{"id":318058,"date":"2023-11-13T12:31:00","date_gmt":"2023-11-13T11:31:00","guid":{"rendered":"https:\/\/loudavymkrokem.cz\/card-revolut-recenzie\/"},"modified":"2026-07-15T00:24:33","modified_gmt":"2026-07-14T22:24:33","slug":"card-revolut-recenzie","status":"publish","type":"post","link":"https:\/\/loudavymkrokem.cz\/ro\/card-revolut-recenzie\/","title":{"rendered":"Card Revolut: recenzie complet\u0103 \u0219i experien\u021be reale 2026"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">Folosesc cardul Revolut din 2016, <strong>am cheltuit cu el peste 40 000 \u20ac<\/strong> \u0219i r\u0103m\u00e2ne cardul meu preferat de plat\u0103 pentru c\u0103l\u0103torii. Am testat de nenum\u0103rate ori toate func\u021biile \u0219i \u00eei cunosc at\u00e2t avantajele, c\u00e2t \u0219i dezavantajele \u2013 majoritatea le-am verificat \u00een practic\u0103.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Pe Revolut primesc regulat bani din toate col\u021burile lumii, \u00eel folosesc pentru pl\u0103\u021bi \u00een str\u0103in\u0103tate<\/strong>, retrageri de la bancomate dubioase, pentru investi\u021bii \u0219i pentru trimiterea de bani prietenilor.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Prin linkul meu po\u021bi ob\u021bine <a class=\"thirstylink\" rel=\"nofollow\" target=\"_blank\" title=\"Revolut\" href=\"https:\/\/loudavymkrokem.cz\/doporucujeme\/revolut\/\" data-shortcode=\"true\"><strong>cardul Revolut cu abonament Premium gratuit timp de 3 luni<\/strong><\/a>. Nu ri\u0219ti nimic \u0219i po\u021bi testa toate func\u021biile f\u0103r\u0103 nicio obliga\u021bie. Dup\u0103 cele 3 luni po\u021bi trece pe varianta gratuit\u0103. \ud83d\ude0a Ai nevoie de mai multe informa\u021bii? Atunci cite\u0219te mai departe, vei afla absolut totul despre Revolut.<\/p>\n\n\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_85 ez-toc-wrap-left counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Obsah \u010dl\u00e1nku<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/loudavymkrokem.cz\/ro\/card-revolut-recenzie\/#Ce_este_Revolut\" >Ce este Revolut<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/loudavymkrokem.cz\/ro\/card-revolut-recenzie\/#Revolut_10\" >Revolut 10<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/loudavymkrokem.cz\/ro\/card-revolut-recenzie\/#Cum_incepi_cu_Revolut\" >Cum \u00eencepi cu Revolut<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/loudavymkrokem.cz\/ro\/card-revolut-recenzie\/#Autentificare_in_Revolut\" >Autentificare \u00een Revolut<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/loudavymkrokem.cz\/ro\/card-revolut-recenzie\/#Cum_arata_aplicatia_Revolut\" >Cum arat\u0103 aplica\u021bia Revolut<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/loudavymkrokem.cz\/ro\/card-revolut-recenzie\/#Plati_in_strainatate_fara_comisioane_daca_stii_cum\" >Pl\u0103\u021bi \u00een str\u0103in\u0103tate f\u0103r\u0103 comisioane (dac\u0103 \u0219tii cum)<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/loudavymkrokem.cz\/ro\/card-revolut-recenzie\/#Cardul_Revolut_si_conturile_valutare_sunt_gratuite\" >Cardul Revolut \u0219i conturile valutare sunt gratuite<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/loudavymkrokem.cz\/ro\/card-revolut-recenzie\/#Alte_functii_Revolut_care_merita_mentionate\" >Alte func\u021bii Revolut care merit\u0103 men\u021bionate<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/loudavymkrokem.cz\/ro\/card-revolut-recenzie\/#Comparatia_planurilor_Revolut_avantajele_lor\" >Compara\u021bia planurilor Revolut: avantajele lor<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/loudavymkrokem.cz\/ro\/card-revolut-recenzie\/#Revolut_Standard\" >Revolut Standard<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/loudavymkrokem.cz\/ro\/card-revolut-recenzie\/#Revolut_Plus\" >Revolut Plus<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/loudavymkrokem.cz\/ro\/card-revolut-recenzie\/#Revolut_Premium\" >Revolut Premium<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/loudavymkrokem.cz\/ro\/card-revolut-recenzie\/#Revolut_Metal\" >Revolut Metal<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/loudavymkrokem.cz\/ro\/card-revolut-recenzie\/#Revolut_Ultra\" >Revolut Ultra<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/loudavymkrokem.cz\/ro\/card-revolut-recenzie\/#Prezentarea_completa_a_avantajelor_fiecarui_abonament\" >Prezentarea complet\u0103 a avantajelor fiec\u0103rui abonament<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-16\" href=\"https:\/\/loudavymkrokem.cz\/ro\/card-revolut-recenzie\/#Revolut_Subscriptions_%E2%80%93_abonamente_premium_la_aplicatii_gratuit\" >Revolut Subscriptions \u2013 abonamente premium la aplica\u021bii, gratuit<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-17\" href=\"https:\/\/loudavymkrokem.cz\/ro\/card-revolut-recenzie\/#Revolut_Pro_cont_pentru_freelanceri\" >Revolut Pro: cont pentru freelanceri<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-18\" href=\"https:\/\/loudavymkrokem.cz\/ro\/card-revolut-recenzie\/#Revolut_Business\" >Revolut Business<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-19\" href=\"https:\/\/loudavymkrokem.cz\/ro\/card-revolut-recenzie\/#Contul_Revolut\" >Contul Revolut &lt;18<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-20\" href=\"https:\/\/loudavymkrokem.cz\/ro\/card-revolut-recenzie\/#Asigurarea_Revolut\" >Asigurarea Revolut<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-21\" href=\"https:\/\/loudavymkrokem.cz\/ro\/card-revolut-recenzie\/#Asigurare_de_calatorie_pe_termen_lung_SafetyWing\" >Asigurare de c\u0103l\u0103torie pe termen lung SafetyWing<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-22\" href=\"https:\/\/loudavymkrokem.cz\/ro\/card-revolut-recenzie\/#Bugetarea_cu_aplicatia\" >Bugetarea cu aplica\u021bia<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-23\" href=\"https:\/\/loudavymkrokem.cz\/ro\/card-revolut-recenzie\/#Comisioane_si_limite_Revolut\" >Comisioane \u0219i limite Revolut<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-24\" href=\"https:\/\/loudavymkrokem.cz\/ro\/card-revolut-recenzie\/#Cum_trimiti_bani_pe_Revolut\" >Cum trimi\u021bi bani pe Revolut<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-25\" href=\"https:\/\/loudavymkrokem.cz\/ro\/card-revolut-recenzie\/#Securizarea_cardurilor_de_plata_Revolut\" >Securizarea cardurilor de plat\u0103 Revolut<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-26\" href=\"https:\/\/loudavymkrokem.cz\/ro\/card-revolut-recenzie\/#Ce_nu_este_gratuit_la_Revolut\" >Ce nu este gratuit la Revolut?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-27\" href=\"https:\/\/loudavymkrokem.cz\/ro\/card-revolut-recenzie\/#Schimburi_automate\" >Schimburi automate<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-28\" href=\"https:\/\/loudavymkrokem.cz\/ro\/card-revolut-recenzie\/#Suport_clienti_Revolut_contact_Romania\" >Suport clien\u021bi Revolut (contact Rom\u00e2nia)<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-29\" href=\"https:\/\/loudavymkrokem.cz\/ro\/card-revolut-recenzie\/#Revolut_Savings_%E2%80%93_primesti_dobanda_pentru_banii_economisiti\" >Revolut Savings \u2013 prime\u0219ti dob\u00e2nd\u0103 pentru banii economisi\u021bi<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-30\" href=\"https:\/\/loudavymkrokem.cz\/ro\/card-revolut-recenzie\/#Revolut_nu_este_intotdeauna_cel_mai_avantajos\" >Revolut nu este \u00eentotdeauna cel mai avantajos<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-31\" href=\"https:\/\/loudavymkrokem.cz\/ro\/card-revolut-recenzie\/#Tranzactionarea_de_actiuni\" >Tranzac\u021bionarea de ac\u021biuni<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-32\" href=\"https:\/\/loudavymkrokem.cz\/ro\/card-revolut-recenzie\/#Numarul_de_identificare_fiscala\" >Num\u0103rul de identificare fiscal\u0103<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-33\" href=\"https:\/\/loudavymkrokem.cz\/ro\/card-revolut-recenzie\/#Pe_Revolut_tranzactionezi_actiuni_fara_comision\" >Pe Revolut tranzac\u021bionezi ac\u021biuni f\u0103r\u0103 comision<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-34\" href=\"https:\/\/loudavymkrokem.cz\/ro\/card-revolut-recenzie\/#Cumpararea_fractionata_de_actiuni\" >Cump\u0103rarea frac\u021bionat\u0103 de ac\u021biuni<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-35\" href=\"https:\/\/loudavymkrokem.cz\/ro\/card-revolut-recenzie\/#Plata_dividendelor\" >Plata dividendelor<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-36\" href=\"https:\/\/loudavymkrokem.cz\/ro\/card-revolut-recenzie\/#Cu_ce_actiuni_poti_tranzactiona\" >Cu ce ac\u021biuni po\u021bi tranzac\u021biona<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-37\" href=\"https:\/\/loudavymkrokem.cz\/ro\/card-revolut-recenzie\/#Cum_cumperi_actiuni_pe_Revolut\" >Cum cumperi ac\u021biuni pe Revolut<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-38\" href=\"https:\/\/loudavymkrokem.cz\/ro\/card-revolut-recenzie\/#Alimentarea_contului_de_investitii\" >Alimentarea contului de investi\u021bii<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-39\" href=\"https:\/\/loudavymkrokem.cz\/ro\/card-revolut-recenzie\/#Cumpararea_de_actiuni\" >Cump\u0103rarea de ac\u021biuni<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-40\" href=\"https:\/\/loudavymkrokem.cz\/ro\/card-revolut-recenzie\/#Cum_se_impoziteaza_tranzactionarea_pe_Revolut\" >Cum se impoziteaz\u0103 tranzac\u021bionarea pe Revolut<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-41\" href=\"https:\/\/loudavymkrokem.cz\/ro\/card-revolut-recenzie\/#Google_Pay\" >Google Pay<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-42\" href=\"https:\/\/loudavymkrokem.cz\/ro\/card-revolut-recenzie\/#Apple_Pay\" >Apple Pay<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-43\" href=\"https:\/\/loudavymkrokem.cz\/ro\/card-revolut-recenzie\/#Donatii_catre_organizatii_caritabile_prin_Revolut\" >Dona\u021bii c\u0103tre organiza\u021bii caritabile prin Revolut<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-44\" href=\"https:\/\/loudavymkrokem.cz\/ro\/card-revolut-recenzie\/#Licenta_bancara\" >Licen\u021ba bancar\u0103<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-45\" href=\"https:\/\/loudavymkrokem.cz\/ro\/card-revolut-recenzie\/#Intrebari_si_raspunsuri\" >\u00centreb\u0103ri \u0219i r\u0103spunsuri<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-46\" href=\"https:\/\/loudavymkrokem.cz\/ro\/card-revolut-recenzie\/#Revolut_si_executarea_silita\" >Revolut \u0219i executarea silit\u0103<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-47\" href=\"https:\/\/loudavymkrokem.cz\/ro\/card-revolut-recenzie\/#Permite_Revolut_schimbul_valutar_automat\" >Permite Revolut schimbul valutar automat?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-48\" href=\"https:\/\/loudavymkrokem.cz\/ro\/card-revolut-recenzie\/#Se_poate_obtine_cardul_Revolut_gratuit\" >Se poate ob\u021bine cardul Revolut gratuit?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-49\" href=\"https:\/\/loudavymkrokem.cz\/ro\/card-revolut-recenzie\/#Revolut_poate_face_tranzactii_cu_actiuni_si_criptomonede\" >Revolut poate face tranzac\u021bii cu ac\u021biuni \u0219i criptomonede?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-50\" href=\"https:\/\/loudavymkrokem.cz\/ro\/card-revolut-recenzie\/#Pot_sa-mi_trimit_banii_inapoi_de_pe_Revolut_pe_cont\" >Pot s\u0103-mi trimit banii \u00eenapoi de pe Revolut pe cont?