.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Apas\u0103 pe <strong>Finan\u021beaz\u0103<\/strong> \u0219i transfer\u0103 \u00een cont dolari americani. Dac\u0103 nu ai, trebuie s\u0103 \u00eei converte\u0219ti mai \u00eent\u00e2i din lei.<\/p>\n\n\n\n<figure data-wp-context=\"{&quot;imageId&quot;:&quot;6a72501165ad0&quot;}\" data-wp-interactive=\"core\/image\" data-wp-key=\"6a72501165ad0\" class=\"wp-block-image size-large wp-lightbox-container\"><img decoding=\"async\" width=\"1200\" height=\"630\" data-wp-class--hide=\"state.isContentHidden\" data-wp-class--show=\"state.isContentVisible\" data-wp-init=\"callbacks.setButtonStyles\" data-wp-on--click=\"actions.showLightbox\" data-wp-on--load=\"callbacks.setButtonStyles\" data-wp-on--pointerdown=\"actions.preloadImage\" data-wp-on--pointerenter=\"actions.preloadImageWithDelay\" data-wp-on--pointerleave=\"actions.cancelPreload\" data-wp-on-window--resize=\"callbacks.setButtonStyles\" src=\"https:\/\/www.loudavymkrokem.cz\/wp-content\/uploads\/2023\/05\/financovani-revolut-investicniho-uctu.jpg\" alt=\"Cum alimentezi contul de investi\u021bii pe Revolut\" class=\"wp-image-55903\" title=\"\"><button\n\t\t\tclass=\"lightbox-trigger\"\n\t\t\ttype=\"button\"\n\t\t\taria-haspopup=\"dialog\"\n\t\t\tdata-wp-bind--aria-label=\"state.thisImage.triggerButtonAriaLabel\"\n\t\t\tdata-wp-init=\"callbacks.initTriggerButton\"\n\t\t\tdata-wp-on--click=\"actions.showLightbox\"\n\t\t\tdata-wp-style--right=\"state.thisImage.buttonRight\"\n\t\t\tdata-wp-style--top=\"state.thisImage.buttonTop\"\n\t\t>\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"12\" height=\"12\" fill=\"none\" viewBox=\"0 0 12 12\">\n\t\t\t\t<path fill=\"#fff\" d=\"M2 0a2 2 0 0 0-2 2v2h1.5V2a.5.5 0 0 1 .5-.5h2V0H2Zm2 10.5H2a.5.5 0 0 1-.5-.5V8H0v2a2 2 0 0 0 2 2h2v-1.5ZM8 12v-1.5h2a.5.5 0 0 0 .5-.5V8H12v2a2 2 0 0 1-2 2H8Zm2-12a2 2 0 0 1 2 2v2h-1.5V2a.5.5 0 0 0-.5-.5H8V0h2Z\" \/>\n\t\t\t<\/svg>\n\t\t<\/button><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Cumpararea_actiunilor\"><\/span>Cump\u0103rarea ac\u021biunilor<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u00ce\u021bi ar\u0103t\u0103m, pe exemplul ac\u021biunilor Apple, cum s\u0103 le cumperi \u00een aplica\u021bie.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Apas\u0103 sub fila <strong>Tranzac\u021bionare<\/strong> pe <strong>Afi\u0219eaz\u0103 mai mult<\/strong>, iar apoi pe <strong>Investe\u0219te<\/strong>. Apoi caut\u0103 Apple \u0219i deschide detaliul ac\u021biunii. Apoi e de ajuns s\u0103 ape\u0219i pe butonul <strong>Cump\u0103r\u0103<\/strong>, s\u0103 alegi suma \u0219i gata.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Din acest moment, ac\u021biunea sau partea din ea este a ta, iar aprecierea\/deprecierea ei o po\u021bi urm\u0103ri \u00een aplica\u021bie.<\/p>\n\n\n\n<figure data-wp-context=\"{&quot;imageId&quot;:&quot;6a72501166ba5&quot;}\" data-wp-interactive=\"core\/image\" data-wp-key=\"6a72501166ba5\" class=\"wp-block-image size-large wp-lightbox-container\"><img decoding=\"async\" width=\"1200\" height=\"630\" data-wp-class--hide=\"state.isContentHidden\" data-wp-class--show=\"state.isContentVisible\" data-wp-init=\"callbacks.setButtonStyles\" data-wp-on--click=\"actions.showLightbox\" data-wp-on--load=\"callbacks.setButtonStyles\" data-wp-on--pointerdown=\"actions.preloadImage\" data-wp-on--pointerenter=\"actions.preloadImageWithDelay\" data-wp-on--pointerleave=\"actions.cancelPreload\" data-wp-on-window--resize=\"callbacks.setButtonStyles\" src=\"https:\/\/www.loudavymkrokem.cz\/wp-content\/uploads\/2023\/05\/jak-nakoupit-akcie-revolut.jpg\" alt=\"Cum cumperi ac\u021biuni pe Revolut\" class=\"wp-image-55904\" title=\"\"><button\n\t\t\tclass=\"lightbox-trigger\"\n\t\t\ttype=\"button\"\n\t\t\taria-haspopup=\"dialog\"\n\t\t\tdata-wp-bind--aria-label=\"state.thisImage.triggerButtonAriaLabel\"\n\t\t\tdata-wp-init=\"callbacks.initTriggerButton\"\n\t\t\tdata-wp-on--click=\"actions.showLightbox\"\n\t\t\tdata-wp-style--right=\"state.thisImage.buttonRight\"\n\t\t\tdata-wp-style--top=\"state.thisImage.buttonTop\"\n\t\t>\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"12\" height=\"12\" fill=\"none\" viewBox=\"0 