{"id":186875,"date":"2018-06-01T15:28:57","date_gmt":"2018-06-01T13:28:57","guid":{"rendered":"https:\/\/loudavymkrokem.cz\/?p=186875"},"modified":"2026-06-05T21:02:26","modified_gmt":"2026-06-05T19:02:26","slug":"best-travel-insurance-long-trips","status":"publish","type":"post","link":"https:\/\/loudavymkrokem.cz\/en\/best-travel-insurance-long-trips\/","title":{"rendered":"Best Travel Insurance for Short &#038; Long Trips + Discount Codes"},"content":{"rendered":"<p style=\"text-align: justify;\">Whether you&#8217;re planning a quick trip abroad or a 10-month backpacking journey through South America, <strong>you&#8217;ll always need the best travel insurance you can find. But which travel insurance should you actually go for?<\/strong> As avid travellers ourselves, we know exactly what you need from your cover. We&#8217;ve compared the top providers and picked our winners for both short and long trips.<\/p>\n<p style=\"text-align: justify;\"><strong>The starting point for choosing your insurance is knowing how long you&#8217;ll be away.<\/strong> Most insurers offer travel insurance for a maximum of three months. After that, you either need to prove you&#8217;ve returned home, or you&#8217;ll end up paying significantly more.<\/p>\n<p style=\"text-align: justify;\">For shorter trips (1\u201390 days), we recommend <strong>a standard travel insurance policy from a reputable UK provider<\/strong> \u2014 you can easily compare travel insurance quotes using comparison sites. For longer trips, we wholeheartedly recommend <strong><a class=\"thirstylink\" rel=\"nofollow\" target=\"_blank\" title=\"Safety Wing\" href=\"https:\/\/loudavymkrokem.cz\/en\/doporucujeme\/safety-wing\/\" data-shortcode=\"true\">SafetyWing<\/a> and <a class=\"thirstylink\" rel=\"nofollow\" target=\"_blank\" title=\"True Traveller\" href=\"https:\/\/loudavymkrokem.cz\/en\/doporucujeme\/true-traveller\/\" data-shortcode=\"true\">True Traveller<\/a><\/strong>, which specialise in digital nomads and serious travellers. We&#8217;ve covered these in detail in our article about <strong><a href=\"https:\/\/loudavymkrokem.cz\/en\/best-annual-travel-insurance\/\">long-term travel insurance<\/a><\/strong>. We put in the work \u2014 we went through all the providers, compared their prices, coverage, and user reviews. We actually use both of these insurers ourselves. \ud83d\ude0a<\/p>\n<div style=\"text-align: justify;\">\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_83 ez-toc-wrap-left counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/loudavymkrokem.cz\/en\/best-travel-insurance-long-trips\/#Best_Travel_Insurance_for_Short_Trips_Up_to_90_Days\" >Best Travel Insurance for Short Trips (Up to 90 Days)<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/loudavymkrokem.cz\/en\/best-travel-insurance-long-trips\/#Comparing_Travel_Insurance_%E2%80%94_How_to_Find_the_Best_Deal\" >Comparing Travel Insurance \u2014 How to Find the Best Deal<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/loudavymkrokem.cz\/en\/best-travel-insurance-long-trips\/#Travel_Insurance_Comparison_Tips\" >Travel Insurance Comparison Tips<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/loudavymkrokem.cz\/en\/best-travel-insurance-long-trips\/#Annual_Long-Term_Travel_Insurance_90_Days\" >Annual &#038; Long-Term Travel Insurance (90+ Days)<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/loudavymkrokem.cz\/en\/best-travel-insurance-long-trips\/#Long-Term_Travel_Insurance_with_SafetyWing\" >Long-Term Travel Insurance with SafetyWing<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/loudavymkrokem.cz\/en\/best-travel-insurance-long-trips\/#Long-Term_Travel_Insurance_with_True_Traveller\" >Long-Term Travel Insurance with True Traveller<\/a><ul class='ez-toc-list-level-4' ><li