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-51\" href=\"https:\/\/loudavymkrokem.cz\/ro\/card-revolut-recenzie\/#Revolut_executare_silita_si_insolventa\" >Revolut executare silit\u0103 \u0219i insolven\u021b\u0103<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-52\" href=\"https:\/\/loudavymkrokem.cz\/ro\/card-revolut-recenzie\/#%E2%80%9ECardul_Revolut_te_lasa_fara_bani%E2%80%9D_E_adevarat\" >\u201eCardul Revolut te las\u0103 f\u0103r\u0103 bani.&#8221; E adev\u0103rat?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-53\" href=\"https:\/\/loudavymkrokem.cz\/ro\/card-revolut-recenzie\/#Cum_sa_primesti_bani_pe_Revolut\" >Cum s\u0103 prime\u0219ti bani pe Revolut?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-54\" href=\"https:\/\/loudavymkrokem.cz\/ro\/card-revolut-recenzie\/#Ce_este_necesar_pentru_a_deschide_un_cont_Revolut\" >Ce este necesar pentru a deschide un cont Revolut?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-55\" href=\"https:\/\/loudavymkrokem.cz\/ro\/card-revolut-recenzie\/#Bancomat_Revolut_pentru_depuneri_%E2%80%93_se_pot_depune_bani_pe_Revolut_prin_bancomat\" >Bancomat Revolut pentru depuneri \u2013 se pot depune bani pe Revolut prin bancomat?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-56\" href=\"https:\/\/loudavymkrokem.cz\/ro\/card-revolut-recenzie\/#Revolut_ID_%E2%80%93_Numar_personal_%E2%80%93_Ce_este\" >Revolut ID \u2013 Num\u0103r personal \u2013 Ce este?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-57\" href=\"https:\/\/loudavymkrokem.cz\/ro\/card-revolut-recenzie\/#Ce_este_domiciliul_fiscal_Revolut\" >Ce este domiciliul fiscal Revolut?<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Ce_este_Revolut\"><\/span>Ce este Revolut<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><a class=\"thirstylink\" rel=\"nofollow\" target=\"_blank\" title=\"Revolut\" href=\"https:\/\/loudavymkrokem.cz\/doporucujeme\/revolut\/\" data-shortcode=\"true\">Revolut<\/a> este o companie fintech din Marea Britanie care, prin aplica\u021bia sa mobil\u0103, permite gestionarea unui cont multivalut\u0103 conectat la un card de plat\u0103. <strong>Banii pot fi schimba\u021bi liber \u00eentre valute la cursul interbancar<\/strong>, pl\u0103\u021bile cu cardul \u00een str\u0103in\u0103tate sunt f\u0103r\u0103 comisioane \u0219i se fac \u00eentotdeauna \u00een moneda local\u0103.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u00cen Rom\u00e2nia, Revolut este folosit de milioane de utilizatori \u0219i a devenit una dintre cele mai populare aplica\u021bii financiare din \u021bar\u0103.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Astfel nu pierzi bani pe cursul dezavantajos, cum se \u00eent\u00e2mpl\u0103 la b\u0103ncile tradi\u021bionale.<\/strong> Banii pot fi \u00eenc\u0103rca\u021bi simplu de pe contul bancar sau cu cardul, iar aplica\u021bia ofer\u0103, \u00een func\u021bie de abonamentul ales, o serie de func\u021bii suplimentare, precum:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Bugetare \u2013 setarea unei limite lunare pe categorii<\/li>\n\n\n\n<li>Recunoa\u0219terea tipului de cheltuieli \u0219i sortarea pe categorii<\/li>\n\n\n\n<li>Punerea deoparte a \u201em\u0103run\u021bi\u0219ului\u201d, rotunjirea sumelor pl\u0103tite \u0219i economisirea<\/li>\n\n\n\n<li>Plata de dob\u00e2nd\u0103 pentru banii \u021binu\u021bi pe Revolut (Savings)<\/li>\n\n\n\n<li>Notific\u0103ri instant pe telefon despre pl\u0103\u021bile efectuate<\/li>\n\n\n\n<li>Economisire \u00een criptomonede (BTC, LTC, ETH, XRP, BCH)<\/li>\n\n\n\n<li>Card virtual de plat\u0103 pentru pl\u0103\u021bi online<\/li>\n\n\n\n<li>Asigurare medical\u0103 de c\u0103l\u0103torie<\/li>\n\n\n\n<li>Asigurare pentru dispozitive electronice<\/li>\n\n\n\n<li>Retrageri de la bancomat<\/li>\n\n\n\n<li><strong>Tranzac\u021bionare de ac\u021biuni \u0219i criptomonede<\/strong><\/li>\n\n\n\n<li>Acces \u00een saloanele aeroporturilor.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Revolut_10\"><\/span>Revolut 10<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Revolut, lansat \u00een 2015 ca o aplica\u021bie simpl\u0103 pentru schimb valutar, s-a extins treptat cu func\u021bii noi, precum tranzac\u021bionarea de ac\u021biuni \u0219i criptomonede sau oferta de asigur\u0103ri de c\u0103l\u0103torie.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Odat\u0103 cu cre\u0219terea complexit\u0103\u021bii aplica\u021biei, a sc\u0103zut \u00eens\u0103 claritatea acesteia, problem\u0103 pe care Revolut o rezolv\u0103 acum (noiembrie 2023) printr-o nou\u0103 actualizare, Revolut 10.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Aceast\u0103 actualizare urm\u0103re\u0219te simplificarea interfe\u021bei \u0219i ofer\u0103 personalizarea ecranului principal.<\/strong> Scopul este ca Revolut s\u0103 devin\u0103 contul principal al utilizatorilor.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u00cen recenzia care urmeaz\u0103, capturile de ecran sunt \u00eenc\u0103 din versiunea veche a aplica\u021biei \u2013 le las a\u0219a p\u00e2n\u0103 c\u00e2nd Revolut anun\u021b\u0103 c\u0103 a comutat to\u021bi utilizatorii pe noul design.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Cum_incepi_cu_Revolut\"><\/span>Cum \u00eencepi cu Revolut<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Pentru deschiderea contului nu trebuie s\u0103 mergi nic\u0103ieri. Este suficient s\u0103 descarci aplica\u021bia mobil\u0103 (iOS sau Android) \u0219i s\u0103 completezi datele de \u00eenregistrare. Ce \u00ee\u021bi va cere Revolut la \u00eenregistrare?<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Nume \u0219i adres\u0103 de domiciliu<\/li>\n\n\n\n<li>Num\u0103r de telefon<\/li>\n\n\n\n<li>Cartea de identitate sau pa\u0219aportul (obligatoriu din motive legate de prevenirea sp\u0103l\u0103rii banilor)<\/li>\n\n\n\n<li>Un selfie cu actul de identitate (\u00eel po\u021bi face direct \u00een aplica\u021bie)<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\u00cenregistrarea se face \u00eentr-o clip\u0103. De\u0219i \u00een Revolut documentele sunt verificate manual, <strong>nu dureaz\u0103 mai mult de c\u00e2teva minute<\/strong> \u0219i po\u021bi solicita imediat trimiterea cardului de plat\u0103 la orice adres\u0103.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u00cen timpul comenzii cardului \u00ee\u021bi setezi direct \u0219i PIN-ul. <strong>Cardul virtual, pe care \u00eel po\u021bi folosi pentru pl\u0103\u021bi online, este disponibil practic imediat.<\/strong> Conturile \u00een diverse valute le po\u021bi deschide \u0219i \u00eenchide \u00een aplica\u021bie dup\u0103 nevoie, totul f\u0103r\u0103 comisioane.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Autentificare_in_Revolut\"><\/span>Autentificare \u00een Revolut<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Te po\u021bi autentifica \u00een Revolut doar prin aplica\u021bia mobil\u0103.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Cum_arata_aplicatia_Revolut\"><\/span>Cum arat\u0103 aplica\u021bia Revolut<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Revolut func\u021bioneaz\u0103 doar pe telefonul mobil. Aplica\u021bia este disponibil\u0103 \u0219i \u00een limba rom\u00e2n\u0103 \u0219i este foarte clar\u0103 \u0219i intuitiv\u0103. Chiar pe pagina principal\u0103 po\u021bi comuta comod \u00eentre diferitele valute sau le po\u021bi converti \u00eentre ele. La fiecare valut\u0103 vezi lista tranzac\u021biilor efectuate \u0219i \u00eencadrarea lor pe categorii.<\/p>\n\n\n\n<figure data-wp-context=\"{&quot;imageId&quot;:&quot;6a57dffc53b07&quot;}\" data-wp-interactive=\"core\/image\" data-wp-key=\"6a57dffc53b07\" class=\"wp-block-image size-large wp-lightbox-container\"><img decoding=\"async\" width=\"1000\" height=\"600\" data-wp-class--hide=\"state.isContentHidden\" data-wp-class--show=\"state.isContentVisible\" data-wp-init=\"callbacks.setButtonStyles\" data-wp-on--click=\"actions.showLightbox\" data-wp-on--load=\"callbacks.setButtonStyles\" data-wp-on--pointerdown=\"actions.preloadImage\" data-wp-on--pointerenter=\"actions.preloadImageWithDelay\" data-wp-on--pointerleave=\"actions.cancelPreload\" data-wp-on-window--resize=\"callbacks.setButtonStyles\" src=\"https:\/\/www.loudavymkrokem.cz\/wp-content\/uploads\/2023\/05\/revolut-vzhled-aplikace.jpg\" alt=\"Aspectul aplica\u021biei Revolut\" class=\"wp-image-55865\" title=\"\"><button\n\t\t\tclass=\"lightbox-trigger\"\n\t\t\ttype=\"button\"\n\t\t\taria-haspopup=\"dialog\"\n\t\t\tdata-wp-bind--aria-label=\"state.thisImage.triggerButtonAriaLabel\"\n\t\t\tdata-wp-init=\"callbacks.initTriggerButton\"\n\t\t\tdata-wp-on--click=\"actions.showLightbox\"\n\t\t\tdata-wp-style--right=\"state.thisImage.buttonRight\"\n\t\t\tdata-wp-style--top=\"state.thisImage.buttonTop\"\n\t\t>\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"12\" height=\"12\" fill=\"none\" viewBox=\"0 0 12 12\">\n\t\t\t\t<path fill=\"#fff\" d=\"M2 0a2 2 0 0 0-2 2v2h1.5V2a.5.5 0 0 1 .5-.5h2V0H2Zm2 10.5H2a.5.5 0 0 1-.5-.5V8H0v2a2 2 0 0 0 2 2h2v-1.5ZM8 12v-1.5h2a.5.5 0 0 0 .5-.5V8H12v2a2 2 0 0 1-2 2H8Zm2-12a2 2 0 0 1 2 2v2h-1.5V2a.5.5 0 0 0-.5-.5H8V0h2Z\" \/>\n\t\t\t<\/svg>\n\t\t<\/button><figcaption class=\"wp-element-caption\">Aspectul aplica\u021biei Revolut<\/figcaption><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Plati_in_strainatate_fara_comisioane_daca_stii_cum\"><\/span>Pl\u0103\u021bi \u00een str\u0103in\u0103tate f\u0103r\u0103 comisioane (dac\u0103 \u0219tii cum)<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Comparativ cu concuren\u021bii s\u0103i, Revolut se dovede\u0219te, \u00een cazul valutelor lichide, furnizorul celor mai bune cursuri. Conversia \u00eentr-o alt\u0103 valut\u0103 se face instant \u0219i la cursul interbancar. Iese cel mai bine tocmai pentru c\u0103, de obicei, nu percepe comisioane.<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p class=\"wp-block-paragraph\"><em><strong>Exemplu:<\/strong> Pleci \u00een Maroc \u0219i vrei s\u0103 pl\u0103te\u0219ti acolo cu cardul? Este suficient s\u0103 \u00eencarci pe cardul Revolut lei (sau euro), s\u0103 deschizi \u00een 10 secunde un cont MAD (dirham marocan) \u0219i s\u0103 converte\u0219ti imediat suma \u00een MAD. Apoi po\u021bi pl\u0103ti lini\u0219tit cu cardul oriunde \u00een Maroc. Cardul va deconta pl\u0103\u021bile din contul t\u0103u MAD.<\/em><\/p>\n<\/blockquote>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Comisioane de schimb \u00een situa\u021bii non-standard<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Situa\u021bia este mai pu\u021bin favorabil\u0103 atunci c\u00e2nd decizi s\u0103 faci un schimb \u00een afara orelor de tranzac\u021bionare a pie\u021bei forex (de exemplu, \u00een weekend). <strong>\u00cen func\u021bie de valuta respectiv\u0103, Revolut \u00ee\u021bi va percepe \u00eentre 0,5 \u0219i 2 % din tranzac\u021bie ca protec\u021bie \u00eempotriva diferen\u021bei de curs<\/strong> care poate ap\u0103rea la redeschiderea pie\u021belor dup\u0103 weekend. Revolut \u00ee\u021bi d\u0103 valuta imediat, dar el o cump\u0103r\u0103 abia luni.<\/li>\n\n\n\n<li>Un comision de 0,5 % pl\u0103te\u0219ti \u0219i pentru fiecare schimb care dep\u0103\u0219e\u0219te limita lunar\u0103 de conversii valutare, care f\u0103r\u0103 abonament premium este de aproximativ 5 000 \u20ac.