0 12 12\">\n\t\t\t\t<path fill=\"#fff\" d=\"M2 0a2 2 0 0 0-2 2v2h1.5V2a.5.5 0 0 1 .5-.5h2V0H2Zm2 10.5H2a.5.5 0 0 1-.5-.5V8H0v2a2 2 0 0 0 2 2h2v-1.5ZM8 12v-1.5h2a.5.5 0 0 0 .5-.5V8H12v2a2 2 0 0 1-2 2H8Zm2-12a2 2 0 0 1 2 2v2h-1.5V2a.5.5 0 0 0-.5-.5H8V0h2Z\" \/>\n\t\t\t<\/svg>\n\t\t<\/button><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Cum_se_impoziteaza_tranzactionarea_pe_Revolut\"><\/span>Cum se impoziteaz\u0103 tranzac\u021bionarea pe Revolut<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Veniturile din dividendele americane se impoziteaz\u0103 cu 30 %, dac\u0103 nu ai semnat <a rel=\"noreferrer noopener nofollow\" aria-label=\"formularul W-8 BEN (se deschide \u00eentr-o fil\u0103 nou\u0103)\" href=\"https:\/\/www.revolut.com\/help\/getting-started\/investments\/understanding-investment-events-and-regulations\/what-is-a-w-8-ben-form\/\" target=\"_blank\">formularul W-8 BEN<\/a>, care reduce impozitul la 15 %.<\/strong> Din fericire pentru noi, formularul este completat \u0219i semnat automat \u00een timpul procesului de cerere de deschidere a contului de investi\u021bii. <strong>Astfel, nu trebuie s\u0103 te ocupi de nimic<\/strong> <strong>\u0219i dividendele \u00ee\u021bi sosesc \u00een cont deja impozitate cu 15 % (la dividend vei vedea rubrica \u201eimpozit re\u021binut la surs\u0103&#8221;).<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Toate c\u00e2\u0219tigurile de capital (dividende sau v\u00e2nzarea ac\u021biunilor la un pre\u021b mai mare dec\u00e2t cel de cump\u0103rare) trebuie \u00eens\u0103 impozitate corespunz\u0103tor \u0219i \u00een Rom\u00e2nia,<strong> o dat\u0103 pe an, \u00een cadrul declara\u021biei fiscale<\/strong> (Declara\u021bia Unic\u0103).<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Impozitarea este relativ simpl\u0103, iar veniturile din investi\u021bii se declar\u0103 prin Declara\u021bia Unic\u0103 depus\u0103 la ANAF \u2013 informa\u021bii detaliate g\u0103se\u0219ti pe site-ul oficial al Agen\u021biei Na\u021bionale de Administrare Fiscal\u0103.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Google_Pay\"><\/span>Google Pay<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Revolut accept\u0103 <a href=\"https:\/\/www.revolut.com\/help\/exploring-revolut\/spending\/paying-with-apple-or-google-pay\/am-i-eligible-for-google-pay\" target=\"_blank\" rel=\"noreferrer noopener nofollow\"><strong>Google Pay<\/strong><\/a>. E de ajuns s\u0103 ai un telefon mobil cu sistemul de operare Android \u0219i cu tehnologiile NFC \u0219i HCE.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Apple_Pay\"><\/span>Apple Pay<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Revolut accept\u0103<strong> <a href=\"https:\/\/www.revolut.com\/revolut-with-apple-pay\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">Apple Pay<\/a><\/strong>. Oricine are un iPhone cu NFC (de la versiunea 6) \u00ee\u0219i poate \u00eenc\u0103rca cardul \u00een telefon \u0219i pl\u0103ti comod cu mobilul. Po\u021bi chiar ad\u0103uga cardul \u00een Apple Pay imediat dup\u0103 ce ai comandat cel fizic \u0219i po\u021bi pl\u0103ti cu el \u00eenainte s\u0103 \u00ee\u021bi soseasc\u0103 acas\u0103.