class='ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/loudavymkrokem.cz\/en\/best-travel-insurance-long-trips\/#3_Plan_Types_from_True_Traveller\" >3 Plan Types from True Traveller<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/loudavymkrokem.cz\/en\/best-travel-insurance-long-trips\/#Dont_Forget_This_When_Ordering\" >Don&#8217;t Forget This When Ordering<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/loudavymkrokem.cz\/en\/best-travel-insurance-long-trips\/#Add-On_Packs\" >Add-On Packs<\/a><\/li><\/ul><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/loudavymkrokem.cz\/en\/best-travel-insurance-long-trips\/#Planning_an_Adventure\" >Planning an Adventure?<\/a><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"Best_Travel_Insurance_for_Short_Trips_Up_to_90_Days\"><\/span><b>Best Travel Insurance for Short Trips (Up to 90 Days)<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<div>For short trips of up to 90 days, using a UK-based comparison site is the easiest way to find affordable cover. Sites like <strong>GoCompare<\/strong>, <strong>CompareTheMarket<\/strong>, and <strong>MoneySupermarket<\/strong> let you quickly compare travel insurance quotes from dozens of providers. Simply enter your destination, trip length, and any pre-existing conditions to see all available options side by side. You can filter by price, coverage level, or specific features like adventure sports cover.<\/div>\n<\/div>\n<div>\n<figure id=\"attachment_51491\" aria-describedby=\"caption-attachment-51491\" style=\"width: 600px\" class=\"wp-caption aligncenter\"><img loading=\"lazy\" decoding=\"async\" class=\"wp-image-51491\" src=\"https:\/\/www.loudavymkrokem.cz\/wp-content\/uploads\/2023\/05\/img_646f5b7ddaba0.jpg\" alt=\"Luk\u00e1\u0161 with a suitcase from Loudav\u00fdm krokem\" width=\"600\" height=\"400\" title=\"\"><figcaption id=\"caption-attachment-51491\" class=\"wp-caption-text\">When choosing travel insurance, always consider the length of your stay abroad and whether you&#8217;ll be doing any extreme sports<\/figcaption><\/figure>\n<\/div>\n<div style=\"text-align: justify;\">\n<div>If you&#8217;re planning to do any adventure or extreme sports, expect to pay a surcharge. This also applies to mountaineers \u2014 activities at altitudes above 3,500 metres and strenuous hiking are typically classified as high-risk.<\/div>\n<\/div>\n<div><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-52153\" src=\"https:\/\/www.loudavymkrokem.cz\/wp-content\/uploads\/2023\/05\/axa-reference.png\" alt=\"Travel insurance reference plan overview\" width=\"600\" height=\"114\" title=\"\"><\/div>\n<div style=\"text-align: justify;\">\n<div>One of the biggest advantages of buying travel insurance online is speed. We often purchase our cover on the day of travel \u2014 right from the train or the car. You can take out a policy online and it kicks in almost immediately. You just need to pay by card, and your documents will land in your inbox within minutes. Most policies activate within a few hours of purchase.<\/div>\n<\/div>\n<figure id=\"attachment_52147\" aria-describedby=\"caption-attachment-52147\" style=\"width: 900px\" class=\"wp-caption aligncenter\"><img loading=\"lazy\" decoding=\"async\" class=\"wp-image-52147\" src=\"https:\/\/www.loudavymkrokem.cz\/wp-content\/uploads\/2023\/05\/axa_1.png\" alt=\"Travel insurance package selection\" width=\"900\" height=\"597\" title=\"\"><figcaption id=\"caption-attachment-52147\" class=\"wp-caption-text\">Choosing a travel insurance package is straightforward \u2014 we always recommend going for the maximum coverage.<\/figcaption><\/figure>\n<div style=\"text-align: justify;\">Since we&#8217;ve thankfully never had to make a claim ourselves (touch wood!), we asked our followers on social media about their experiences with various providers.