<\/li>\n<\/ul>\n\n\n\n<figure data-wp-context=\"{&quot;imageId&quot;:&quot;6a57dffc549f2&quot;}\" data-wp-interactive=\"core\/image\" data-wp-key=\"6a57dffc549f2\" class=\"wp-block-image size-large wp-lightbox-container\"><img decoding=\"async\" width=\"1000\" height=\"600\" data-wp-class--hide=\"state.isContentHidden\" data-wp-class--show=\"state.isContentVisible\" data-wp-init=\"callbacks.setButtonStyles\" data-wp-on--click=\"actions.showLightbox\" data-wp-on--load=\"callbacks.setButtonStyles\" data-wp-on--pointerdown=\"actions.preloadImage\" data-wp-on--pointerenter=\"actions.preloadImageWithDelay\" data-wp-on--pointerleave=\"actions.cancelPreload\" data-wp-on-window--resize=\"callbacks.setButtonStyles\" src=\"https:\/\/www.loudavymkrokem.cz\/wp-content\/uploads\/2023\/05\/revolut-dobiti-uctu.png\" alt=\"\u00cenc\u0103rcarea contului pe Revolut\" class=\"wp-image-55866\" title=\"\"><button\n\t\t\tclass=\"lightbox-trigger\"\n\t\t\ttype=\"button\"\n\t\t\taria-haspopup=\"dialog\"\n\t\t\tdata-wp-bind--aria-label=\"state.thisImage.triggerButtonAriaLabel\"\n\t\t\tdata-wp-init=\"callbacks.initTriggerButton\"\n\t\t\tdata-wp-on--click=\"actions.showLightbox\"\n\t\t\tdata-wp-style--right=\"state.thisImage.buttonRight\"\n\t\t\tdata-wp-style--top=\"state.thisImage.buttonTop\"\n\t\t>\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"12\" height=\"12\" fill=\"none\" viewBox=\"0 0 12 12\">\n\t\t\t\t<path fill=\"#fff\" d=\"M2 0a2 2 0 0 0-2 2v2h1.5V2a.5.5 0 0 1 .5-.5h2V0H2Zm2 10.5H2a.5.5 0 0 1-.5-.5V8H0v2a2 2 0 0 0 2 2h2v-1.5ZM8 12v-1.5h2a.5.5 0 0 0 .5-.5V8H12v2a2 2 0 0 1-2 2H8Zm2-12a2 2 0 0 1 2 2v2h-1.5V2a.5.5 0 0 0-.5-.5H8V0h2Z\" \/>\n\t\t\t<\/svg>\n\t\t<\/button><figcaption class=\"wp-element-caption\">\u00cenc\u0103rcarea contului pe Revolut<\/figcaption><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Cardul_Revolut_si_conturile_valutare_sunt_gratuite\"><\/span>Cardul Revolut \u0219i conturile valutare sunt gratuite<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Cardul virtual \u0219i conturile valutare sunt \u00eentotdeauna disponibile gratuit. \u00cen magazinele \u0219i \u00een magazinele online din \u021bar\u0103 \u0219i din str\u0103in\u0103tate po\u021bi pl\u0103ti f\u0103r\u0103 nicio grij\u0103 legat\u0103 de un curs dezavantajos. Dac\u0103 nu ai suficient sold \u00een valuta respectiv\u0103, Revolut poate prelua fondurile dintr-o alt\u0103 valut\u0103 \u0219i poate face schimbul la cursul interbancar curent.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Cardul fizic de plat\u0103 cost\u0103 aproximativ 4 \u20ac, dar folosind <a class=\"thirstylink\" rel=\"nofollow\" target=\"_blank\" title=\"Revolut\" href=\"https:\/\/loudavymkrokem.cz\/doporucujeme\/revolut\/\" data-shortcode=\"true\">invita\u021bia mea<\/a> \u00eel prime\u0219ti gratuit.<\/strong><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Alte_functii_Revolut_care_merita_mentionate\"><\/span>Alte func\u021bii Revolut care merit\u0103 men\u021bionate<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Seifuri (Vault)<\/strong> \u2013 Po\u021bi activa rotunjirea pl\u0103\u021bilor \u0219i po\u021bi pune surplusul \u00eentr-un seif de economii. \u00cen seif po\u021bi trimite bani \u0219i lunar, \u00een mod regulat, \u0219i po\u021bi chiar converti m\u0103run\u021bi\u0219ul r\u0103mas \u00een criptomonede. <strong>Datorit\u0103 licen\u021bei bancare europene, seiful ar trebui s\u0103 ofere \u00een cur\u00e2nd \u0219i dob\u00e2nd\u0103 la depuneri.<\/strong><\/li>\n\n\n\n<li><strong>\u00cemp\u0103r\u021birea pl\u0103\u021bilor \u2013<\/strong> Func\u021bia de \u00eemp\u0103r\u021bire a notei permite distribuirea costurilor \u00eentre mai mul\u021bi utilizatori Revolut. Astfel, cu prietenii po\u021bi \u00eemp\u0103r\u021bi cheltuielile direct \u00een timpul c\u0103l\u0103toriei, f\u0103r\u0103 s\u0103 mai fie nevoie s\u0103 \u021bii eviden\u021ba cine c\u00e2t a pl\u0103tit.<\/li>\n\n\n\n<li><strong>Primirea de pl\u0103\u021bi printr-un link<\/strong> \u2013 Prin intermediul unui link generat, oricine \u00ee\u021bi poate trimite bani pe Revolut, f\u0103r\u0103 s\u0103 aib\u0103 nevoie de un cont Revolut propriu.<\/li>\n\n\n\n<li><strong>Carduri virtuale de unic\u0103 folosin\u021b\u0103<\/strong> \u2013 \u00een abonamentele pl\u0103tite sunt disponibile carduri de unic\u0103 folosin\u021b\u0103, cea mai sigur\u0103 variant\u0103 pentru plata pe magazine online neverificate.<\/li>\n\n\n\n<li><strong>Cump\u0103rarea de ac\u021biuni<\/strong>, \u0219i chiar f\u0103r\u0103 comisioane (primele 100 de tranzac\u021bii) \u00een cadrul abonamentului Metal<\/li>\n\n\n\n<li><strong>Transferuri turbo \u00een 35 de valute<\/strong> c\u0103tre orice banc\u0103 din lume (\u00een maximum 24 de ore)<\/li>\n\n\n\n<li><strong>Cashback de p\u00e2n\u0103 la 1 %<\/strong> pentru pl\u0103\u021bile efectuate \u00een cadrul abonamentului Metal<\/li>\n\n\n\n<li><strong>Revolut subscriptions<\/strong> \u2013 \u00een abonamentele pl\u0103tite, Revolut \u00ee\u021bi ofer\u0103 gratuit abonamentele mai multor aplica\u021bii<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Comparatia_planurilor_Revolut_avantajele_lor\"><\/span>Compara\u021bia planurilor Revolut: avantajele lor<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Revolut este gratuit \u00een varianta de baz\u0103, dar dac\u0103 c\u0103l\u0103tore\u0219ti mult sau folose\u0219ti intens anumite func\u021bii, poate merit\u0103 s\u0103 investe\u0219ti \u00eentr-unul dintre abonamentele superioare.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Revolut_Standard\"><\/span>Revolut Standard<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Planul Standard este gratuit \u0219i ofer\u0103 toate func\u021biile de baz\u0103, doar \u00eentr-un regim u\u0219or limitat. Ai posibilitatea de a deschide un cont pentru o persoan\u0103 sub 18 ani \u0219i de a retrage gratuit p\u00e2n\u0103 la 200 EUR pe lun\u0103.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Revolut_Plus\"><\/span>Revolut Plus<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Planul Plus include avantaje precum livrarea gratuit\u0103 a cardului, suport clien\u021bi \u00eembun\u0103t\u0103\u021bit \u0219i asigurare \u00eempotriva furtului cardului.<\/strong> Permite gestionarea a dou\u0103 conturi pentru persoane sub 18 ani.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Revolut_Premium\"><\/span>Revolut Premium<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Planul Premium ofer\u0103 reduceri la transferurile interna\u021bionale, limite mai bune la retrageri \u0219i comisioane mai mici la investi\u021bii.<\/strong> Include avantaje de c\u0103l\u0103torie precum asigurare \u0219i acces \u00een saloanele aeroporturilor. Po\u021bi avea dou\u0103 conturi pentru persoane sub 18 ani.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Revolut_Metal\"><\/span>Revolut Metal<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Planul Metal ofer\u0103 un card metalic exclusivist cu cashback, reduceri mai mari la transferurile interna\u021bionale \u0219i limite mai ridicate.<\/strong> Permite deschiderea a p\u00e2n\u0103 la cinci conturi pentru persoane sub 18 ani \u0219i acces \u00een saloanele aeroporturilor pentru tine \u0219i \u00eenc\u0103 trei persoane.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Revolut_Ultra\"><\/span>Revolut Ultra<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Planul Ultra este destinat clien\u021bilor preten\u021bio\u0219i, cu un card de platin\u0103 \u0219i cashback, scutire de comisioane pentru transferurile interna\u021bionale \u0219i condi\u021bii mai avantajoase pentru investi\u021bii.<\/strong> Ofer\u0103 suport clien\u021bi telefonic \u0219i acces nelimitat \u00een saloanele aeroporturilor. Po\u021bi gestiona p\u00e2n\u0103 la cinci conturi pentru persoane sub 18 ani.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Prezentarea_completa_a_avantajelor_fiecarui_abonament\"><\/span>Prezentarea complet\u0103 a avantajelor fiec\u0103rui abonament<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Iat\u0103 tabelul complet cu toate diferen\u021bele dintre abonamente. Actualizat \u00een noiembrie 2023.<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td><\/td><td><strong>Standard<\/strong><\/td><td><strong>Plus<\/strong><\/td><td><strong>Premium<\/strong><\/td><td><strong>Metal<\/strong><\/td><td><strong>Ultra<\/strong><\/td><\/tr><tr><td>Pre\u021b<\/td><td>Gratuit<\/td><td>3,99 \u20ac\/lun\u0103<\/td><td>7,99 \u20ac\/lun\u0103<\/td><td>13,99 \u20ac\/lun\u0103<\/td><td>45 \u20ac\/lun\u0103<\/td><\/tr><tr><td><\/td><td><a class=\"thirstylink\" rel=\"nofollow\" target=\"_blank\" title=\"Revolut\" href=\"https:\/\/loudavymkrokem.cz\/doporucujeme\/revolut\/\" data-shortcode=\"true\">Ob\u021bine Revolut Standard<\/a><\/td><td><a class=\"thirstylink\" rel=\"nofollow\" target=\"_blank\" title=\"Revolut\" href=\"https:\/\/loudavymkrokem.cz\/doporucujeme\/revolut\/\" data-shortcode=\"true\">Ob\u021bine Revolut Plus<\/a><\/td><td><a class=\"thirstylink\" rel=\"nofollow\" target=\"_blank\" title=\"Revolut\" href=\"https:\/\/loudavymkrokem.cz\/doporucujeme\/revolut\/\" data-shortcode=\"true\">Ob\u021bine Revolut Premium<\/a><\/td><td><a class=\"thirstylink\" rel=\"nofollow\" target=\"_blank\" title=\"Revolut\" href=\"https:\/\/loudavymkrokem.cz\/doporucujeme\/revolut\/\" data-shortcode=\"true\">Ob\u021bine Revolut Metal<\/a><\/td><td><a class=\"thirstylink\" rel=\"nofollow\" target=\"_blank\" title=\"Revolut\" href=\"https:\/\/loudavymkrokem.cz\/doporucujeme\/revolut\/\" data-shortcode=\"true\">Ob\u021bine Revolut Ultra<\/a><\/td><\/tr><tr><td><strong>Avantaje zilnice<\/strong><\/td><td><\/td><td><\/td><td><\/td><td><\/td><td><\/td><\/tr><tr><td>Cont european gratuit<\/td><td>\u2705<\/td><td>\u2705<\/td><td>\u2705<\/td><td>\u2705<\/td><td>\u2705<\/td><\/tr><tr><td>Card exclusivist<\/td><td>&#8211;<\/td><td>\u2705<\/td><td>\u2705<\/td><td>\u2705<\/td><td>\u2705<\/td><\/tr><tr><td>Cashback la pl\u0103\u021bi cu cardul<\/td><td>&#8211;<\/td><td>&#8211;<\/td><td>&#8211;<\/td><td>\u2705<\/td><td>\u2705<\/td><\/tr><tr><td>Suport clien\u021bi prioritar<\/td><td>&#8211;<\/td><td>Chat \u00een aplica\u021bie<\/td><td>Chat \u00een aplica\u021bie<\/td><td>Chat \u00een aplica\u021bie<\/td><td>Inclusiv apeluri<\/td><\/tr><tr><td>Reduceri la comisioanele interna\u021bionale<\/td><td>&#8211;<\/td><td>&#8211;<\/td><td>Reducere 20 %<\/td><td>Reducere 40 %<\/td><td>Gratuit<\/td><\/tr><tr><td>Retrageri de la bancomat f\u0103r\u0103 comision<\/td><td>200 EUR\/lun\u0103 sau 5 retrageri<\/td><td>200 EUR\/lun\u0103<\/td><td>400 EUR\/lun\u0103<\/td><td>800 EUR\/lun\u0103<\/td><td>2 200 \u20ac\/lun\u0103<\/td><\/tr><tr><td>Abonamente partenere incluse<\/td><td>&#8211;<\/td><td>&#8211;<\/td><td>&#8211;<\/td><td>&#8211;<\/td><td>\u2705<\/td><\/tr><tr><td>Asigurare pentru fiecare zi<\/td><td>&#8211;<\/td><td>\u2705<\/td><td>\u2705<\/td><td>\u2705<\/td><td>\u2705<\/td><\/tr><tr><td>Revolut Pro<\/td><td>Cashback 0,4 %<\/td><td>Cashback 0,4 %<\/td><td>Cashback 0,6 %<\/td><td>Cashback 0,8 %<\/td><td>Cashback 1,2 %<\/td><\/tr><tr><td>Revolut &lt;18<\/td><td>1 cont cu func\u021bii limitate<\/td><td>2 conturi cu acces complet<\/td><td>2 conturi cu acces complet<\/td><td>5 conturi cu acces complet<\/td><td>5 conturi cu acces complet<\/td><\/tr><tr><td><strong>Avantaje de c\u0103l\u0103torie<\/strong><\/td><td><\/td><td><\/td><td><\/td><td><\/td><td><\/td><\/tr><tr><td>Acces \u00een salonul aeroportului<\/td><td>&#8211;<\/td><td>&#8211;<\/td><td>cu reducere<\/td><td>cu reducere<\/td><td>nelimitat<\/td><\/tr><tr><td>Asigurare anulare c\u0103l\u0103torie \u0219i evenimente<\/td><td>&#8211;<\/td><td>&#8211;<\/td><td>&#8211;<\/td><td>&#8211;<\/td><td>\u2705<\/td><\/tr><tr><td>Schimb valutar f\u0103r\u0103 comisioane suplimentare, lun-vin<\/td><td>Limit\u0103 1000 EUR\/lun\u0103<\/td><td>Limit\u0103 1000 EUR\/lun\u0103<\/td><td>f\u0103r\u0103 limit\u0103<\/td><td>nelimitat<\/td><td>nelimitat<\/td><\/tr><tr><td>Cashback la cazare<\/td><td>P\u00e2n\u0103 la 3%<\/td><td>P\u00e2n\u0103 la 3%<\/td><td>P\u00e2n\u0103 la 5%<\/td><td>P\u00e2n\u0103 la 10%<\/td><td>P\u00e2n\u0103 la 