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Donatii_catre_organizatii_caritabile_prin_Revolut\"><\/span>Dona\u021bii c\u0103tre organiza\u021bii caritabile prin Revolut<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Prin Revolut se pot dona fonduri \u0219i \u00een scopuri caritabile. Pentru dona\u021bii nu se percep, bine\u00een\u021beles, niciun fel de comisioane. \u00cen prezent po\u021bi contribui la trei organiza\u021bii caritabile:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Save the Children<\/strong> &#8211; Help the most vulnerable<\/li>\n\n\n\n<li><strong>WWF<\/strong> &#8211; Protect the natural world<\/li>\n\n\n\n<li><strong>ILGA-Europe<\/strong> &#8211; Push for real equality<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Licenta_bancara\"><\/span>Licen\u021ba bancar\u0103<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u00cen decembrie 2018, compania a ob\u021binut <strong>licen\u021ba bancar\u0103 european\u0103<\/strong> \u0219i a devenit astfel o banc\u0103 cu drepturi depline. Datorit\u0103 acestui fapt, banii utilizatorilor sunt proteja\u021bi de Sistemul European de Garantare a Depozitelor (p\u00e2n\u0103 la 100.000 EUR \u00een cazul falimentului firmei), iar \u00een aplica\u021bie apar \u0219i oferte de credite de consum, ba chiar \u0219i credite pentru antreprenori. \u00cen plus, europenii (deci \u0219i noi) \u00ee\u0219i vor putea trimite pe Revolut \u00eentregul salariu.<\/p>\n\n\n<div style=\"gap: 20px\" class=\"align-button-center ub-buttons orientation-button-row ub-flex-wrap wp-block-ub-button\" id=\"ub-button-7f228ef7-9a3f-4ac1-82c6-c886af3dfc55\"><div class=\"ub-button-container\">\n\t\t\t<a href=\"https:\/\/loudavymkrokem.cz\/doporucujeme\/revolut\" target=\"_blank\" rel=\"noopener noreferrer\" class=\"ub-button-block-main   ub-button-flex\" role=\"button\" style=\"--ub-button-background-color: #cf2e2e; --ub-button-color: #ffffff; --ub-button-border: none; --ub-button-hover-background-color: #313131; --ub-button-hover-color: #ffffff; --ub-button-hover-border: none; font-size: 17px; padding-top: 10px; padding-right: 10px; padding-bottom: 10px; padding-left: 10px; border-top-left-radius: 10px;; border-top-right-radius: 10px;; border-bottom-left-radius: 10px;; border-bottom-right-radius: 10px;; \">\n\t\t\t\t<div class=\"ub-button-content-holder\" style=\"flex-direction: row\">\n\t\t\t\t\t<span class=\"ub-button-block-btn\">Ob\u021bine cardul Revolut gratuit<\/span>\n\t\t\t\t<\/div>\n\t\t\t<\/a>\n\t\t<\/div><\/div>\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Intrebari_si_raspunsuri\"><\/span>\u00centreb\u0103ri \u0219i r\u0103spunsuri<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u00cen aceast\u0103 sec\u021biune voi ad\u0103uga treptat r\u0103spunsuri la \u00eentreb\u0103rile pe care le vei avea dup\u0103 ce cite\u0219ti articolul.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Revolut_si_popririle_executarea_silita\"><\/span>Revolut \u0219i popririle (executarea silit\u0103)<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<ol class=\"wp-block-list\">\n<li>Dac\u0103 e\u0219ti angajat \u0219i ai o poprire, angajatorul t\u0103u este obligat s\u0103 vireze o parte din salariu direct executorului. Restul \u021bi-l trimite \u00een cont. \u00cens\u0103, chiar dac\u0103 exist\u0103 o sum\u0103 pe care executorul nu o poate re\u021bine, \u00een practic\u0103 aceast\u0103 sum\u0103 poate fi blocat\u0103 la banc\u0103 de c\u0103tre executor.<\/li>\n\n\n\n<li>Una dintre posibilit\u0103\u021bile de a face fa\u021b\u0103 acestei probleme (f\u0103r\u0103 \u00eens\u0103 a eluda legea) era s\u0103 prime\u0219ti pl\u0103\u021bile pe cardul Revolut. Totu\u0219i, de la \u00eenceputul anului nu se mai pot trimite bani pe Revolut prin transfer bancar, ci doar prin cardul de plat\u0103.<\/li>\n\n\n\n<li>Revolut func\u021bioneaz\u0103 acum \u0219i ca banc\u0103, unde executorul poate bloca \u0219i suma care altfel ar trebui s\u0103 fie protejat\u0103. Trec\u00e2nd de la cardul Revolut la serviciile bancare Revolut, pierzi astfel protec\u021bia fondurilor tale financiare.<\/li>\n<\/ol>\n\n\n\n<p class=\"wp-block-paragraph\">Din acest motiv, cardul Revolut nu mai este o op\u021biune potrivit\u0103 pentru persoanele cu popriri.<\/p>\n\n\n<div id=\"rank-math-faq\" class=\"rank-math-block\">\n<div class=\"rank-math-list \">\n<div id=\"faq-question-642430f3aa798\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \"><span class=\"ez-toc-section\" id=\"Permite_Revolut_schimbul_valutar_automat\"><\/span>Permite Revolut schimbul valutar automat?