<\/div>\n<div style=\"text-align: justify;\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-52148\" src=\"https:\/\/www.loudavymkrokem.cz\/wp-content\/uploads\/2023\/05\/axa_pojisteni_2.png\" alt=\"Travel insurance user reviews\" width=\"600\" height=\"82\" title=\"\"><\/div>\n<div style=\"text-align: justify;\"> <\/div>\n<div><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-52166\" src=\"https:\/\/www.loudavymkrokem.cz\/wp-content\/uploads\/2023\/05\/axa-reference-3.png\" alt=\"Travel insurance coverage details\" width=\"600\" height=\"179\" title=\"\"><\/div>\n<div style=\"text-align: justify;\">\n<h2> <\/h2>\n<h2><span class=\"ez-toc-section\" id=\"Comparing_Travel_Insurance_%E2%80%94_How_to_Find_the_Best_Deal\"><\/span><b>Comparing Travel Insurance \u2014 How to Find the Best Deal<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<div> <\/div>\n<div>If you&#8217;d rather not take our word for it and want to explore all your options, definitely try using a comparison site. Simply enter where you&#8217;re going and for how long. You&#8217;ll see offers from all major insurers, and you can filter them by price, coverage limits, or specific needs. It&#8217;s by far the quickest way to compare travel insurance and find the right policy for you.<\/div>\n<\/div>\n<div>\n<figure id=\"attachment_50746\" aria-describedby=\"caption-attachment-50746\" style=\"width: 600px\" class=\"wp-caption aligncenter\"><img loading=\"lazy\" decoding=\"async\" class=\"wp-image-50746\" src=\"https:\/\/www.loudavymkrokem.cz\/wp-content\/uploads\/2023\/05\/skoro_nahore.jpg\" alt=\"Hiking near Exit Glacier\" width=\"600\" height=\"400\" title=\"\"><figcaption id=\"caption-attachment-50746\" class=\"wp-caption-text\">We often head out on slightly daring hikes and treks, so solid travel insurance is an absolute must for us<\/figcaption><\/figure>\n<\/div>\n<div style=\"text-align: justify;\">\n<h2><span class=\"ez-toc-section\" id=\"Travel_Insurance_Comparison_Tips\"><\/span><b>Travel Insurance Comparison Tips<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>When comparing travel insurance in the UK, sites like <strong>GoCompare<\/strong>, <strong>MoneySupermarket<\/strong>, and <strong>CompareTheMarket<\/strong> are your best friends. Just pop in your destination and trip dates, and you&#8217;ll get a clear overview of what&#8217;s on offer from all the main providers. You can easily filter results by price or coverage level to find exactly what suits your needs.<\/p>\n<\/div>\n<figure id=\"attachment_53725\" aria-describedby=\"caption-attachment-53725\" style=\"width: 900px\" class=\"wp-caption aligncenter\"><img loading=\"lazy\" decoding=\"async\" class=\"wp-image-53725\" src=\"https:\/\/www.loudavymkrokem.cz\/wp-content\/uploads\/2023\/05\/porovnej24.jpg\" alt=\"Travel insurance comparison website\" width=\"900\" height=\"416\" title=\"\"><figcaption id=\"caption-attachment-53725\" class=\"wp-caption-text\">A typical travel insurance comparison website layout<\/figcaption><\/figure>\n<div style=\"text-align: justify;\">\n<div>We tested a few comparison tools to see how much a week of European travel insurance would cost. The result? Several providers came in at very similar prices, so you have plenty of choice. The beauty of comparison sites is that you can see all the coverage limits in one place and pick the policy that works best for you \u2014 all on a single page.<\/div>\n<\/div>\n<figure id=\"attachment_53728\" aria-describedby=\"caption-attachment-53728\" style=\"width: 900px\" class=\"wp-caption alignnone\"><img loading=\"lazy\" decoding=\"async\" class=\"wp-image-53728\" src=\"https:\/\/www.loudavymkrokem.cz\/wp-content\/uploads\/2023\/05\/netfinance.png\" alt=\"Detailed view of an insurance comparison tool\" width=\"900\" height=\"418\" title=\"\"><figcaption id=\"caption-attachment-53728\" class=\"wp-caption-text\">Expanding the details in an insurance comparison tool<\/figcaption><\/figure>\n<p><em>TIP: Don&#8217;t forget to check whether your bank account or credit card already includes some level of travel cover \u2014 many do, and it could save you money!