10%<\/td><\/tr><tr><td>Asigurare medical\u0103 global\u0103<\/td><td>&#8211;<\/td><td>&#8211;<\/td><td>\u2705<\/td><td>\u2705<\/td><td>\u2705<\/td><\/tr><tr><td>Asigurare fran\u0219iz\u0103 la \u00eenchiriere auto<\/td><td>&#8211;<\/td><td>&#8211;<\/td><td>&#8211;<\/td><td>\u2705<\/td><td>\u2705<\/td><\/tr><tr><td>Asigurare sporturi de iarn\u0103<\/td><td>&#8211;<\/td><td>&#8211;<\/td><td>\u2705<\/td><td>\u2705<\/td><td>\u2705<\/td><\/tr><tr><td>Asigurare bagaje, pierdere, deteriorare \u0219i \u00eent\u00e2rziere<\/td><td>&#8211;<\/td><td>&#8211;<\/td><td>\u2705<\/td><td>\u2705<\/td><td>\u2705<\/td><\/tr><tr><td>Asigurare de r\u0103spundere civil\u0103<\/td><td>&#8211;<\/td><td>&#8211;<\/td><td>&#8211;<\/td><td>40 000 \u20ac anual<\/td><td>40 000 \u20ac anual<\/td><\/tr><tr><td><strong>Investi\u021bii<\/strong><\/td><td><\/td><td><\/td><td><\/td><td><\/td><td><\/td><\/tr><tr><td>Tranzac\u021bionare de ac\u021biuni f\u0103r\u0103 comision<\/td><td>1\/lun\u0103<\/td><td>3\/lun\u0103<\/td><td>5\/lun\u0103<\/td><td>10\/lun\u0103<\/td><td>10\/lun\u0103<\/td><\/tr><tr><td>Comisioane bursiere<\/td><td>0,25 %<\/td><td>0,25 %<\/td><td>0,25 %<\/td><td>0,25 %<\/td><td>0,12 %<\/td><\/tr><tr><td>Comisioane schimb criptomonede<\/td><td>1,49 % (min. 1,20 \u20ac)<\/td><td>1,49 % (min. 1,20 \u20ac)<\/td><td>0,99 %<\/td><td>0,99 %<\/td><td>0,49 %<\/td><\/tr><tr><td>Comision schimb materii prime<\/td><td>1,99 % (min. 1,20 \u20ac)<\/td><td>1,99 % (min. 1,20 \u20ac)<\/td><td>1,49 % (min. 1,20 \u20ac)<\/td><td>1,49 %<\/td><td>1,49 % (min. 1,20 \u20ac)<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">Chiar dac\u0103 abonamentul premium include asigurare de c\u0103l\u0103torie ca parte din pachet, pentru sejururi mai lungi sau activit\u0103\u021bi specifice merit\u0103 adesea s\u0103 \u00eencheiezi o asigurare de c\u0103l\u0103torie <strong>personalizat\u0103<\/strong>. Astfel ai certitudinea c\u0103 acoperirea corespunde exact nevoilor tale.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Revolut_Subscriptions_%E2%80%93_abonamente_premium_la_aplicatii_gratuit\"><\/span>Revolut Subscriptions \u2013 abonamente premium la aplica\u021bii, gratuit<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u00cen toamna anului 2023, Revolut a ad\u0103ugat o noutate interesant\u0103 pentru abonamentele Revolut Plus \u0219i superioare. \u00cen cadrul abonamentului ai posibilitatea de a folosi aplica\u021bii mobile care altfel cost\u0103 bani, mai exact:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>NordVPN \u2013 VPN<\/li>\n\n\n\n<li><a class=\"thirstylink\" rel=\"nofollow\" target=\"_blank\" title=\"Freeletics\" href=\"https:\/\/loudavymkrokem.cz\/doporucujeme\/freeletics\/\" data-shortcode=\"true\">Freeletics<\/a> \u2013 aplica\u021bie de antrenamente<\/li>\n\n\n\n<li>Sleep Cycle \u2013 monitorizarea somnului<\/li>\n\n\n\n<li>Tinder<\/li>\n\n\n\n<li>Picsart<\/li>\n\n\n\n<li>Headspace \u2013 medita\u021bie<\/li>\n\n\n\n<li>Financial Times<\/li>\n\n\n\n<li>WeWork<\/li>\n\n\n\n<li>Headway<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Pentru activare este suficient s\u0103 intri \u00een meniu la <strong>Lifestyle<\/strong> \u0219i s\u0103 alegi aplica\u021bia.<\/p>\n\n\n\n<figure data-wp-context=\"{&quot;galleryId&quot;:&quot;6a57dffc55a0f&quot;}\" data-wp-interactive=\"core\/gallery\" class=\"wp-block-gallery has-nested-images columns-default is-cropped wp-block-gallery-1 is-layout-flex wp-block-gallery-is-layout-flex\">\n<figure data-wp-context=\"{&quot;imageId&quot;:&quot;6a57dffc56880&quot;}\" data-wp-interactive=\"core\/image\" data-wp-key=\"6a57dffc56880\" class=\"wp-block-image size-large wp-lightbox-container\"><img decoding=\"async\" width=\"700\" height=\"1514\" data-wp-class--hide=\"state.isContentHidden\" data-wp-class--show=\"state.isContentVisible\" 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\/><button\n\t\t\tclass=\"lightbox-trigger\"\n\t\t\ttype=\"button\"\n\t\t\taria-haspopup=\"dialog\"\n\t\t\tdata-wp-bind--aria-label=\"state.thisImage.triggerButtonAriaLabel\"\n\t\t\tdata-wp-init=\"callbacks.initTriggerButton\"\n\t\t\tdata-wp-on--click=\"actions.showLightbox\"\n\t\t\tdata-wp-style--right=\"state.thisImage.buttonRight\"\n\t\t\tdata-wp-style--top=\"state.thisImage.buttonTop\"\n\t\t>\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"12\" height=\"12\" fill=\"none\" viewBox=\"0 0 12 12\">\n\t\t\t\t<path fill=\"#fff\" d=\"M2 0a2 2 0 0 0-2 2v2h1.5V2a.5.5 0 0 1 .5-.5h2V0H2Zm2 10.5H2a.5.5 0 0 1-.5-.5V8H0v2a2 2 0 0 0 2 2h2v-1.5ZM8 12v-1.5h2a.5.5 0 0 0 .5-.5V8H12v2a2 2 0 0 1-2 2H8Zm2-12a2 2 0 0 1 2 2v2h-1.5V2a.5.5 0 0 0-.5-.5H8V0h2Z\" \/>\n\t\t\t<\/svg>\n\t\t<\/button><\/figure>\n<\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Revolut_Pro_cont_pentru_freelanceri\"><\/span>Revolut Pro: cont pentru freelanceri<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Revolut are relativ recent (din 2023) posibilitatea de a deschide un cont Revolut Pro pentru freelanceri (persoane fizice autorizate). Este, \u00een esen\u021b\u0103, un cont de afaceri care \u201etr\u0103ie\u0219te\u201d \u00een aplica\u021bie al\u0103turi de contul t\u0103u personal \u2013 are finan\u021be separate.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Revolut Pro are dintr-odat\u0103 mai multe avantaje. <strong>Cel mai mare este cashback-ul la fiecare cheltuial\u0103<\/strong> f\u0103cut\u0103 cu cardul de plat\u0103 Revolut Pro:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Revolut Pro Standard Cashback: 0.4 %<\/li>\n\n\n\n<li>Revolut Pro Plus Cashback: 0.4 %<\/li>\n\n\n\n<li>Revolut Pro Premium Cashback: 0.6 %<\/li>\n\n\n\n<li>Revolut Pro Metal Cashback: 0.8 %<\/li>\n\n\n\n<li>Revolut Pro Ultra Cashback: 1.2 %<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\u00cen cadrul Revolut Pro po\u021bi emite facturi direct din aplica\u021bia mobil\u0103, po\u021bi crea produse de v\u00e2nzare \u0219i po\u021bi primi pl\u0103\u021bi prin linkuri, coduri QR, facturi sau cititorul de carduri Revolut.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Revolut_Business\"><\/span>Revolut Business<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Revolut Business ofer\u0103 firmelor conturi globale cu urm\u0103toarele func\u021bii:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Capacitatea de a de\u021bine, primi \u0219i schimba peste 30 de valute la cursul interbancar real<\/li>\n\n\n\n<li>Trimiterea de bani c\u0103tre alte conturi de afaceri Revolut instant \u0219i f\u0103r\u0103 comisioane<\/li>\n\n\n\n<li>Carduri de firm\u0103 prepl\u0103tite pentru mai mul\u021bi angaja\u021bi, care permit stabilirea de limite de cheltuieli pentru fiecare angajat \u0219i men\u021binerea unor costuri reduse la schimbul valutar<\/li>\n\n\n\n<li>Integrarea software-ului de contabilitate direct \u00een aplica\u021bie<\/li>\n\n\n\n<li>API-ul deschis (interfa\u021ba de programare a aplica\u021biilor) Revolut, care poate fi folosit pentru automatizarea pl\u0103\u021bilor interna\u021bionale ale firmei, trimiterea de pl\u0103\u021bi c\u0103tre clien\u021bi sau angaja\u021bi ori monitorizarea tranzac\u021biilor<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Contul_Revolut\"><\/span>Contul Revolut &lt;18<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Revolut ofer\u0103 \u0219i \u201econtul &lt;18\u201d, adic\u0103 un cont pentru copii cu v\u00e2rsta \u00eentre 6 \u0219i 17 ani. Contul Revolut &lt;18 este conectat cu aplica\u021bia adultului, astfel \u00eenc\u00e2t ai control complet asupra finan\u021belor copilului t\u0103u. \ud83d\ude0a<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Func\u021biile contului Revolut &lt;18:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Cardul Revolut &lt;18 \u0219i aplica\u021bia<\/li>\n\n\n\n<li>Monitorizarea banilor de buzunar<\/li>\n\n\n\n<li>Notificarea instant a adultului despre cheltuiala efectuat\u0103<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Asigurarea_Revolut\"><\/span>Asigurarea Revolut<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Asigurarea medical\u0103 oferit\u0103 \u00een ambele abonamente pl\u0103tite are aceia\u0219i parametri. Poate fi folosit\u0103 pentru c\u0103l\u0103torii de maximum 40 de zile \u0219i acoper\u0103 asisten\u021ba medical\u0103 de urgen\u021b\u0103, evacuarea, repatrierea, precum \u0219i tratamentul stomatologic de urgen\u021b\u0103 \u00een str\u0103in\u0103tate. \u00cen acela\u0219i timp ai asigurate \u00eent\u00e2rzierile de bagaje deja dup\u0103 patru ore, la fel \u0219i \u00eent\u00e2rzierile de zbor. Limitele asigur\u0103rii:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Asigurare medical\u0103 de urgen\u021b\u0103:<\/strong> 15 000 000 GBP (aprox. 17,5 mil. \u20ac), fran\u0219iz\u0103 75 GBP<\/li>\n\n\n\n<li><strong>Tratament stomatologic de urgen\u021b\u0103:<\/strong> 300 GBP<\/li>\n\n\n\n<li><strong>\u00cent\u00e2rzierea bagajelor:<\/strong> 320 GBP<\/li>\n\n\n\n<li><strong>\u00cent\u00e2rzierea c\u0103l\u0103toriei:<\/strong> 320 GBP (80 GBP pentru fiecare or\u0103 \u00eentreag\u0103 de \u00eent\u00e2rziere, p\u00e2n\u0103 la 320 GBP)<\/li>\n\n\n\n<li><strong>Furnizor de asigurare:<\/strong> White Horse Insurance Ireland Ltd.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Pentru consultare, am extras din aplica\u021bie <strong><a href=\"https:\/\/powerofdoing.blog\/wp-content\/uploads\/revolut\/Revolut%20Group%20Summary.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">rezumatul poli\u021bei de asigurare<\/a><\/strong>, precum \u0219i <a href=\"https:\/\/powerofdoing.blog\/wp-content\/uploads\/revolut\/Revolut%20Group%20Policy.pdf\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>termenii \u0219i condi\u021biile<\/strong><\/a>.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Asigurare_de_calatorie_pe_termen_lung_SafetyWing\"><\/span>Asigurare de c\u0103l\u0103torie pe termen lung SafetyWing<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u00cen c\u0103l\u0103torii te pot surprinde nepl\u0103cut multe lucruri, de aceea nu uita niciodat\u0103 de <strong>asigurarea de c\u0103l\u0103torie<\/strong>. Pentru noi, o alegere excelent\u0103 este <strong>asigurarea pe termen lung de la compania <a class=\"thirstylink\" rel=\"nofollow\" target=\"_blank\" title=\"SafetyWing Revolut\" href=\"https:\/\/loudavymkrokem.cz\/doporucujeme\/safetywing-revolut\/\" data-shortcode=\"true\">SafetyWing<\/a><\/strong>, care ofer\u0103 asigurare de c\u0103l\u0103torie \u0219i de s\u0103n\u0103tate pentru c\u0103l\u0103torii frecven\u021bi \u0219i nomazi digitali din \u00eentreaga lume.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong><a class=\"thirstylink\" rel=\"nofollow\" target=\"_blank\" title=\"SafetyWing Revolut\" href=\"https:\/\/loudavymkrokem.cz\/doporucujeme\/safetywing-revolut\/\" data-shortcode=\"true\">SafetyWing<\/a><\/strong> ofer\u0103 asigurare \u00een dou\u0103 abonamente diferite (Essential \u0219i Complete), se pl\u0103te\u0219te lunar, a\u0219a c\u0103, dac\u0103 nu c\u0103l\u0103tore\u0219ti, o po\u021bi dezactiva u\u0219or. Poate fi \u00eencheiat\u0103 simplu online, chiar dac\u0103 e\u0219ti deja \u00een str\u0103in\u0103tate, \u0219i nu trebuie s\u0103 te \u00eentorci acas\u0103 dup\u0103 o anumit\u0103 perioad\u0103.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Planul de baz\u0103 pentru o persoan\u0103 cu v\u00e2rsta \u00eentre 10 \u0219i 39 de ani<\/strong> (Essential) <strong>cost\u0103 de la 56,28 USD pentru 28 de zile<\/strong> (se poate ad\u0103uga acoperire extins\u0103 pentru SUA sau sporturi de risc), iar acoperirea include tratamentul medical, spitalizarea, transportul la spital, pierderea bagajelor, \u00eentreruperea c\u0103l\u0103toriei \u0219i \u00eent\u00e2rzierea zborurilor. Acoperirea total\u0103 este limitat\u0103 la <strong>250 000 USD<\/strong> per eveniment asigurat.