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>Da. \u00cen aplica\u021bie po\u021bi seta o regul\u0103 ca banii s\u0103 fie schimba\u021bi automat atunci c\u00e2nd se atinge un anumit curs valutar. Sau doar s\u0103 prime\u0219ti o notificare.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-642430f3aa79a\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \"><span class=\"ez-toc-section\" id=\"Se_poate_obtine_gratuit_cardul_Revolut\"><\/span>Se poate ob\u021bine gratuit cardul Revolut?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>\u0414\u0430, este suficient s\u0103 dai click pe u003ca href=u0022https:\/\/loudavymkrokem.cz\/doporucujeme\/revolutu0022u003eu003cstrongu003eacest linku003c\/strongu003eu003c\/au003e.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-642430f3aa79b\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \"><span class=\"ez-toc-section\" id=\"Poate_Revolut_sa_faca_tranzactii_cu_actiuni_si_criptomonede\"><\/span>Poate Revolut s\u0103 fac\u0103 tranzac\u021bii cu ac\u021biuni \u0219i criptomonede?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>Da, \u0219i chiar f\u0103r\u0103 comisioane. Cu contul gratuit po\u021bi efectua 3 tranzac\u021bii la burs\u0103 lunar gratuit, iar Revolut percepe doar 0,01% anual pentru administrarea portofoliului t\u0103u.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-642430f3aa79c\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \"><span class=\"ez-toc-section\" id=\"Pot_sa-mi_trimit_banii_inapoi_de_pe_Revolut_pe_cont\"><\/span>Pot s\u0103-mi trimit banii \u00eenapoi de pe Revolut pe cont?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>Da, po\u021bi trimite bani \u00eenapoi cu u\u0219urin\u021b\u0103, c\u0103tre contul conectat \u00een aplica\u021bie.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1687869226613\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \"><span class=\"ez-toc-section\" id=\"Revolut_executare_si_insolventa\"><\/span>Revolut executare \u0219i insolven\u021b\u0103<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>\u00cen cadrul Revolut \u00ee\u021bi deschizi un cont bancar \u00een cadrul UE. Dac\u0103 e\u0219ti \u00een insolven\u021b\u0103, executare silit\u0103 sau ai o restructurare a datoriilor aprobat\u0103, \u0219i contul t\u0103u Revolut va fi monitorizat. Deci da, executorul judec\u0103toresc poate accesa contul Revolut.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1687869311559\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \"><span class=\"ez-toc-section\" id=\"%E2%80%9ECardul_Revolut_te_lasa_fara_baniu0022_E_adevarat\"><\/span>\u201eCardul Revolut te las\u0103 f\u0103r\u0103 bani.u0022 E adev\u0103rat?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>Poate s\u0103 se \u00eent\u00e2mple ca Revolut s\u0103 \u00ee\u021bi blocheze contul f\u0103r\u0103 avertisment prealabil. Dar acesta este un risc la orice serviciu \u0219i \u00eentotdeauna au un motiv pentru asta &#8211; cel mai adesea este vorba despre o blocare automat\u0103 eronat\u0103 din partea sistemului, care evalueaz\u0103 contul t\u0103u ca fiind suspect. Contul poate fi deblocat cu ajutorul serviciului de asisten\u021b\u0103 pentru clien\u021bi.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1687869479178\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \"><span class=\"ez-toc-section\" id=\"Cum_sa_primesti_plata_pe_Revolut\"><\/span>Cum s\u0103 prime\u0219ti plata pe Revolut?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>Po\u021bi s\u0103 \u00ee\u021bi prime\u0219ti plata fie prin partajarea num\u0103rului contului t\u0103u Revolut, fie prin numele de utilizator.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1687869486465\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \"><span class=\"ez-toc-section\" id=\"Ce_este_necesar_pentru_a_deschide_un_cont_Revolut\"><\/span>Ce este necesar pentru a deschide un cont Revolut?