<\/em><\/p>\n<p>It&#8217;s also worth checking what each policy covers in terms of pandemic-related disruptions. Many providers now include Covid-19 cover as standard, but it&#8217;s always wise to read the fine print.<\/p>\n<div style=\"text-align: justify;\">\n<h2><span class=\"ez-toc-section\" id=\"Annual_Long-Term_Travel_Insurance_90_Days\"><\/span>Annual &#038; Long-Term Travel Insurance (90+ Days)<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>If you&#8217;re planning to travel for an extended period \u2014 say a year, or you simply don&#8217;t know when your adventure will end \u2014 we&#8217;d strongly recommend <strong><a class=\"thirstylink\" rel=\"nofollow\" target=\"_blank\" title=\"Safety Wing\" href=\"https:\/\/loudavymkrokem.cz\/en\/doporucujeme\/safety-wing\/\" data-shortcode=\"true\">SafetyWing<\/a> or <a class=\"thirstylink\" rel=\"nofollow\" target=\"_blank\" title=\"True Traveller\" href=\"https:\/\/loudavymkrokem.cz\/en\/doporucujeme\/true-traveller\/\" data-shortcode=\"true\">True Traveller<\/a><\/strong>. They&#8217;re international insurers that offer genuinely excellent terms for long-term travellers, far beyond what most standard UK annual policies provide.<\/p>\n<p><strong><em>\ud83d\udca1TIP: Read our in-depth guide to long-term travel insurance in our <a href=\"https:\/\/loudavymkrokem.cz\/en\/best-annual-travel-insurance\/\">dedicated article<\/a>!<\/em><\/strong><\/p>\n<h3><span class=\"ez-toc-section\" id=\"Long-Term_Travel_Insurance_with_SafetyWing\"><\/span>Long-Term Travel Insurance with SafetyWing<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Norwegian company <strong><a class=\"thirstylink\" title=\"Safety Wing\" href=\"https:\/\/loudavymkrokem.cz\/doporucujeme\/safety-wing\/\" target=\"_blank\" rel=\"nofollow noopener\" data-shortcode=\"true\">SafetyWing<\/a><\/strong> launched in 2018 with a unique insurance model designed specifically for digital nomads, freelancers, and frequent travellers. You pay on a monthly basis (every 28 days). No complicated decisions \u2014 within minutes you&#8217;ll have an account set up, pay by card, and you&#8217;re covered for the month.<\/p>\n<p><strong><a class=\"thirstylink\" title=\"Safety Wing\" href=\"https:\/\/loudavymkrokem.cz\/doporucujeme\/safety-wing\/\" target=\"_blank\" rel=\"nofollow noopener\" data-shortcode=\"true\">SafetyWing<\/a><\/strong> offers two different plans (Essential and Complete), billed monthly. If you&#8217;re not travelling, you can easily pause your cover. You can sign up online even if you&#8217;re already abroad, and there&#8217;s no requirement to return to your home country after a set period.<\/p>\n<p><strong>The Essential plan for individuals aged 10\u201339<\/strong> starts at <strong>$56.28 per month<\/strong> (with optional add-ons for US coverage or adventure sports). It covers medical treatment, hospitalisation, emergency transport, lost luggage, trip interruption, and flight delays. The overall coverage limit is <strong>$250,000 per incident<\/strong>.<\/p>\n<p><strong>For more comprehensive protection, there&#8217;s the Complete plan.<\/strong> The main advantage here is the <strong>high overall coverage limit of $1,500,000.<\/strong> It covers not only unexpected medical emergencies but also ongoing healthcare and preventive check-ups. <strong>Additional benefits include:<\/strong><\/p>\n<ul>\n<li>Transfer to a better-equipped hospital.<\/li>\n<li>Lost luggage coverage.<\/li>\n<li>Mental health support.<\/li>\n<li>Specialist consultations (e.g., gynaecologist, chiropractor).<\/li>\n<li>Theft protection.<\/li>\n<li>Costs for trip delays or interruptions due to family emergencies.<\/li>\n<li>Repatriation or funeral costs in the event of death.