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>O acoperire mai complet\u0103 ofer\u0103 varianta Complete.<\/strong> Principalul avantaj al acestui plan este <strong>limita total\u0103 ridicat\u0103 de acoperire, de 1 500 000 USD.<\/strong> Acoper\u0103 nu doar problemele de s\u0103n\u0103tate nea\u0219teptate, ci \u0219i \u00eengrijirea medical\u0103 continu\u0103 sau controalele preventive la medic. <strong>Printre celelalte servicii incluse se num\u0103r\u0103:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Transferul la un spital mai bine dotat.<\/li>\n\n\n\n<li>Acoperirea pierderii bagajelor.<\/li>\n\n\n\n<li>Asisten\u021b\u0103 psihologic\u0103.<\/li>\n\n\n\n<li>Asigurare \u00eempotriva furtului.<\/li>\n\n\n\n<li>Rambursarea cheltuielilor \u00een caz de \u00eent\u00e2rziere sau \u00eentrerupere a c\u0103l\u0103toriei din motive familiale.<\/li>\n\n\n\n<li>Acoperirea cheltuielilor de transport sau \u00eenmorm\u00e2ntare \u00een caz de deces.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Pre\u021bul pentru persoanele cu v\u00e2rsta \u00eentre 18 \u0219i 39 de ani \u00eencepe de la 150,50 USD pentru 28 de zile<\/strong>, cu posibilitatea de a ad\u0103uga acoperire extins\u0103 pentru SUA sau sporturi de risc.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Bugetarea_cu_aplicatia\"><\/span>Bugetarea cu aplica\u021bia<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Datorit\u0103 Revolut, ai \u00een orice moment control asupra bugetului. Aplica\u021bia \u00ee\u021bi permite s\u0103 setezi un buget zilnic \u0219i lunar, iar dac\u0103 \u00eel dep\u0103\u0219e\u0219ti, aplica\u021bia te avertizeaz\u0103. Dup\u0103 fiecare plat\u0103, aplica\u021bia \u00ee\u021bi raporteaz\u0103 c\u00e2t ai cheltuit \u00een ziua respectiv\u0103 \u0219i c\u00e2t \u00ee\u021bi mai po\u021bi permite. Aplica\u021bia lucreaz\u0103 \u0219i cu categorii de buget pentru cele mai diverse lucruri, de la restaurante la alimente.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Comisioane_si_limite_Revolut\"><\/span>Comisioane \u0219i limite Revolut<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Cardul, aplica\u021bia, conturile valutare, transferurile \u0219i \u00eenc\u0103rcarea portofelului sunt <strong>gratuite<\/strong>. Revolut are \u00eens\u0103 o serie \u00eentreag\u0103 de comisioane, dar \u00een folosirea obi\u0219nuit\u0103 le po\u021bi evita aproape complet.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Schimbul valutar \u00een afara orelor pie\u021bei forex<\/strong> cost\u0103 0,5 % din suma convertit\u0103<\/li>\n\n\n\n<li><strong>Contul Premium<\/strong> cost\u0103 7,99 \u20ac pe lun\u0103 sau aproximativ 80 \u20ac pe an (economise\u0219ti 16 %)<\/li>\n\n\n\n<li><strong>Contul Metal<\/strong> cost\u0103 13,99 \u20ac pe lun\u0103 sau aproximativ 135 \u20ac pe an (economise\u0219ti 16 %)<\/li>\n\n\n\n<li><strong>Retragerea de la bancomat<\/strong> este gratuit\u0103 p\u00e2n\u0103 la aprox. 200 \u20ac, peste limit\u0103 pl\u0103te\u0219ti 2 % (la Premium limita este de aprox. 400 \u20ac, la Metal de aprox. 600 \u20ac)<\/li>\n\n\n\n<li><strong>Cump\u0103rarea, transferul \u0219i schimbul de bani<\/strong> le po\u021bi face p\u00e2n\u0103 la aprox. 5 000 \u20ac pe lun\u0103, apoi serviciul este taxat cu 2 % (la Premium \u0219i Metal este nelimitat)<\/li>\n\n\n\n<li><strong>Transferurile turbo<\/strong> cost\u0103 f\u0103r\u0103 abonament pl\u0103tit aproximativ 6 \u20ac<\/li>\n\n\n\n<li><strong>Comisionul de anulare a angajamentului anual<\/strong> la contul premium \u2013 de 2x comisionul lunar<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Prezentarea complet\u0103 a comisioanelor (inclusiv a celor mai pu\u021bin importante) o g\u0103se\u0219ti pe <strong><a href=\"https:\/\/www.revolut.com\/ro-RO\/legal\/fees\/\" target=\"_blank\" rel=\"noreferrer noopener\">site-ul Revolut<\/a><\/strong>.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Cum_trimiti_bani_pe_Revolut\"><\/span>Cum trimi\u021bi bani pe Revolut<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Pe Revolut po\u021bi primi bani \u00een dou\u0103 moduri.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Cu cardul de plat\u0103<\/strong> \u2013 \u00cen aplica\u021bie apas\u0103 pe <strong>Adaug\u0103 bani<\/strong> \u0219i alege \u00eenc\u0103rcarea cu cardul de plat\u0103. Po\u021bi folosi orice card de plat\u0103. <strong>\u00cenc\u0103rcarea cu cardul este f\u0103r\u0103 comisioane<\/strong> \u0219i po\u021bi \u00eenc\u0103rca orice valut\u0103 (bine\u00een\u021beles, \u0219i lei).<\/li>\n\n\n\n<li><strong>Prin transfer bancar<\/strong> \u2013 Pe Revolut po\u021bi trimite bani \u0219i prin transfer bancar. Nu po\u021bi folosi un transfer intern clasic, ci trebuie s\u0103 alegi o plat\u0103 interna\u021bional\u0103 SEPA.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Securizarea_cardurilor_de_plata_Revolut\"><\/span>Securizarea cardurilor de plat\u0103 Revolut<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Ambele tipuri de carduri Revolut sunt foarte bine securizate. Aplica\u021bia permite blocarea (\u00eenghe\u021barea) cardurilor pentru orice perioad\u0103 de timp. Folosesc aceast\u0103 func\u021bie la cardul virtual, pe care \u00eel am destinat doar pl\u0103\u021bilor online. \u00cel deblochez \u00eentotdeauna doar pentru momentul \u00een care urmeaz\u0103 s\u0103 pl\u0103tesc ceva, iar dup\u0103 efectuarea pl\u0103\u021bii \u00eel blochez din nou.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u00cen plus, po\u021bi dezactiva dup\u0103 bunul plac NFC-ul (pl\u0103\u021bile contactless), banda magnetic\u0103, pl\u0103\u021bile online \u0219i retragerile de la bancomat. <strong>O func\u021bie excelent\u0103 este \u0219i securizarea prin GPS.<\/strong> Dac\u0103 ai date mobile active pe telefon, Revolut verific\u0103 \u00eentr-o clip\u0103, la plata \u00een magazin, dac\u0103 te afli fizic \u00een magazinul \u00een care cardul \u00eencearc\u0103 s\u0103 pl\u0103teasc\u0103 ceva. Dac\u0103 ai fi \u00een alt\u0103 parte, cardul nu permite plata. <strong>Astfel, un ho\u021b nu-\u0219i poate cump\u0103ra nimic cu cardul furat.<\/strong><\/p>\n\n\n\n<figure data-wp-context=\"{&quot;imageId&quot;:&quot;6a57dffc58d46&quot;}\" data-wp-interactive=\"core\/image\" data-wp-key=\"6a57dffc58d46\" class=\"wp-block-image size-large wp-lightbox-container\"><img decoding=\"async\" width=\"1000\" height=\"600\" data-wp-class--hide=\"state.isContentHidden\" data-wp-class--show=\"state.isContentVisible\" data-wp-init=\"callbacks.setButtonStyles\" data-wp-on--click=\"actions.showLightbox\" data-wp-on--load=\"callbacks.setButtonStyles\" data-wp-on--pointerdown=\"actions.preloadImage\" data-wp-on--pointerenter=\"actions.preloadImageWithDelay\" data-wp-on--pointerleave=\"actions.cancelPreload\" data-wp-on-window--resize=\"callbacks.setButtonStyles\" src=\"https:\/\/www.loudavymkrokem.cz\/wp-content\/uploads\/2023\/05\/revolut-zabezpeceni-karty.png\" alt=\"Securizarea cardului Revolut\" class=\"wp-image-55868\" title=\"\"><button\n\t\t\tclass=\"lightbox-trigger\"\n\t\t\ttype=\"button\"\n\t\t\taria-haspopup=\"dialog\"\n\t\t\tdata-wp-bind--aria-label=\"state.thisImage.triggerButtonAriaLabel\"\n\t\t\tdata-wp-init=\"callbacks.initTriggerButton\"\n\t\t\tdata-wp-on--click=\"actions.showLightbox\"\n\t\t\tdata-wp-style--right=\"state.thisImage.buttonRight\"\n\t\t\tdata-wp-style--top=\"state.thisImage.buttonTop\"\n\t\t>\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"12\" height=\"12\" fill=\"none\" viewBox=\"0 0 12 12\">\n\t\t\t\t<path fill=\"#fff\" d=\"M2 0a2 2 0 0 0-2 2v2h1.5V2a.5.5 0 0 1 .5-.5h2V0H2Zm2 10.5H2a.5.5 0 0 1-.5-.5V8H0v2a2 2 0 0 0 2 2h2v-1.5ZM8 12v-1.5h2a.5.5 0 0 0 .5-.5V8H12v2a2 2 0 0 1-2 2H8Zm2-12a2 2 0 0 1 2 2v2h-1.5V2a.5.5 0 0 0-.5-.5H8V0h2Z\" \/>\n\t\t\t<\/svg>\n\t\t<\/button><figcaption class=\"wp-element-caption\">Securizarea cardului Revolut<\/figcaption><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Ce_nu_este_gratuit_la_Revolut\"><\/span>Ce nu este gratuit la Revolut?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Aplica\u021bia, conturile valutare, cardul virtual \u0219i cardul fizic sunt gratuite. Nevoia de a pl\u0103ti apare \u00een momentul \u00een care vrei s\u0103 folose\u0219ti servicii suplimentare sau s\u0103 scapi de anumite comisioane. \u00cen cadrul abonamentelor Premium \u0219i Metal ai \u00een plus la dispozi\u021bie:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Conversii valutare \u0219i retrageri de la bancomat \u00een weekend f\u0103r\u0103 supratax\u0103<\/li>\n\n\n\n<li>Retragere de la bancomat peste limita lunar\u0103 de baz\u0103 de aprox. 200 \u20ac f\u0103r\u0103 comision<\/li>\n\n\n\n<li>Asigurare de c\u0103l\u0103torie<\/li>\n\n\n\n<li>Asigurare pentru telefon<\/li>\n\n\n\n<li>Asigurare pentru zboruri \u0219i bagaje<\/li>\n\n\n\n<li>Cump\u0103rarea de ac\u021biuni<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Schimburi_automate\"><\/span>Schimburi automate<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Revolut permite schimburi valutare automate la atingerea unui curs de schimb stabilit de tine. Setezi o valoare \u021bint\u0103 pentru valuta aleas\u0103, iar Revolut o schimb\u0103 imediat, la atingerea \u021bintei, la cel mai bun curs disponibil \u00een acel moment. Deoarece cursul se schimb\u0103 \u00eens\u0103 \u00een permanen\u021b\u0103, cursul efectiv folosit la schimb poate diferi pu\u021bin de \u021binta ta, \u00een special din cauza urm\u0103torilor factori:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Sold redus pe cont \u00een momentul \u00een care schimbul urmeaz\u0103 s\u0103 se efectueze<\/li>\n\n\n\n<li>Atingerea limitei de 30 de schimburi automate pe zi; urm\u0103toarele e\u0219ueaz\u0103 automat<\/li>\n\n\n\n<li>Suma maxim\u0103 a schimburilor \u00een criptomonede este stabilit\u0103 la 10 000 EUR pe zi<\/li>\n\n\n\n<li>Dac\u0103 cursul se schimb\u0103 fa\u021b\u0103 de valoarea \u021bint\u0103 cu mai mult de 0,75 %, schimbul nu se efectueaz\u0103<\/li>\n\n\n\n<li>Dac\u0103 cursul criptomonedei se schimb\u0103 fa\u021b\u0103 de valoarea \u021bint\u0103 cu mai mult de 50 %, schimbul nu se efectueaz\u0103<\/li>\n<\/ul>\n\n\n\n<figure data-wp-context=\"{&quot;imageId&quot;:&quot;6a57dffc59a36&quot;}\" data-wp-interactive=\"core\/image\" data-wp-key=\"6a57dffc59a36\" class=\"wp-block-image size-large wp-lightbox-container\"><img decoding=\"async\" width=\"1000\" height=\"600\" data-wp-class--hide=\"state.isContentHidden\" data-wp-class--show=\"state.isContentVisible\" data-wp-init=\"callbacks.setButtonStyles\" data-wp-on--click=\"actions.showLightbox\" data-wp-on--load=\"callbacks.setButtonStyles\" data-wp-on--pointerdown=\"actions.preloadImage\" data-wp-on--pointerenter=\"actions.preloadImageWithDelay\" data-wp-on--pointerleave=\"actions.cancelPreload\" data-wp-on-window--resize=\"callbacks.setButtonStyles\" src=\"https:\/\/www.loudavymkrokem.cz\/wp-content\/uploads\/2023\/05\/revolut-automaticka-smena.jpg\" alt=\"Schimburi automate pe Revolut\" class=\"wp-image-55869\" title=\"\"><button\n\t\t\tclass=\"lightbox-trigger\"\n\t\t\ttype=\"button\"\n\t\t\taria-haspopup=\"dialog\"\n\t\t\tdata-wp-bind--aria-label=\"state.thisImage.triggerButtonAriaLabel\"\n\t\t\tdata-wp-init=\"callbacks.initTriggerButton\"\n\t\t\tdata-wp-on--click=\"actions.showLightbox\"\n\t\t\tdata-wp-style--right=\"state.thisImage.buttonRight\"\n\t\t\tdata-wp-style--top=\"state.thisImage.buttonTop\"\n\t\t>\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"12\" height=\"12\" fill=\"none\" viewBox=\"0 