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>u003cpu003ePentru a-\u021bi crea contul nu trebuie s\u0103 mergi nic\u0103ieri. \u00ce\u021bi este suficient s\u0103 descarci aplica\u021bia mobil\u0103 (iOS sau Android) \u0219i s\u0103 completezi datele de \u00eenregistrare.u003c\/pu003e<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1699913912060\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \"><span class=\"ez-toc-section\" id=\"Bancomat_Revolut_%E2%80%93_se_pot_depune_bani_pe_Revolut_prin_bancomat\"><\/span>Bancomat Revolut \u2013 se pot depune bani pe Revolut prin bancomat?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>Din p\u0103cate, nu po\u021bi depune bani pe Revolut prin intermediul banco\u043c\u0430\u0442elor.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1700905422000\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \"><span class=\"ez-toc-section\" id=\"Revolut_ID_%E2%80%93_Numar_personal_%E2%80%93_Ce_este\"><\/span>Revolut ID \u2013 Num\u0103r personal \u2013 Ce este?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>C\u00e2nd Revolut v\u0103 solicit\u0103 personal number sau ID, vrea de la dumneavoastr\u0103 num\u0103rul c\u0103r\u021bii de identitate.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1700905590831\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \"><span class=\"ez-toc-section\" id=\"Ce_este_domiciliul_fiscal_Revolut\"><\/span>Ce este domiciliul fiscal Revolut?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>Domiciliul fiscal este de obicei \u021bara \u00een care locui\u021bi sau desf\u0103\u0219ura\u021bi activit\u0103\u021bi comerciale.<\/p>\n\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Odat\u0103 cu boom-ul c\u0103l\u0103toriilor din ultimii ani au ap\u0103rut o mul\u021bime de companii care ofer\u0103 carduri de plat\u0103 mai avantajoase pentru pl\u0103\u021bile \u00een str\u0103in\u0103tate. Revolut este una dintre ele \u0219i, \u00een multe situa\u021bii, este cea mai bun\u0103 variant\u0103.<\/p>\n","protected":false},"author":2,"featured_media":76462,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":"","rank_math_title":"Recenzie card Revolut 2026: experien\u021ba unui utilizator","rank_math_description":"Recenzie complet\u0103 a cardului Revolut din experien\u021ba unui utilizator de peste 8 ani: comisioane, planuri, siguran\u021b\u0103 \u0219i investi\u021bii. Descoper\u0103 tot ce trebuie s\u0103 \u0219tii!","rank_math_focus_keyword":"card revolut","rank_math_seo_score":""},"categories":[2022,2031],"tags":[],"class_list":["post-318058","post","type-post","status-publish","format-standard","has-post-thumbnail","category-finante-si-investitii","category-cum-sa-economisesti"],"acf":[],"featured_image_src":"https:\/\/loudavymkrokem.cz\/wp-content\/uploads\/2023\/09\/revolut-nahled.jpg","author_info":{"display_name":"Luk\u00e1\u0161 Kone\u010dn\u00fd","author_link":"https:\/\/loudavymkrokem.cz\/ro\/author\/lukas-konecny\/"},"_links":{"self":[{"href":"https:\/\/loudavymkrokem.cz\/ro\/wp-json\/wp\/v2\/posts\/318058","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/loudavymkrokem.cz\/ro\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/loudavymkrokem.cz\/ro\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/loudavymkrokem.cz\/ro\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/loudavymkrokem.cz\/ro\/wp-json\/wp\/v2\/comments?post=318058"}],"version-history":[{"count":0,"href":"https:\/\/loudavymkrokem.cz\/ro\/wp-json\/wp\/v2\/posts\/318058\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/loudavymkrokem.cz\/ro\/wp-json\/wp\/v2\/media\/76462"}],"wp:attachment":[{"href":"https:\/\/loudavymkrokem.cz\/ro\/wp-json\/wp\/v2\/media?parent=318058"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/loudavymkrokem.cz\/ro\/wp-json\/wp\/v2\/categories?post=318058"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/loudavymkrokem.cz\/ro\/wp-json\/wp\/v2\/tags?post=318058"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}