<\/li>\n<\/ul>\n<p><strong>The Complete plan for ages 18\u201339 starts at $150.50 per month<\/strong>, with the option to add US coverage or adventure sports.<\/p>\n<figure id=\"attachment_91216\" aria-describedby=\"caption-attachment-91216\" style=\"width: 1200px\" class=\"wp-caption alignnone\"><img loading=\"lazy\" decoding=\"async\" class=\"wp-image-91216 size-full\" src=\"https:\/\/loudavymkrokem.cz\/wp-content\/uploads\/2019\/08\/Safety-wing-tarify.jpg\" alt=\"SafetyWing insurance plans overview\" width=\"1200\" height=\"630\" title=\"\" srcset=\"https:\/\/loudavymkrokem.cz\/wp-content\/uploads\/2019\/08\/Safety-wing-tarify.jpg 1200w, https:\/\/loudavymkrokem.cz\/wp-content\/uploads\/2019\/08\/Safety-wing-tarify-300x158.jpg 300w, https:\/\/loudavymkrokem.cz\/wp-content\/uploads\/2019\/08\/Safety-wing-tarify-700x368.jpg 700w, https:\/\/loudavymkrokem.cz\/wp-content\/uploads\/2019\/08\/Safety-wing-tarify-768x403.jpg 768w, https:\/\/loudavymkrokem.cz\/wp-content\/uploads\/2019\/08\/Safety-wing-tarify-696x365.jpg 696w\" sizes=\"auto, (max-width: 1200px) 100vw, 1200px\" \/><figcaption id=\"caption-attachment-91216\" class=\"wp-caption-text\"><a class=\"thirstylink\" rel=\"nofollow\" target=\"_blank\" title=\"Safety Wing\" href=\"https:\/\/loudavymkrokem.cz\/en\/doporucujeme\/safety-wing\/\" data-shortcode=\"true\">SafetyWing<\/a> insurance plans overview<\/figcaption><\/figure>\n<h3><span class=\"ez-toc-section\" id=\"Long-Term_Travel_Insurance_with_True_Traveller\"><\/span>Long-Term Travel Insurance with True Traveller<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<div><strong><a class=\"thirstylink\" title=\"True Traveller\" href=\"https:\/\/loudavymkrokem.cz\/doporucujeme\/true-traveller\/\" target=\"_blank\" rel=\"nofollow noopener\" data-shortcode=\"true\">True Traveller<\/a><\/strong> insurance is made for travellers like us! If you have no idea which hemisphere you&#8217;ll be on next month, <a class=\"thirstylink\" rel=\"nofollow\" target=\"_blank\" title=\"True Traveller\" href=\"https:\/\/loudavymkrokem.cz\/en\/doporucujeme\/true-traveller\/\" data-shortcode=\"true\">True Traveller<\/a> is perfect for you. You can get covered for up to 18 months, and the policy includes all sorts of activities you might get up to on the road. Show us another insurer that covers bungee jumping or skydiving at no extra cost.<\/div>\n<div> <\/div>\n<\/div>\n<div style=\"text-align: justify;\">\n<div><strong><a class=\"thirstylink\" rel=\"nofollow\" target=\"_blank\" title=\"True Traveller\" href=\"https:\/\/loudavymkrokem.cz\/en\/doporucujeme\/true-traveller\/\" data-shortcode=\"true\">True Traveller<\/a><\/strong> is a British insurer, so everything is handled in English \u2014 which makes it particularly convenient for UK-based travellers. Their claims process is straightforward and their customer service is highly rated.<\/div>\n<div> <\/div>\n<div><b>Why is <a class=\"thirstylink\" rel=\"nofollow\" target=\"_blank\" title=\"True Traveller\" href=\"https:\/\/loudavymkrokem.cz\/en\/doporucujeme\/true-traveller\/\" data-shortcode=\"true\">True Traveller<\/a>&#8217;s annual insurance better than standard policies?<\/b><\/div>\n<ul>\n<li>\n<div>Coverage up to \u00a310,000,000<\/div>\n<\/li>\n<li>\n<div>Policies available for up to 18 months with the option to extend<\/div>\n<\/li>\n<li>\n<div>Medical expenses paid directly while you&#8217;re on the road<\/div>\n<\/li>\n<li>\n<div>90+ sports and activities covered in the base policy<\/div>\n<\/li>\n<\/ul>\n<p>With <a class=\"thirstylink\" rel=\"nofollow\" target=\"_blank\" title=\"True Traveller\" href=\"https:\/\/loudavymkrokem.cz\/en\/doporucujeme\/true-traveller\/\" data-shortcode=\"true\">True Traveller<\/a>, you don&#8217;t need to cut your trip short to make a claim. You can report an incident online and have the money in your account within five days. No convoluted processes like with traditional insurers. <strong><a class=\"thirstylink\" title=\"True Traveller\" href=\"https:\/\/loudavymkrokem.cz\/doporucujeme\/true-traveller\/\" target=\"_blank\" rel=\"nofollow noopener\" data-shortcode=\"true\">You can get your policy here<\/a><\/strong>.