0 12 12\">\n\t\t\t\t<path fill=\"#fff\" d=\"M2 0a2 2 0 0 0-2 2v2h1.5V2a.5.5 0 0 1 .5-.5h2V0H2Zm2 10.5H2a.5.5 0 0 1-.5-.5V8H0v2a2 2 0 0 0 2 2h2v-1.5ZM8 12v-1.5h2a.5.5 0 0 0 .5-.5V8H12v2a2 2 0 0 1-2 2H8Zm2-12a2 2 0 0 1 2 2v2h-1.5V2a.5.5 0 0 0-.5-.5H8V0h2Z\" \/>\n\t\t\t<\/svg>\n\t\t<\/button><figcaption class=\"wp-element-caption\">Exemplu de schimb automat<\/figcaption><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Suport_clienti_Revolut_contact_Romania\"><\/span>Suport clien\u021bi Revolut (contact Rom\u00e2nia)<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Dac\u0103 \u00eent\u00e2mpini vreo problem\u0103, Revolut ofer\u0103 suport clien\u021bi direct \u00een aplica\u021bie. Este suficient ca, \u00een fila <em>Panou de control<\/em>, s\u0103 ape\u0219i pe semnul de \u00eentrebare din bulin\u0103 \u0219i s\u0103 dai clic pe <strong>Discut\u0103 cu noi<\/strong>. La \u00eenceput va \u00eencerca s\u0103 vorbeasc\u0103 cu tine un robot. Dac\u0103 vrei \u00eens\u0103 s\u0103 fii transferat la suportul uman, este simplu. Este suficient s\u0103 pui robotului de trei ori aceea\u0219i \u00eentrebare (pe c\u00e2t posibil f\u0103r\u0103 sens). Dup\u0103 a treia \u00eencercare renun\u021b\u0103 \u0219i \u00ee\u021bi ofer\u0103 transferul c\u0103tre o persoan\u0103 real\u0103. Cu aceasta rezolvi apoi totul \u00een c\u00e2teva minute. Experien\u021bele mele cu suportul <strong>sunt excelente<\/strong>. De mai multe ori am rezolvat situa\u021bia \u00een care un bancomat mi-a debitat banii din cont chiar dac\u0103 nu mi i-a eliberat. Suportul a preluat cazul \u0219i apoi primeam mesaje periodice despre stadiul solu\u021bion\u0103rii. Revolut Rom\u00e2nia nu are un num\u0103r de telefon clasic de contact \u2013 tot suportul se desf\u0103\u0219oar\u0103 prin aplica\u021bie.<\/p>\n\n\n<div class=\"wp-block-image\">\n<figure data-wp-context=\"{&quot;imageId&quot;:&quot;6a57dffc5a251&quot;}\" data-wp-interactive=\"core\/image\" data-wp-key=\"6a57dffc5a251\" class=\"aligncenter size-large is-resized wp-lightbox-container\"><img decoding=\"async\" width=\"768\" height=\"696\" data-wp-class--hide=\"state.isContentHidden\" data-wp-class--show=\"state.isContentVisible\" data-wp-init=\"callbacks.setButtonStyles\" data-wp-on--click=\"actions.showLightbox\" data-wp-on--load=\"callbacks.setButtonStyles\" data-wp-on--pointerdown=\"actions.preloadImage\" data-wp-on--pointerenter=\"actions.preloadImageWithDelay\" data-wp-on--pointerleave=\"actions.cancelPreload\" data-wp-on-window--resize=\"callbacks.setButtonStyles\" src=\"https:\/\/www.loudavymkrokem.cz\/wp-content\/uploads\/2023\/05\/revolut-zakaznicka-podpora-1-768x696-1.jpg\" alt=\"Suport Revolut - exemplu de comunicare\" class=\"wp-image-55870\" style=\"width:398px;height:360px\" title=\"\"><button\n\t\t\tclass=\"lightbox-trigger\"\n\t\t\ttype=\"button\"\n\t\t\taria-haspopup=\"dialog\"\n\t\t\tdata-wp-bind--aria-label=\"state.thisImage.triggerButtonAriaLabel\"\n\t\t\tdata-wp-init=\"callbacks.initTriggerButton\"\n\t\t\tdata-wp-on--click=\"actions.showLightbox\"\n\t\t\tdata-wp-style--right=\"state.thisImage.buttonRight\"\n\t\t\tdata-wp-style--top=\"state.thisImage.buttonTop\"\n\t\t>\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"12\" height=\"12\" fill=\"none\" viewBox=\"0 0 12 12\">\n\t\t\t\t<path fill=\"#fff\" d=\"M2 0a2 2 0 0 0-2 2v2h1.5V2a.5.5 0 0 1 .5-.5h2V0H2Zm2 10.5H2a.5.5 0 0 1-.5-.5V8H0v2a2 2 0 0 0 2 2h2v-1.5ZM8 12v-1.5h2a.5.5 0 0 0 .5-.5V8H12v2a2 2 0 0 1-2 2H8Zm2-12a2 2 0 0 1 2 2v2h-1.5V2a.5.5 0 0 0-.5-.5H8V0h2Z\" \/>\n\t\t\t<\/svg>\n\t\t<\/button><figcaption class=\"wp-element-caption\">Exemplu de comunicare cu suportul<\/figcaption><\/figure>\n<\/div>\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Revolut_Savings_%E2%80%93_primesti_dobanda_pentru_banii_economisiti\"><\/span>Revolut Savings \u2013 prime\u0219ti dob\u00e2nd\u0103 pentru banii economisi\u021bi<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u00cen toamna anului 2023, Revolut a lansat un serviciu nou: Revolut Savings. \u00cen cadrul Revolut, pe l\u00e2ng\u0103 seif, \u00ee\u021bi po\u021bi deschide \u0219i un \u201econt de economii\u201d, a\u0219a-numitul cont Savings. Din aceste conturi po\u021bi retrage banii oric\u00e2nd, nu sunt condi\u021biona\u021bi de nimic.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Revolut investe\u0219te banii pentru tine \u00een fonduri de pia\u021b\u0103 monetar\u0103, unul dintre cele mai conservatoare instrumente de investi\u021bii, folosite intens, de exemplu, de b\u0103nci. Rata dob\u00e2nzii este variabil\u0103, \u00een prezent se situeaz\u0103 \u00eentre 3 % \u0219i 5 % p.a.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Revolut pl\u0103te\u0219te dob\u00e2nda \u00een fiecare zi, a\u0219a c\u0103 po\u021bi \u021bine banii acolo chiar \u0219i doar pentru c\u00e2teva zile sau s\u0103pt\u0103m\u00e2ni.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Savings \u00eel g\u0103se\u0219ti \u00een aplica\u021bie, pe ecranul principal.<\/p>\n\n\n<div class=\"wp-block-image\">\n<figure data-wp-context=\"{&quot;imageId&quot;:&quot;6a57dffc5afc6&quot;}\" data-wp-interactive=\"core\/image\" data-wp-key=\"6a57dffc5afc6\" class=\"aligncenter size-large wp-lightbox-container\"><img decoding=\"async\" width=\"700\" height=\"698\" data-wp-class--hide=\"state.isContentHidden\" data-wp-class--show=\"state.isContentVisible\" data-wp-init=\"callbacks.setButtonStyles\" data-wp-on--click=\"actions.showLightbox\" data-wp-on--load=\"callbacks.setButtonStyles\" data-wp-on--pointerdown=\"actions.preloadImage\" data-wp-on--pointerenter=\"actions.preloadImageWithDelay\" data-wp-on--pointerleave=\"actions.cancelPreload\" data-wp-on-window--resize=\"callbacks.setButtonStyles\" src=\"https:\/\/loudavymkrokem.cz\/wp-content\/uploads\/2020\/02\/revolut-savings-700x698.jpg\" alt=\"Revolut Savings\" class=\"wp-image-76455\" title=\"\" srcset=\"https:\/\/loudavymkrokem.cz\/wp-content\/uploads\/2020\/02\/revolut-savings-700x698.jpg 700w, https:\/\/loudavymkrokem.cz\/wp-content\/uploads\/2020\/02\/revolut-savings-300x300.jpg 300w, https:\/\/loudavymkrokem.cz\/wp-content\/uploads\/2020\/02\/revolut-savings-150x150.jpg 150w, https:\/\/loudavymkrokem.cz\/wp-content\/uploads\/2020\/02\/revolut-savings-768x766.jpg 768w, https:\/\/loudavymkrokem.cz\/wp-content\/uploads\/2020\/02\/revolut-savings-696x694.jpg 696w, https:\/\/loudavymkrokem.cz\/wp-content\/uploads\/2020\/02\/revolut-savings.jpg 1284w\" sizes=\"(max-width: 700px) 100vw, 700px\" \/><button\n\t\t\tclass=\"lightbox-trigger\"\n\t\t\ttype=\"button\"\n\t\t\taria-haspopup=\"dialog\"\n\t\t\tdata-wp-bind--aria-label=\"state.thisImage.triggerButtonAriaLabel\"\n\t\t\tdata-wp-init=\"callbacks.initTriggerButton\"\n\t\t\tdata-wp-on--click=\"actions.showLightbox\"\n\t\t\tdata-wp-style--right=\"state.thisImage.buttonRight\"\n\t\t\tdata-wp-style--top=\"state.thisImage.buttonTop\"\n\t\t>\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"12\" height=\"12\" fill=\"none\" viewBox=\"0 0 12 12\">\n\t\t\t\t<path fill=\"#fff\" d=\"M2 0a2 2 0 0 0-2 2v2h1.5V2a.5.5 0 0 1 .5-.5h2V0H2Zm2 10.5H2a.5.5 0 0 1-.5-.5V8H0v2a2 2 0 0 0 2 2h2v-1.5ZM8 12v-1.5h2a.5.5 0 0 0 .5-.5V8H12v2a2 2 0 0 1-2 2H8Zm2-12a2 2 0 0 1 2 2v2h-1.5V2a.5.5 0 0 0-.5-.5H8V0h2Z\" \/>\n\t\t\t<\/svg>\n\t\t<\/button><figcaption class=\"wp-element-caption\">Revolut Savings<\/figcaption><\/figure>\n<\/div>\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Revolut_nu_este_intotdeauna_cel_mai_avantajos\"><\/span>Revolut nu este \u00eentotdeauna cel mai avantajos<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Nu \u00eentotdeauna Revolut este cea mai bun\u0103 alegere. Din experien\u021ba noastr\u0103, cursurile pentru bahtul thailandez, grivna ucrainean\u0103 \u0219i lari-ul georgian ies mai prost dec\u00e2t la b\u0103ncile obi\u0219nuite. Cursurile pot fi verificate oric\u00e2nd direct \u00een aplica\u021bie.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Tranzactionarea_de_actiuni\"><\/span>Tranzac\u021bionarea de ac\u021biuni<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Din septembrie 2019, Revolut ofer\u0103 tranzac\u021bionarea de ac\u021biuni prin aplica\u021bie.<\/strong> \u00cen panoul de control este suficient s\u0103 treci pe fila Tranzac\u021bionare, s\u0103 completezi un formular simplu \u0219i s\u0103 cite\u0219ti condi\u021biile de tranzac\u021bionare.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Numarul_de_identificare_fiscala\"><\/span>Num\u0103rul de identificare fiscal\u0103<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u00cen momentul \u00een care Revolut te \u00eentreab\u0103 de VAT ID-ul t\u0103u (num\u0103rul de identificare fiscal\u0103\/TIN), <strong>completeaz\u0103 CNP-ul t\u0103u.<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">De\u0219i Revolut verific\u0103 manual cererile de deschidere a contului de tranzac\u021bionare, confirmarea ajunge de obicei \u00een c\u00e2teva minute.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Pe_Revolut_tranzactionezi_actiuni_fara_comision\"><\/span>Pe Revolut tranzac\u021bionezi ac\u021biuni f\u0103r\u0103 comision<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Po\u021bi tranzac\u021biona ac\u021biuni complet gratuit, iar num\u0103rul de tranzac\u021bii gratuite depinde de abonamentul t\u0103u:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Cont Basic \u2013 3 tranzac\u021bii gratuite pe lun\u0103<\/li>\n\n\n\n<li>Cont Premium \u2013 8 tranzac\u021bii gratuite pe lun\u0103<\/li>\n\n\n\n<li>Cont Metal \u2013 num\u0103r nelimitat de tranzac\u021bii pe lun\u0103<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Toate cump\u0103r\u0103turile peste limita lunar\u0103 sunt taxate cu 1 GBP.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Firma percepe pentru administrarea portofoliului t\u0103u de investi\u021bii doar 0,01 % din portofoliu pe an.<\/strong> Astfel, spre deosebire de al\u021bi brokeri, nu pl\u0103te\u0219ti nimic pentru cump\u0103rare \u0219i v\u00e2nzare, nici pentru depuneri \u0219i retrageri de bani.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Cumpararea_fractionata_de_actiuni\"><\/span><strong>Cump\u0103rarea frac\u021bionat\u0103 de ac\u021biuni<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Al doilea avantaj important al tranzac\u021bion\u0103rii la burs\u0103 prin Revolut este c\u0103 nu trebuie s\u0103 cumperi ac\u021biuni \u00eentregi.<\/strong> Po\u021bi cump\u0103ra lini\u0219tit ac\u021biuni Apple pentru un singur dolar american.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">La brokerii obi\u0219nui\u021bi trebuie s\u0103 cumperi ac\u021biuni \u00eentregi, ceea ce poate fi o problem\u0103 \u00een cazul titlurilor mai scumpe. Dac\u0103 abia \u00eencepi s\u0103 tranzac\u021bionezi, cu greu vei vrea s\u0103 dai 800 USD pe o singur\u0103 ac\u021biune Tesla.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u00cen cadrul tranzac\u021bion\u0103rii frac\u021bionate po\u021bi cump\u0103ra chiar \u0219i o buc\u0103\u021bic\u0103 minuscul\u0103 dintr-o ac\u021biune \u0219i s\u0103 de\u021bii astfel o parte din firma ta preferat\u0103.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Plata_dividendelor\"><\/span>Plata dividendelor<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Fie c\u0103 \u00ee\u021bi cumperi ac\u021biuni \u00eentregi, fie doar p\u0103r\u021bi din ele, <strong>Revolut \u00ee\u021bi va pl\u0103ti dividendele aferente f\u0103r\u0103 comisioane.<\/strong> Dividendul este partea din profit pe care firma o pl\u0103te\u0219te de\u021bin\u0103torilor ac\u021biunilor sale, cel mai frecvent trimestrial.