<\/p>\n<\/div>\n<div style=\"text-align: justify;\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-52150\" src=\"https:\/\/www.loudavymkrokem.cz\/wp-content\/uploads\/2023\/05\/true_traveller-300x62.png\" alt=\"True Traveller logo\" width=\"600\" height=\"123\" title=\"\"><\/div>\n<div style=\"text-align: justify;\">\n<div><a class=\"thirstylink\" rel=\"nofollow\" target=\"_blank\" title=\"True Traveller\" href=\"https:\/\/loudavymkrokem.cz\/en\/doporucujeme\/true-traveller\/\" data-shortcode=\"true\">True Traveller<\/a> boasts a top rating on <a href=\"http:\/\/trustpilot.com\/\" target=\"_blank\" rel=\"noopener\">Trustpilot.com<\/a>. A whopping 97% of 905 reviews rate <a class=\"thirstylink\" rel=\"nofollow\" target=\"_blank\" title=\"True Traveller\" href=\"https:\/\/loudavymkrokem.cz\/en\/doporucujeme\/true-traveller\/\" data-shortcode=\"true\">True Traveller<\/a> as excellent.<\/div>\n<\/div>\n<div style=\"text-align: justify;\"><a class=\"thirstylink\" title=\"True Traveller\" href=\"https:\/\/loudavymkrokem.cz\/doporucujeme\/true-traveller\/\" target=\"_blank\" rel=\"nofollow noopener\" data-shortcode=\"true\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-52151\" src=\"https:\/\/www.loudavymkrokem.cz\/wp-content\/uploads\/2023\/05\/true-traveller-2.png\" alt=\"True Traveller Trustpilot reviews\" width=\"1554\" height=\"350\" title=\"\"><\/a><\/div>\n<div style=\"text-align: justify;\">\n<h4><span class=\"ez-toc-section\" id=\"3_Plan_Types_from_True_Traveller\"><\/span><b>3 Plan Types from <a class=\"thirstylink\" title=\"True Traveller\" href=\"https:\/\/loudavymkrokem.cz\/doporucujeme\/true-traveller\/\" target=\"_blank\" rel=\"nofollow noopener\" data-shortcode=\"true\">True Traveller<\/a><\/b><span class=\"ez-toc-section-end\"><\/span><\/h4>\n<div><a class=\"thirstylink\" rel=\"nofollow\" target=\"_blank\" title=\"True Traveller\" href=\"https:\/\/loudavymkrokem.cz\/en\/doporucujeme\/true-traveller\/\" data-shortcode=\"true\">True Traveller<\/a> offers three plan tiers: True Value, Traveller, and Traveller Plus. The first is the cheapest and doesn&#8217;t include things like missed flight cover. That said, you&#8217;ll likely find that even the basic tier is more than sufficient compared to most standard travel insurance options.<\/div>\n<h4><span class=\"ez-toc-section\" id=\"Dont_Forget_This_When_Ordering\"><\/span><b>Don&#8217;t Forget This When Ordering<\/b><span class=\"ez-toc-section-end\"><\/span><\/h4>\n<div>When placing your order, make sure you tick the option for zero excess. For an annual policy, it costs roughly $50 extra \u2014 practically nothing. If you don&#8217;t, you&#8217;ll have a minimum excess of \u20ac140, which means you&#8217;d end up paying for most minor issues out of your own pocket.<\/div>\n<\/div>\n<div style=\"text-align: justify;\"><a class=\"thirstylink\" title=\"True Traveller\" href=\"https:\/\/loudavymkrokem.cz\/doporucujeme\/true-traveller\/\" target=\"_blank\" rel=\"nofollow noopener\" data-shortcode=\"true\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-52152\" src=\"https:\/\/www.loudavymkrokem.cz\/wp-content\/uploads\/2023\/05\/true-traveller-3.jpg\" alt=\"True Traveller plan options\" width=\"1024\" height=\"538\" title=\"\"><\/a><\/div>\n<div style=\"text-align: justify;\">\n<h4><span class=\"ez-toc-section\" id=\"Add-On_Packs\"><\/span><b>Add-On Packs<\/b><span class=\"ez-toc-section-end\"><\/span><\/h4>\n<div>Once you&#8217;ve selected your base plan, you can choose from add-on packs. There are three: Traveller Pack, Adventure Pack, and Extreme Pack.