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Cu_ce_actiuni_poti_tranzactiona\"><\/span>Cu ce ac\u021biuni po\u021bi tranzac\u021biona<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Deocamdat\u0103 sunt disponibile \u00een ofert\u0103 aproximativ 300 de ac\u021biuni diferite de la Bursa din New York \u0219i bursa NASDAQ<\/strong>, dar urmeaz\u0103 s\u0103 fie ad\u0103ugate \u0219i ac\u021biuni de la bursele europene, inclusiv instrumente ETF.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Deoarece se tranzac\u021bioneaz\u0103 doar ac\u021biuni americane, e\u0219ti limitat de programul burselor americane, care pentru noi sunt deschise de la 16:30 la 23:00 (ora Rom\u00e2niei). <strong>Comenzile plasate \u00een afara programului burselor vor fi decontate imediat dup\u0103 deschidere.<\/strong><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Cum_cumperi_actiuni_pe_Revolut\"><\/span>Cum cumperi ac\u021biuni pe Revolut<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Revolut ofer\u0103 tranzac\u021bionarea de ac\u021biuni \u0219i criptomonede, iar cump\u0103rarea ac\u021biunilor este simpl\u0103. Mai \u00eent\u00e2i, \u00een panoul de control apas\u0103 pe <strong>Tranzac\u021bionare<\/strong> \u0219i completeaz\u0103 \u0219i confirm\u0103 totul. \u00cen c\u00e2teva minute ar trebui s\u0103 ai acces la burse.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Alimentarea_contului_de_investitii\"><\/span>Alimentarea contului de investi\u021bii<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u00cenainte de cump\u0103rarea propriu-zis\u0103 a ac\u021biunilor este necesar s\u0103 alimentezi contul de investi\u021bii, care este diferit de conturile tale Revolut obi\u0219nuite.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u00cen <strong>panoul de control<\/strong>, sub fila <strong>Tranzac\u021bionare<\/strong>, apas\u0103 pe <strong>Afi\u0219eaz\u0103 mai multe<\/strong>.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Apas\u0103 pe <strong>Alimenteaz\u0103<\/strong> \u0219i transfer\u0103 \u00een cont dolari americani. Dac\u0103 nu ai deloc, trebuie mai \u00eent\u00e2i s\u0103 \u00eei converte\u0219ti din lei.<\/p>\n\n\n\n<figure data-wp-context=\"{&quot;imageId&quot;:&quot;6a57dffc5c0d9&quot;}\" data-wp-interactive=\"core\/image\" data-wp-key=\"6a57dffc5c0d9\" class=\"wp-block-image size-large wp-lightbox-container\"><img decoding=\"async\" width=\"1200\" height=\"630\" data-wp-class--hide=\"state.isContentHidden\" data-wp-class--show=\"state.isContentVisible\" data-wp-init=\"callbacks.setButtonStyles\" data-wp-on--click=\"actions.showLightbox\" data-wp-on--load=\"callbacks.setButtonStyles\" data-wp-on--pointerdown=\"actions.preloadImage\" data-wp-on--pointerenter=\"actions.preloadImageWithDelay\" data-wp-on--pointerleave=\"actions.cancelPreload\" data-wp-on-window--resize=\"callbacks.setButtonStyles\" src=\"https:\/\/www.loudavymkrokem.cz\/wp-content\/uploads\/2023\/05\/financovani-revolut-investicniho-uctu.jpg\" alt=\"Cum alimentezi contul de investi\u021bii pe Revolut\" class=\"wp-image-55903\" title=\"\"><button\n\t\t\tclass=\"lightbox-trigger\"\n\t\t\ttype=\"button\"\n\t\t\taria-haspopup=\"dialog\"\n\t\t\tdata-wp-bind--aria-label=\"state.thisImage.triggerButtonAriaLabel\"\n\t\t\tdata-wp-init=\"callbacks.initTriggerButton\"\n\t\t\tdata-wp-on--click=\"actions.showLightbox\"\n\t\t\tdata-wp-style--right=\"state.thisImage.buttonRight\"\n\t\t\tdata-wp-style--top=\"state.thisImage.buttonTop\"\n\t\t>\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"12\" height=\"12\" fill=\"none\" viewBox=\"0 0 12 12\">\n\t\t\t\t<path fill=\"#fff\" d=\"M2 0a2 2 0 0 0-2 2v2h1.5V2a.5.5 0 0 1 .5-.5h2V0H2Zm2 10.5H2a.5.5 0 0 1-.5-.5V8H0v2a2 2 0 0 0 2 2h2v-1.5ZM8 12v-1.5h2a.5.5 0 0 0 .5-.5V8H12v2a2 2 0 0 1-2 2H8Zm2-12a2 2 0 0 1 2 2v2h-1.5V2a.5.5 0 0 0-.5-.5H8V0h2Z\" \/>\n\t\t\t<\/svg>\n\t\t<\/button><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Cumpararea_de_actiuni\"><\/span>Cump\u0103rarea de ac\u021biuni<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u00ce\u021bi ar\u0103t\u0103m pe exemplul ac\u021biunilor Apple cum s\u0103 le cumperi \u00een aplica\u021bie.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Apas\u0103 sub fila <strong>Tranzac\u021bionare<\/strong> pe <strong>Afi\u0219eaz\u0103 mai multe<\/strong> \u0219i apoi pe <strong>Investe\u0219te<\/strong>. Caut\u0103 apoi Apple \u0219i deschide detaliile ac\u021biunii. Apoi este suficient s\u0103 ape\u0219i pe butonul <strong>Cump\u0103r\u0103<\/strong>, s\u0103 alegi cu c\u00e2t \u0219i gata.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Din acel moment, ac\u021biunea sau o parte din ea este a ta, iar aprecierea\/deprecierea ei o po\u021bi urm\u0103ri \u00een aplica\u021bie.<\/p>\n\n\n\n<figure data-wp-context=\"{&quot;imageId&quot;:&quot;6a57dffc5cb7c&quot;}\" data-wp-interactive=\"core\/image\" data-wp-key=\"6a57dffc5cb7c\" class=\"wp-block-image size-large wp-lightbox-container\"><img decoding=\"async\" width=\"1200\" height=\"630\" data-wp-class--hide=\"state.isContentHidden\" data-wp-class--show=\"state.isContentVisible\" data-wp-init=\"callbacks.setButtonStyles\" data-wp-on--click=\"actions.showLightbox\" data-wp-on--load=\"callbacks.setButtonStyles\" data-wp-on--pointerdown=\"actions.preloadImage\" data-wp-on--pointerenter=\"actions.preloadImageWithDelay\" data-wp-on--pointerleave=\"actions.cancelPreload\" data-wp-on-window--resize=\"callbacks.setButtonStyles\" src=\"https:\/\/www.loudavymkrokem.cz\/wp-content\/uploads\/2023\/05\/jak-nakoupit-akcie-revolut.jpg\" alt=\"Cum cumperi ac\u021biuni pe Revolut\" class=\"wp-image-55904\" title=\"\"><button\n\t\t\tclass=\"lightbox-trigger\"\n\t\t\ttype=\"button\"\n\t\t\taria-haspopup=\"dialog\"\n\t\t\tdata-wp-bind--aria-label=\"state.thisImage.triggerButtonAriaLabel\"\n\t\t\tdata-wp-init=\"callbacks.initTriggerButton\"\n\t\t\tdata-wp-on--click=\"actions.showLightbox\"\n\t\t\tdata-wp-style--right=\"state.thisImage.buttonRight\"\n\t\t\tdata-wp-style--top=\"state.thisImage.buttonTop\"\n\t\t>\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"12\" height=\"12\" fill=\"none\" viewBox=\"0 0 12 12\">\n\t\t\t\t<path fill=\"#fff\" d=\"M2 0a2 2 0 0 0-2 2v2h1.5V2a.5.5 0 0 1 .5-.5h2V0H2Zm2 10.5H2a.5.5 0 0 1-.5-.5V8H0v2a2 2 0 0 0 2 2h2v-1.5ZM8 12v-1.5h2a.5.5 0 0 0 .5-.5V8H12v2a2 2 0 0 1-2 2H8Zm2-12a2 2 0 0 1 2 2v2h-1.5V2a.5.5 0 0 0-.5-.5H8V0h2Z\" \/>\n\t\t\t<\/svg>\n\t\t<\/button><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Cum_se_impoziteaza_tranzactionarea_pe_Revolut\"><\/span>Cum se impoziteaz\u0103 tranzac\u021bionarea pe Revolut<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Veniturile din dividendele americane se impoziteaz\u0103 cu 30 %, dac\u0103 nu ai semnat <a rel=\"noreferrer noopener\" href=\"https:\/\/www.revolut.com\/help\/getting-started\/investing\/understanding-investment-events-and-regulations\/what-is-the-w-8ben-form\" target=\"_blank\">formularul W-8 BEN<\/a>, care reduce impozitul la 15 %.<\/strong> Din fericire pentru noi, formularul este completat \u0219i semnat automat \u00een timpul procesului de solicitare a deschiderii contului de investi\u021bii. <strong>A\u0219adar, nu trebuie s\u0103 te ocupi de nimic, iar dividendele \u00ee\u021bi ajung \u00een cont impozitate cu 15 % (la dividend vei vedea pozi\u021bia \u201eimpozit re\u021binut la surs\u0103\u201d).<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Toate c\u00e2\u0219tigurile de capital (dividende sau v\u00e2nzarea ac\u021biunilor la un pre\u021b mai mare dec\u00e2t cel de cump\u0103rare) trebuie \u00eens\u0103 declarate \u0219i impozitate corespunz\u0103tor \u0219i \u00een Rom\u00e2nia, <strong>o dat\u0103 pe an, \u00een cadrul declara\u021biei unice<\/strong>.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Impozitarea este relativ simpl\u0103 \u0219i se face prin declara\u021bia unic\u0103 depus\u0103 la ANAF. \u00ce\u021bi recomand\u0103m s\u0103 consul\u021bi un contabil dac\u0103 ai venituri semnificative din investi\u021bii.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Google_Pay\"><\/span>Google Pay<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Revolut accept\u0103 <a href=\"https:\/\/www.revolut.com\/help\/exploring-revolut\/spending\/paying-with-apple-or-google-pay\/am-i-eligible-for-google-pay\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>Google Pay<\/strong><\/a>. Este suficient s\u0103 ai un telefon mobil cu sistem de operare Android cu tehnologiile NFC \u0219i HCE. \u00cen Rom\u00e2nia, func\u021bia este pe deplin disponibil\u0103.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Apple_Pay\"><\/span>Apple Pay<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Revolut accept\u0103 <strong><a href=\"https:\/\/www.revolut.com\/revolut-with-apple-pay\" target=\"_blank\" rel=\"noreferrer noopener\">Apple Pay<\/a><\/strong>. Oricine are un iPhone cu NFC (de la versiunea 6) \u00ee\u0219i poate \u00eenc\u0103rca cardul \u00een telefon \u0219i poate pl\u0103ti comod cu mobilul. Po\u021bi chiar ad\u0103uga cardul \u00een Apple Pay imediat dup\u0103 comandarea celui fizic \u0219i po\u021bi pl\u0103ti cu el \u00eenainte s\u0103-\u021bi ajung\u0103 acas\u0103.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Donatii_catre_organizatii_caritabile_prin_Revolut\"><\/span>Dona\u021bii c\u0103tre organiza\u021bii caritabile prin Revolut<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Prin Revolut po\u021bi dona \u0219i fonduri \u00een scopuri caritabile. Pentru dona\u021bii nu se percepe, bine\u00een\u021beles, niciun comision. \u00cen prezent po\u021bi contribui la trei organiza\u021bii caritabile:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Save the Children<\/strong> &#8211; Help the most vulnerable<\/li>\n\n\n\n<li><strong>WWF<\/strong> &#8211; Protect the natural world<\/li>\n\n\n\n<li><strong>ILGA-Europe<\/strong> &#8211; Push for real equality<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Licenta_bancara\"><\/span>Licen\u021ba bancar\u0103<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u00cen decembrie 2018, compania a ob\u021binut <strong>licen\u021ba bancar\u0103 european\u0103<\/strong> \u0219i a devenit astfel o banc\u0103 cu drepturi depline. Datorit\u0103 acestui fapt, banii utilizatorilor sunt proteja\u021bi de Sistemul European de Garantare a Depozitelor (p\u00e2n\u0103 la 100 000 EUR \u00een caz de faliment al firmei), iar \u00een aplica\u021bie apar \u0219i oferte de credite de consum \u0219i chiar credite pentru antreprenori. \u00cen plus, europenii (deci \u0219i noi) \u00ee\u0219i pot primi \u00eentregul salariu direct pe Revolut.<\/p>\n\n\n<div style=\"gap: 20px\" class=\"align-button-center ub-buttons orientation-button-row ub-flex-wrap wp-block-ub-button\" id=\"ub-button-7f228ef7-9a3f-4ac1-82c6-c886af3dfc55\"><div class=\"ub-button-container\">\n\t\t\t<a href=\"https:\/\/loudavymkrokem.cz\/doporucujeme\/revolut\" target=\"_blank\" rel=\"noopener noreferrer\" class=\"ub-button-block-main   ub-button-flex\" role=\"button\" style=\"--ub-button-background-color: #cf2e2e; --ub-button-color: #ffffff; --ub-button-border: none; --ub-button-hover-background-color: #313131; --ub-button-hover-color: #ffffff; --ub-button-hover-border: none; font-size: 17px; padding-top: 10px; padding-right: 10px; padding-bottom: 10px; padding-left: 10px; border-top-left-radius: 10px;; border-top-right-radius: 10px;; border-bottom-left-radius: 10px;; border-bottom-right-radius: 10px;; \">\n\t\t\t\t<div class=\"ub-button-content-holder\" style=\"flex-direction: row\">\n\t\t\t\t\t<span class=\"ub-button-block-btn\">Ob\u021bine gratuit cardul Revolut<\/span>\n\t\t\t\t<\/div>\n\t\t\t<\/a>\n\t\t<\/div><\/div>\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Intrebari_si_raspunsuri\"><\/span>\u00centreb\u0103ri \u0219i r\u0103spunsuri<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u00cen aceast\u0103 sec\u021biune voi ad\u0103uga treptat r\u0103spunsuri la \u00eentreb\u0103rile pe care le vei avea dup\u0103 citirea articolului.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Revolut_si_executarea_silita\"><\/span>Revolut \u0219i executarea silit\u0103<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<ol class=\"wp-block-list\">\n<li>Dac\u0103 e\u0219ti angajat \u0219i ai o executare silit\u0103, angajatorului i se dispune s\u0103 vireze o parte din salariul t\u0103u direct executorului. Restul \u00ee\u021bi trimite \u00een cont. \u00cens\u0103, chiar dac\u0103 exist\u0103 o sum\u0103 pe care executorul nu o poate popri, \u00een practic\u0103 aceast\u0103 sum\u0103 poate fi poprit\u0103 la banc\u0103 de c\u0103tre executor.<\/li>\n\n\n\n<li>O variant\u0103 de a face fa\u021b\u0103 acestei probleme (f\u0103r\u0103 \u00eens\u0103 a eluda legea) era primirea pl\u0103\u021bilor pe cardul Revolut. Cu toate acestea, de la un moment dat nu se mai pot trimite bani pe Revolut prin transfer bancar \u00een anumite cazuri, ci doar prin card de plat\u0103.<\/li>\n\n\n\n<li>Revolut func\u021bioneaz\u0103 acum \u0219i ca banc\u0103, unde executorul poate popri \u0219i acea sum\u0103 care altfel ar trebui s\u0103 fie neurm\u0103ribil\u0103. Prin trecerea de la cardul Revolut la serviciile bancare Revolut pierzi astfel protec\u021bia fondurilor tale.<\/li>\n<\/ol>\n\n\n\n<p class=\"wp-block-paragraph\">Din acest motiv, cardul Revolut nu mai este o op\u021biune potrivit\u0103 pentru persoanele cu execut\u0103ri silite.<\/p>\n\n\n<div id=\"rank-math-faq\" class=\"rank-math-block\">\n<div class=\"rank-math-list \">\n<div id=\"faq-question-642430f3aa798\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \"><span class=\"ez-toc-section\" id=\"Permite_Revolut_schimbul_valutar_automat\"><\/span>Permite Revolut schimbul valutar automat?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>Da. \u00cen aplica\u021bie po\u021bi seta o regul\u0103 ca banii s\u0103 fie schimba\u021bi automat c\u00e2nd se atinge un anumit curs. Sau po\u021bi doar s\u0103 setezi o notificare.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-642430f3aa79a\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \"><span class=\"ez-toc-section\" id=\"Se_poate_obtine_cardul_Revolut_gratuit\"><\/span>Se poate ob\u021bine cardul Revolut gratuit?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>\u0414\u0430, \u0434\u043e\u0441\u0442\u0430\u0442\u043e\u0447\u043d\u043e \u043a\u043b\u0438\u043a\u043d\u0443\u0442\u044c \u043d\u0430 <a href=\"https:\/\/loudavymkrokem.cz\/doporucujeme\/revolut\"><strong>aceast\u0103 leg\u0103tur\u0103<\/strong><\/a>.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-642430f3aa79b\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \"><span class=\"ez-toc-section\" id=\"Revolut_poate_face_tranzactii_cu_actiuni_si_criptomonede\"><\/span>Revolut poate face tranzac\u021bii cu ac\u021biuni \u0219i criptomonede?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>Da, \u0219i chiar f\u0103r\u0103 comisioane. Cu contul gratuit po\u021bi efectua 3 tranzac\u021bii la burs\u0103 lunar f\u0103r\u0103 costuri, iar Revolut percepe doar 0,01% anual pentru administrarea portofoliului t\u0103u.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-642430f3aa79c\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \"><span class=\"ez-toc-section\" id=\"Pot_sa-mi_trimit_banii_inapoi_de_pe_Revolut_pe_cont\"><\/span>Pot s\u0103-mi trimit banii \u00eenapoi de pe Revolut pe cont?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>Da, po\u021bi trimite pur \u0219i simplu banii \u00eenapoi, \u00een contul conectat \u00een aplica\u021bie.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1687869226613\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \"><span class=\"ez-toc-section\" id=\"Revolut_executare_silita_si_insolventa\"><\/span>Revolut executare silit\u0103 \u0219i insolven\u021b\u0103<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>\u00cen cadrul Revolut \u00ee\u021bi deschizi un cont bancar \u00een cadrul UE. Dac\u0103 e\u0219ti \u00een insolven\u021b\u0103, executare silit\u0103 sau ai aprobat\u0103 reorganizarea datoriilor, \u0219i contul t\u0103u Revolut va fi monitorizat. Deci da, executorul judec\u0103toresc poate ajunge la contul Revolut.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1687869311559\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \"><span class=\"ez-toc-section\" id=\"%E2%80%9ECardul_Revolut_te_lasa_fara_bani%E2%80%9D_E_adevarat\"><\/span>\u201eCardul Revolut te las\u0103 f\u0103r\u0103 bani.&#8221; E adev\u0103rat?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>Poate s\u0103 se \u00eent\u00e2mple ca Revolut s\u0103 v\u0103 blocheze contul f\u0103r\u0103 avertisment prealabil. Dar acesta e un risc la orice serviciu \u0219i \u00eentotdeauna exist\u0103 un motiv &#8211; cel mai adesea e vorba de o blocare automat\u0103 din gre\u0219eal\u0103 de c\u0103tre sistem, care consider\u0103 contul dumneavoastr\u0103 suspect. Contul poate fi deblocat cu ajutorul serviciului de asisten\u021b\u0103 pentru clien\u021bi.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1687869479178\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \"><span class=\"ez-toc-section\" id=\"Cum_sa_primesti_bani_pe_Revolut\"><\/span>Cum s\u0103 prime\u0219ti bani pe Revolut?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>Po\u021bi fi pl\u0103tit fie prin partajarea num\u0103rului de cont Revolut, fie prin numele de utilizator.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1687869486465\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \"><span class=\"ez-toc-section\" id=\"Ce_este_necesar_pentru_a_deschide_un_cont_Revolut\"><\/span>Ce este necesar pentru a deschide un cont Revolut?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>The user wants me to translate Czech text to Romanian, preserving all HTML tags and attributes exactly as they are. I need to:<\/p>\n<p>1. Translate the visible Czech text to Romanian<br \/>\n2. Keep all HTML tags, attributes, and URLs unchanged<br \/>\n3. Convert CZK to EUR where applicable (though there are no currency amounts in this text)<br \/>\n4. Use a native travel-blog tone for Romanian<\/p>\n<p>The text says: &#8220;Pro zalo\u017een\u00ed \u00fa\u010dtu nemus\u00edte nikam chodit. Sta\u010d\u00ed si st\u00e1hnout mobiln\u00ed aplikaci (iOS nebo Android) a vyplnit registra\u010dn\u00ed \u00fadaje.&#8221;<\/p>\n<p>Translation to Romanian in a travel-blog tone:<br \/>\n&#8220;Pentru a crea un cont, nu trebuie s\u0103 mergi nic\u0103ieri. E suficient s\u0103 descarci aplica\u021bia mobil\u0103 (iOS sau Android) \u0219i s\u0103 completezi datele de \u00eenregistrare.&#8221;<\/p>\n<p><\/\u0434\u0443\u043c\u0430\u043b\u0438\u0449\u0435><\/p>\n<p>Pentru a crea un cont, nu trebuie s\u0103 mergi nic\u0103ieri. E suficient s\u0103 descarci aplica\u021bia mobil\u0103 (iOS sau Android) \u0219i s\u0103 completezi datele de \u00eenregistrare.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1699913912060\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \"><span class=\"ez-toc-section\" id=\"Bancomat_Revolut_pentru_depuneri_%E2%80%93_se_pot_depune_bani_pe_Revolut_prin_bancomat\"><\/span>Bancomat Revolut pentru depuneri \u2013 se pot depune bani pe Revolut prin bancomat?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>Din p\u0103cate, nu po\u021bi depune bani pe Revolut prin intermediul bancomatelor.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1700905422000\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \"><span class=\"ez-toc-section\" id=\"Revolut_ID_%E2%80%93_Numar_personal_%E2%80%93_Ce_este\"><\/span>Revolut ID \u2013 Num\u0103r personal \u2013 Ce este?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>The user wants me to translate Czech text to Romanian, keeping all HTML tags intact. The text is:<\/p>\n<p>&#8220;Kdy\u017e v\u00e1s Revolut po\u017e\u00e1d\u00e1 o personal number nebo ID, chce po v\u00e1s \u010d\u00edslo ob\u010dansk\u00e9ho pr\u016fkazu.&#8221;<\/p>\n<p>Translation to Romanian (native travel-blog tone):<br \/>\n&#8220;C\u00e2nd Revolut te roag\u0103 s\u0103 introduci personal number sau ID, vrea de fapt num\u0103rul de pe cartea de identitate.&#8221;<\/p>\n<p>There are no HTML tags in this text, no URLs, and no CZK currency to convert. I just need to translate the visible text.<\/p>\n<p>C\u00e2nd Revolut te roag\u0103 s\u0103 introduci personal number sau ID, vrea de fapt num\u0103rul de pe cartea de identitate.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1700905590831\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \"><span class=\"ez-toc-section\" id=\"Ce_este_domiciliul_fiscal_Revolut\"><\/span>Ce este domiciliul fiscal Revolut?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>Domiciliul fiscal este de obicei \u021bara \u00een care locui\u021bi sau v\u0103 desf\u0103\u0219ura\u021bi activitatea.<\/p>\n\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Odat\u0103 cu boom-ul c\u0103l\u0103toriilor din ultimii ani au ap\u0103rut numeroase companii care ofer\u0103 carduri de plat\u0103 mai avantajoase pentru pl\u0103\u021bile \u00een str\u0103in\u0103tate. Revolut este una dintre ele \u0219i, \u00een multe situa\u021bii, este cea mai bun\u0103 variant\u0103.<\/p>\n","protected":false},"author":2,"featured_media":76462,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":"","rank_math_title":"Card Revolut: recenzie complet\u0103 \u0219i experien\u021be 2026","rank_math_description":"Recenzie complet\u0103 Revolut dup\u0103 ani de utilizare: comisioane, planuri, avantaje \u0219i dezavantaje. Afl\u0103 tot despre cardul Revolut \u0219i ob\u021bine 3 luni Premium gratuit!","rank_math_focus_keyword":"revolut","rank_math_seo_score":""},"categories":[2022,2031],"tags":[],"class_list":["post-318058","post","type-post","status-publish","format-standard","has-post-thumbnail","category-finante-si-investitii","category-cum-sa-economisesti"],"acf":[],"featured_image_src":"https:\/\/loudavymkrokem.cz\/wp-content\/uploads\/2023\/09\/revolut-nahled.jpg","author_info":{"display_name":"Luk\u00e1\u0161 Kone\u010dn\u00fd","author_link":"https:\/\/loudavymkrokem.cz\/ro\/author\/lukas-konecny\/"},"_links":{"self":[{"href":"https:\/\/loudavymkrokem.cz\/ro\/wp-json\/wp\/v2\/posts\/318058","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/loudavymkrokem.cz\/ro\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/loudavymkrokem.cz\/ro\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/loudavymkrokem.cz\/ro\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/loudavymkrokem.cz\/ro\/wp-json\/wp\/v2\/comments?post=318058"}],"version-history":[{"count":2,"href":"https:\/\/loudavymkrokem.cz\/ro\/wp-json\/wp\/v2\/posts\/318058\/revisions"}],"predecessor-version":[{"id":318070,"href":"https:\/\/loudavymkrokem.cz\/ro\/wp-json\/wp\/v2\/posts\/318058\/revisions\/318070"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/loudavymkrokem.cz\/ro\/wp-json\/wp\/v2\/media\/76462"}],"wp:attachment":[{"href":"https:\/\/loudavymkrokem.cz\/ro\/wp-json\/wp\/v2\/media?parent=318058"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/loudavymkrokem.cz\/ro\/wp-json\/wp\/v2\/categories?post=318058"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/loudavymkrokem.cz\/ro\/wp-json\/wp\/v2\/tags?post=318058"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}