<\/div>\n<div>The Traveller Pack comes free with every new policy and covers most standard sports, including snorkelling and diving down to 18 metres.<\/div>\n<div> <\/div>\n<div>If you&#8217;re planning to work abroad, you&#8217;ll need the Adventure Pack, which covers manual labour and volunteering.<\/div>\n<div> <\/div>\n<div><b>So, who is <a class=\"thirstylink\" title=\"True Traveller\" href=\"https:\/\/loudavymkrokem.cz\/doporucujeme\/true-traveller\/\" target=\"_blank\" rel=\"nofollow noopener\" data-shortcode=\"true\">True Traveller<\/a> best for?<\/b><\/div>\n<div> <\/div>\n<div>It&#8217;s ideal for those of you who want to travel for longer than three months and prefer to go with the flow rather than stick to a rigid plan. The insurance is affordable, the sign-up process is quick, and the add-on packs let you tailor your cover to your exact needs.<\/div>\n<\/div>\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Planning_an_Adventure\"><\/span>Planning an Adventure?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p><strong>Don&#8217;t forget to check out:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><a href=\"https:\/\/loudavymkrokem.cz\/en\/essential-camping-gear\/\"><strong>Camping Gear Guide<\/strong><\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/loudavymkrokem.cz\/en\/best-travel-gear-guide\/\"><strong>Travel Gear Essentials<\/strong><\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/loudavymkrokem.cz\/en\/how-find-cheap-flights-tips\/\"><strong>How to Find Cheap Flights<\/strong><\/a><\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"<p>Whether you&#8217;re planning a quick weekend getaway or a 10-month backpacking adventure through South America, you&#8217;ll always need good travel insurance. We&#8217;ve compared the best options and picked our winners for both short and long trips.<\/p>\n","protected":false},"author":2,"featured_media":51313,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":"","rank_math_title":"Best Travel Insurance for Short & Long Trips (2024)","rank_math_description":"Looking for the best travel insurance for short and long trips? We compare top providers like SafetyWing &amp; True Traveller. Find your ideal cover now!","rank_math_focus_keyword":"best travel insurance","rank_math_seo_score":""},"categories":[335],"tags":[],"class_list":{"0":"post-186875","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-travel-tips"},"acf":[],"featured_image_src":"https:\/\/loudavymkrokem.cz\/wp-content\/uploads\/2017\/11\/IMG_9272.jpg","author_info":{"display_name":"Luk\u00e1\u0161 Kone\u010dn\u00fd","author_link":"https:\/\/loudavymkrokem.cz\/en\/author\/lukas-konecny\/"},"_links":{"self":[{"href":"https:\/\/loudavymkrokem.cz\/en\/wp-json\/wp\/v2\/posts\/186875","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/loudavymkrokem.cz\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/loudavymkrokem.cz\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/loudavymkrokem.cz\/en\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/loudavymkrokem.cz\/en\/wp-json\/wp\/v2\/comments?post=186875"}],"version-history":[{"count":3,"href":"https:\/\/loudavymkrokem.cz\/en\/wp-json\/wp\/v2\/posts\/186875\/revisions"}],"predecessor-version":[{"id":218176,"href":"https:\/\/loudavymkrokem.cz\/en\/wp-json\/wp\/v2\/posts\/186875\/revisions\/218176"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/loudavymkrokem.cz\/en\/wp-json\/wp\/v2\/media\/51313"}],"wp:attachment":[{"href":"https:\/\/loudavymkrokem.cz\/en\/wp-json\/wp\/v2\/media?parent=186875"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/loudavymkrokem.cz\/en\/wp-json\/wp\/v2\/categories?post=186875"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/loudavymkrokem.cz\/en\/wp-json\/wp\/v2\/tags?post=186875"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}